Possibly nothing gives seniors a bigger headache than their prescription drug plan and drug costs. So, after dozens of emails asking about the 2019 WellCare Value Script Medicare Part D plan (PDP), we decided to take a closer look.Is it the best or worst Part D plan for 2019?The first thing to understand about the low-cost WellCare PDP is that it has a low cost … [Read more...]
My Medicare Advantage Plan Is Not Offered In 2019. What do I Do?
I received a notice that my Medicare Advantage plan won't be available in 2019. What do I need to do?This year, thousands of seniors received a notice from their Medicare Advantage (MA) plan telling them that the insurance carrier will no longer be offering coverage in their area. If you received this notice, you have two options. You can join a different MA plan that's … [Read more...]
2019 Medicare Part D Changes
Our initial analysis of the 2019 Medicare Part D Plan (PDP) data for prescription drug coverage, released by the Centers for Medicare and Medicaid Services (CMS) on the 29th of September, concludes that:Medicare beneficiaries in most states have more PDP options, and; Many beneficiaries will experience an overall cost increase unless they choose a 2019 plan with a … [Read more...]
Medicare Plan F: What Does this Medicare Supplement Offer?
What is Medicare Plan F? Here's a quick overview of Medicare Supplement Plan F:Works in lock-step with Medicare Part A and B (does not replace it). About 56% of seniors with a Medigap policy choose Plan F. Covers Medicare Part A Deductible. Covers Medicare Part A Coinsurance and an additional 365 days of hospitalization. Covers Medicare Part B Deductible. … [Read more...]
Medicare Advantage vs. Medigap: Which Is Best?
Comparing Medicare Advantage and Medigap (Medicare Supplements)Medicare Advantage replaces your Original Medicare benefits with managed care. Medicare Supplement insurance fills gaps in your Original Medicare benefits. Choosing the best option is easy if you follow the simple steps outlined below.Medicare Advantage enrollment has increased significantly over the … [Read more...]
Petplan Pet Insurance Review
Overall Rating (4.5 Stars) Petplan ranked the second highest across all of our ranking factors. They offer comprehensive coverage, with your choice of a capped or unlimited plan. Petplan reimburse you based on your actual vet bill, not a rate schedule, and you can choose your reimbursement level (70%, 80% or 90%) and your annual deductible ($250 to $1,000). Petplan customers … [Read more...]
Healthy Paws Pet Insurance Review
Overall Rating (4.5 Stars, Excellent) Healthy Paws ranked highest across all of our ranking factors, earning it our Editor's Choice award. They offer comprehensive coverage, with no caps or limits, and they reimburse you based on your actual vet bill, not a rate schedule. Plus, they let you pick your reimbursement level and annual deductible. Healthy Paws customer get all of … [Read more...]
What You Need to Know About Your New Medicare Card
Your new Medicare card is on its way, and for millions has already arrived. The new red, white and blue cards are long overdue, and offer significant relief from Medicare fraud and identity theft. New cards will go to both existing and new Medicare beneficiaries. People signing up for Medicare for the first time will be the first to receive them.Until now, your Medicare ID … [Read more...]
Trump’s Plan To Reduce Prescription Drug Prices will Help Seniors
On May 11th, President Trump rolled out a comprehensive plan to lower drug prices. The administration's 44 page executive action on drug pricing, entitled “American Patients First,” is a blueprint that represents the most comprehensive effort by any presidential administration to address the prescription drug price crisis. The criticism from the mainstream media is that the … [Read more...]
7 Ways to Prevent Falling at Home
One out of three American seniors, age 65 and older, will fall this year. With more and more of us choosing to live independently as we get older, falls are a growing concern, in particular because fewer than half who fall will talk to their doctor about it.With falls being so prevalent, it's not surprising that it is the number one cause of injuries in seniors, resulting … [Read more...]
