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Signs Obamacare is Weakening Medicare Advantage

Medicare Advantage Reimbursements

While it got off to a humiliating start, 8.1 million people ultimately enrolled in a healthcare plan through the Affordable Care Act's (aka, "Obamacare") state and federal health exchanges, surpassing the Department of Health and Human Services expectations for 2014. As impressive as this figure may be, enrollments are just one piece of a puzzle designed to get more healthy people into the health insurance system to help insurers spread medical costs across a larger base.For the majority of … Continue reading...

New Bill Protects Seniors with Medicare Advantage Plans

Medicare Advantage Plans

Last fall, UnitedHealthcare (UHC) told thousands of primary care doctors and specialists in the UHC network they would be dropped in early 2014. New legislation submitted by two members of Congress, called the Medicare Advantage Participant Bill of Rights Act, would require Medicare Advantage plans to finalize their physician networks 60 days before the Medicare Annual Election Period begins.U.S. Rep. Rosa DeLauro, D-Conn, 3rd District, introduced the legislation in the U.S. House.  A … Continue reading...

What Gaps in Medicare Mean To You

What gaps in your Medicare health insurance coverage mean to you.

In dictionaries the word gap means a break, a separation, an incompleteness or deficiency. In Medicare it means the same thing, but it refers specifically to something that is missing from your health insurance coverage.Many seniors make a critical mistake when they buy into … Continue reading...

Physicians United Medicare Advantage Plan TERMINATED!


Physicians United Plan, a Medicare Advantage HMO, received their court order to shut down at the end of the month.  The company will be liquidated on July 1st under the order signed by a Leon County judge. The ruling earlier this week affects affects approximately 39,000 members … Continue reading...

What Medicare Out-of-Pocket Costs Mean to You

Medicare Out of Pocket Costs

Out-of-pocket costs are those fees that you have to pay at the doctors office, hospital or pharmacy because they are not covered by your Medicare health insurance. Almost all healthcare plans have these expenses, but they vary according to what type of Medicare plan you … Continue reading...

What To Do When Your Medicare Drug Plan Doesn’t Cover Your Prescription

Green prescription pill capsules

Presumably, if you have a Medicare Part D Plan or a Medicare Advantage Plan (Part C) that includes Part D drug coverage, you looked at its formulary before you made the decision to enroll in the plan. Perhaps since then, however, you have developed a need for another medication … Continue reading...