Many people get into a Medicare Advantage plan with the belief that it will cost less than Original Medicare. For some people, it works out that way. For others, it doesn't. When it doesn't, Medigap may be a better solution. If you have discovered the difference between Medicare Supplements … [Read more...] about How Do I Switch from Medicare Advantage to Medigap?
Healthcare costs in our country are out of control, putting millions of Americans at risk. Fortunately, we have Medicaid as a social safety net system. Without Medicaid, millions of people would be unable to afford their Medicare benefits. They would not be able to pay their monthly premiums, the … [Read more...] about How to Qualify for Both Medicare and Medicaid in 2023
You may have noticed that Medicare is not the same everywhere. Plans are different. Costs are different. And, benefits are different, too. In this article, we'll explain the differences in Medicare, and how you can get the most Medicare possible, no matter what state you're in. Does it … [Read more...] about Why is Medicare Different in Each State?
Most people can change their Medicare health coverage and Medicare drug coverage during three different enrollment periods. Each period has different rules. If you are new to Medicare, you have an additional option. Most of us know about the Medicare open enrollment period in the fall. With all … [Read more...] about When Can You Change Your Medicare Plan?
As you approach your 65th birthday, choosing a Medicare plan might seem overwhelming, but it's not so bad when you break it down. Medicare has two sections: Part B and Part A. Medicare Part A covers your hospital care, skilled nursing facilities, and hospice costs. It's generally premium-free. … [Read more...] about Medicare Supplement (Medigap) Plans: Coverage, Costs, and Eligibility
If you are about to get your Medicare benefits, you might be wondering if you can afford a top-shelf Medicare Supplement plan. A better question might be, can you afford not to have Medicare Supplement Insurance? In this article, we’re going to explore 3 cheap Medicare Supplements to see if … [Read more...] about What is the Cheapest Medicare Option?
For some people, the switch to Medicare is welcome. However, even with Medicare being universally available, Medicare coverage varies widely among individuals. If you look at Medicare Advantage plans, you already understand how many options exist. Most of these plans include prescription … [Read more...] about Paying for Drugs When You Have a Medigap Plan
Medicare Part C offers people with Part A and Part B Medicare coverage the option to enroll in a health plan from a private insurance company. In this article, I’ll go over exactly how a private health plan may benefit you and why it might be good to have for some people. What Medicare … [Read more...] about Is Medicare Part C Good to Have?
Original Medicare provides health insurance coverage for your major healthcare services. Medicare Part A is your hospital insurance and Part B is your medical insurance. But, there are huge gaps in the amount the Medicare program covers. These coverage gaps, which include deductibles, copayments, … [Read more...] about What is the Best Way to Choose a Medicare Supplement Plan?
Medicare Advantage is Medicare Part C, the private health plan option for people with Medicare Part A and Part B benefits. They are the same. Medicare Part C was branded Medicare Advantage by the federal government to help distinguish it from traditional Medicare. Whether or not it is an … [Read more...] about Is Medicare Part C The Same As Medicare Advantage?
The four parts of the Medicare program (A, B, C, and D) give Medicare beneficiaries a choice in how they receive their healthcare benefits. In this article, I will explain what Medicare Part C is used for and make some suggestions to make it easier for you to decide which parts will work best for … [Read more...] about What Does Part C of Medicare Do?
Medicare is a federal health insurance program that covers millions of Americans. Four parts, A, B, C, and D provide different coverage options. This article will examine the differences between Medicare Part B and Medicare Part C in the context of Original Medicare vs. Medicare Advantage plans. … [Read more...] about What is the Difference Between Medicare Part B and Part C?
Medicare Part C is optional health insurance for people on Medicare. Some people need it, while others don't. If you feel that Original Medicare (Part A and Part B) isn't enough coverage, you might be a good candidate for Medicare Part C. This article will explore Part C of Medicare and why … [Read more...] about Is Medicare Part C Necessary?
Original Medicare (Part A and B) does not provide enough coverage for many people. For instance, it doesn't cover routine vision, hearing, or dental care. And it only pays for about 80% of what it does cover. A Medicare Advantage plan aims to fill in some of the coverage gaps in Original … [Read more...] about What Is The Point of a Medicare Advantage Plan?
As we age most of us need eye care, dental work, foot care, hearing aids, and additional medical care, but Medicare generally won’t pay for any of these health services. And if you need extensive long-term care, Medicare only covers you for a limited time and under particular circumstances. Here’s … [Read more...] about 9 Services Medicare Does Not Cover that Most Seniors Need