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Medicare health insurance is complicated. And with so much information coming at you when you first qualify for your Medicare benefits, it isn't easy to know what advice to follow.
In this Medicare Mistakes Series, we'll explain some of the most costly mistakes people make and how you can avoid them.
by David Bynon, — fact checkedA qualified researcher has reviewed the content on this page to ensure it is factually accurate, meets current industry standards, and helps readers achieve a better understanding of Medicare health insurance and Medicare coverage topics. by Ethan Bynon
If you are healthy, choosing a Medicare plan at age 65 is relatively straightforward. But what if you have chronic health issues?
Most Medicare experts agree that Original Medicare plus a Medicare Supplement is the best health insurance coverage you can get. However, most Medicare Advantage … [Read more...] about Original Medicare vs Medicare Advantage in 2023
by David Bynon, — fact checked by Ethan Bynon
In our second article in the Medicare Mistakes Series, we discussed why it is a mistake not to enroll in Medicare at age 65. In Mistake #3, we're going to address an equally important topic, not signing up for Medicare if you are still working.
If you are still working at age 65, yes, you should … [Read more...] about When to Sign up for Medicare if Still Working at 65
by David Bynon, — fact checked by Ethan Bynon
Medicare is health insurance for people ages 65 and older and individuals with certain disabilities.
Most people should sign up for Medicare coverage starting three months prior to their 65th birthday. However, you can delay enrolling if you have coverage through your employer.
In this … [Read more...] about When Do I Need to Sign Up for Medicare?
by David Bynon, — fact checked by Ethan Bynon
Many people mistakenly believe that Medicare is free for everybody, including when you turn age 65. After all, during the years we work, we pay Medicare taxes, right?
Medicare is not free for everybody. Medicare is not free at age 65. And Medicare is not free for the disabled. Our taxes pay for … [Read more...] about Is Medicare Free For Everybody?
by David Bynon, — fact checked by Ethan Bynon
In Medicare Mistake #9 we talked about how expensive it can be to go out-of-network in a Medicare Advantage plan and what you can do about it. Similarly, retiring can also be costly with Medicare. In this tenth and final edition of our Medicare Mistakes Series, we'll address three things you need to … [Read more...] about Medicare Mistake #10: Costly Financial Moves when You Retire
by David Bynon, — fact checked by Ethan Bynon
In Medicare Mistake #8 we explained the importance of understanding your coverage and reviewing it annually. In this installment of our Medicare Mistakes Series, we want to explain how costly it can be to go out of network in most Medicare Advantage plans, and what you can do about it.
Key … [Read more...] about Medicare Mistake #9: Going Out-of-Network in Your Medicare Advantage Plan
by David Bynon, — fact checked by Ethan Bynon
In Medicare Mistake #5 we talked about why the best plan for your spouse or friend might not be the best plan for you. In this Medicare Mistakes article, we'll address the importance of reviewing and understanding your coverage to make sure you're actually getting what you need.
Key Takeaways … [Read more...] about Medicare Mistake #8: Not Reviewing and Understanding Your Coverage
by David Bynon, — fact checked by Ethan Bynon
In Medicare Mistake #4 we talked about why Medicare Advantage isn't the best option for people with chronic health issues, and how Medicare supplement insurance offers solid protection from deductibles, copayments, and coinsurance. In this article, we'll address the importance of getting the right … [Read more...] about Medicare Mistake #7: Choosing the Wrong Medigap Plan
by David Bynon, — fact checked by Ethan Bynon
Medicare offers all of its beneficiaries the ability to gain access to quality health care regardless of their race, color, creed, economic status, or health condition. As we discussed in the first article in our Medicare Mistakes Series, Medicare is not free, and the premiums, deductibles, and … [Read more...] about Medicare Mistake #6: Not Leveraging Assistance Programs
by David Bynon, — fact checked by Ethan Bynon
Medicare health insurance is a very personal product. And, other than a household discount from some Medicare supplement companies, there are no discounts for choosing the same plan as your spouse. In this, the fifth article in our Medicare Mistakes Series, we'll cover why buying the same coverage … [Read more...] about Medicare Mistake #5: Getting the Same Medicare Plan as Your Spouse
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