What is Plan N in Medicare? Plan N is a supplement that covers all costs except the Part B deductible and excess charges. Plus, you pay a small copay for doctor's office and E.R. visits. In this article, we'll take a look at Medicare Plan N, the newest of the 10 standardized plans, to help you … [Read more...] about 7 Top Plan N Medicare Benefits
Can You Have A Medicare Advantage Plan And A Supplemental Plan At The Same Time? Medicare rules do not allow beneficiaries to have both a Medicare Advantage plan and Medicare Supplement Insurance. They are incompatible, and you'll need to choose one or the other. In this article, we'll help you … [Read more...] about Medicare Advantage and Supplement Simultaneously
Can You Get On Medicare At Age 62? As a general rule, you can't get Medicare at age 62. However, there are three situations that may allow you to have Medicare before the age of 65. In this article, we will do a deep dive into how you can sign up for Medicare at age 62 or younger. And, we'll … [Read more...] about Medicare at Age 62: Fact or Fiction?
What are the Medicare Advantage Eligibility Requirements? Anyone enrolled in both Medicare Part A and Part B (Original Medicare) is eligible to join a Medicare Advantage plan in their area. This includes individuals who have Medicare due to a disability, regardless of their age. In this article, … [Read more...] about Requirements for Medicare Advantage Eligibility
What Does Medicare Part B Excess Charges Mean? Healthcare providers that don't accept Medicare's standard rates as full payment are allowed to add up to an additional 15% to your bill. This additional amount is a Part B excess charge. In this article, we'll explain what Part B excess charges … [Read more...] about Medicare Part B Excess Charges Explained
What is Medigap vs Medicare Advantage? While they are both private insurance, Medigap and Medicare Advantage are very different. Medigap works in lockstep with Original Medicare to help pay deductibles and copays. Medicare Advantage replaces Original Medicare with a private HMO or PPO-type health … [Read more...] about Medigap vs Medicare Advantage in 3 Minutes!
Can I Switch from Medicare Advantage to Medigap without Underwriting? If you are new to Medicare, and you joined a Medicare Advantage plan, you have a 1-year trial right. During this period you can switch back to Original Medicare and buy a Medigap policy. There's a second situation that gives you … [Read more...] about When Can I Switch from Medicare Advantage to Medigap?
What Zip Codes Have The Medicare Give Back Program? The Medicare Part B premium reduction benefit pays all or some of your Part B monthly premium. However, the benefit is not available from all Medicare Advantage plans. That said, in just a couple of years, the number of plans offering a Medicare … [Read more...] about Medicare Give Back Program (by zip code)
Medicare, the federal health insurance program for seniors and certain individuals with disabilities, plays a crucial role in ensuring access to affordable healthcare. However, the cost of Medicare coverage varies depending on several factors, including income. In this blog post, we will explore … [Read more...] about Understanding How Income Determines Medicare Premiums
Medicare without Social Security Medicare and Social Security benefits are no longer linked. In the past, both benefits were automatic at age 65. This is no longer the case. Today, most people are eligible for their Medicare benefits at age 65. Some people qualify earlier than age 65 due to … [Read more...] about Can You Get Medicare without Social Security?
Can You Cancel Medicare Part B? Yes, you can cancel Medicare Part B coverage. Part B, your medical coverage, is an option, not a requirement. However, Medicare can charge you an additional 10% for each 12-month period you could have been enrolled in Part B. There are two instances that allow you … [Read more...] about What is the Penalty for Canceling Medicare Part B?
When Does Medicare Supplement Open Enrollment Take Place? The Medicare Supplement Open Enrollment period is not a set time of the year. It is unique to you and is the only time when carriers cannot deny coverage. In this article, we'll answer the 5 most common questions we get about the Medigap … [Read more...] about What is the Medigap Open Enrollment Period?
If you are about to make plan election choices for yourself or a loved one, you might find yourself wondering about the advantages and disadvantages of Medicare Advantage plans. In this MedicareWire article, we'll answer this important question for you. Spoiler Alert: It's different for … [Read more...] about Top 5 Advantages and Disadvantages of Medicare Advantage Plans
Where to Compare Medicare Advantage Plans MedicareWire is the only website that lets you quickly and easily see all Medicare Advantage plans in your area and download plan benefits and costs. Use our MA Plan Finder to compare plans. In this article, well answer these important questions about … [Read more...] about How to Compare Medicare Advantage Plans
If you're shopping for a Medicare Supplement, and you're wondering how you can save some money on your monthly premiums, your insurance agent might show you Plan K and High Deductible Plan G as viable options. Plan K and High Deductible Plan G are the lowest-cost Medigap plans available in most … [Read more...] about Medicare Plan K vs High Deductible Plan G Pros and Cons