Assisted living and independent living are very different. Assisted living is when someone receives assistance with their daily living tasks, including bathing, grooming, cooking, cleaning, and taking medication. Independent living is when someone lives at home with minimal or no … [Read more...]
What You Must Know to Avoid Financial Ruin & Get What You Deserve
Sixty million people (51 million seniors and 9 million adults with disabilities) use Medicare for their health insurance coverage. To understand what Medicare covers and how it provides coverage benefits, you need to know the … [Read more...]
As we age most of us need eye care, dental work, foot care, hearing aids, and additional medical care, but Medicare generally won’t pay for any of these health services. And if you need extensive long-term care, Medicare only covers you for a limited amount of time and under very specific … [Read more...]
In this MedicareWire blog post we tackle one of the most common questions we get, "does Medicare pay for my dental care?"
Dental Care for Seniors without Insurance
Yes, some Medicare Advantage plans do offer dental coverage.
Yes, Medicare does cover oral surgery and treatment associated with … [Read more...]
Medicare is not only for those 65 and older. If you are disabled due to injury or disease you may qualify as well. It's to your benefit to begin looking into Medicare disability benefits as soon as possible.
Facts About Medicare for Those with Disabilities
Your first step is to apply for Social … [Read more...]
Does Medicare cover dentures or dental implants?
Original Medicare does not cover dentures (false teeth).
Original Medicare does not cover dental implants unless they are deemed medically necessary due to another serious health issue (e.g., cancer).
In general, Medicare does not cover … [Read more...]
Do you have to pay for Medicare, or is it free?
Most people don't pay for Medicare Part A (hospital insurance), however you do pay co-insurance and an annual deductible.
There is a premium for Medicare Part B. It also has a deductible and co-insurance.
After you pay your deductibles, … [Read more...]
In dictionaries the word gap means a break, a separation, an incompleteness or deficiency. In Medicare it means the same thing, but it refers specifically to something that is missing from your health insurance coverage.
Many seniors make a critical mistake when they buy into government … [Read more...]
Out-of-pocket costs are those fees that you have to pay at the doctors office, hospital or pharmacy because they are not covered by your Medicare health insurance. Almost all healthcare plans have these expenses, but they vary according to what type of Medicare plan you choose.
Your out-of-pocket … [Read more...]
Presumably, if you have a Medicare Part D Plan or a Medicare Advantage Plan (Part C) that includes Part D drug coverage, you looked at its formulary before you made the decision to enroll in the plan. Perhaps since then, however, you have developed a need for another medication which is not covered … [Read more...]
MSA stands for Medical Savings Account. It's a type of health insurance plan that helps you set aside monies in a tax-free savings account to be used on your health care costs. If you're familiar with Health Savings Accounts outside of Medicare, it's a similar type of health plan.
Some Medicare … [Read more...]
About ten thousand people a day turn 65 in the United States, making them eligible for Medicare health insurance. If you are about to turn 65 you might want to know what being Medicare eligible means to you and how you can best prepare.
The most important thing to be aware of is your Initial … [Read more...]
Are you planning a vacation or two this summer? Make sure you know what your health insurance covers before you leave town. Medicare's coverage of your medical care depends on where you travel and how you receive your Medicare benefits.
How Medicare Works When You Travel Inside the US and its … [Read more...]