Medicare, the cornerstone of healthcare for millions of Americans aged 65 and older, continues to evolve to meet the changing needs of its beneficiaries. In 2022, a significant milestone was reached with the passage of six key Medicare reforms aimed at addressing the pressing issues surrounding … [Read more...] about Six Key Medicare Reforms
As the 2024 Medicare Open Enrollment Period approaches, it's crucial for Medicare beneficiaries and those planning for retirement to stay informed about the latest developments in Medicare premiums and costs. The Medicare program plays a vital role in the healthcare coverage of millions of … [Read more...] about Understanding the 2024 Medicare Premium Increases and Changes
Can I Switch Medicare Supplement Plans Anytime? Medicare Supplement Insurance does not have a specific enrollment period. With some limitations, you can apply, change, or cancel at any time. In this article, we'll cover everything you need to know regarding Medicare Supplement Insurance … [Read more...] about Can I Change Medicare Supplement Plans Anytime (Yes!)?
Can I Drop My Employer Health Insurance and Go on Medicare? Your employment and access to employer health insurance have no bearing on your qualification for Medicare or your ability to sign up. This article will explain how your Medicare benefits work if you have employee health benefits … [Read more...] about Can I Sign Up for Medicare If I Have Employer Health Insurance?
How Can Medicare Advantage Plans Be Free? Medicare Advantage plans with a zero-dollar premium aren't free. You must continue to pay your Part B premium. Due to their costs, free plans can be more expensive. In this article, we'll explain the true cost of Medicare Advantage plans, and what a … [Read more...] about Are Free Medicare Advantage Plans Really Free?
What is the Difference Between Medicare Plan G and Plan N? Plans G and N are popular Medicare Supplements. Plan G covers all out-of-pocket costs except the Part B deductible. Plan N has a couple more uncovered costs. In this article, we'll go over the coverage and benefits of both of these plans … [Read more...] about Medicare Plan G vs Plan N: Which is Better?
What is Medigap Coverage Used for? Medigap helps pay Original Medicare out-of-pocket costs, including deductibles, coinsurance, and copays. Without it, beneficiaries pay these costs themselves. In this article, we will go over how Medigap coverage, also known as Medicare Supplement Insurance, … [Read more...] about What is Medigap Coverage and Why Do I Need It?
How Does High Deductible Plan G Work? Once you have paid the deductible, High Deductible Plan G has the same coverage as the standard Plan G. Until the deductible is met, you pay all out-of-pocket costs. In this article, we're going to take a deep dive into one of the best ways to save money and … [Read more...] about High Deductible Plan G: Is It Right For You?
Can Medicare Supplement Plans Deny Coverage? In all but four states, Medicare Supplements can deny coverage, unless you have a guaranteed issue right. This is because they are not health insurance. Different rules apply. In this article, we will examine the rules a private insurance company must … [Read more...] about Why You Can Be Denied a Medigap Plan
What are 4 Types of Medicare Advantage Plans? HMO, HMO-POS, PPO, and PFFS plans are the 4 most common Medicare Advantage plans, but there are more, including Medicare Savings Accounts. The type of plan you choose is the most critical decision you need to make Medicare Advantage is a … [Read more...] about How to Choose a Medicare Advantage Plan in 7 Steps
Is Medicare Part C a Scam or Legitimate? Medicare Advantage is legitimate, but it's an easy target for scammers. So, it’s important to do your research before joining a plan. In this article, we’ll explore Medicare Advantage (Part C), the private health insurance option for people on Medicare. … [Read more...] about Is Medicare Advantage a Scam or Not?
Is The Medicare Grocery Allowance Real? The Medicare Grocery Allowance is real, but not through Medicare. Also known as the Food Allowance Card for Seniors, it is a feature of certain Special Needs Plans, and a limited number of traditional Medicare Advantage plans. It can be used for most … [Read more...] about Free Groceries for Seniors on Medicare: Legit or Not?
What is the Truth About the Flex Card for Seniors? The Flex Card is a legitimate benefit offered by some Medicare Advantage plans. It is not available everywhere or by all plans. However, many TV commercials hype Medicare Flex Card benefits for seniors without an explanation of what they are and … [Read more...] about How to Get a Flex Card for Seniors (is it legit?)
Why is My First Medicare Bill So High? Social Security bills you for your Part B premiums quarterly. Your bill may also include premiums for past months. This happens if you’re getting your first bill, you missed a payment, or your premium changed. So, if you are wondering, "Why is my first … [Read more...] about Why is My First Medicare Bill for 3 Months?
Is Medicare Plan F Going Away? Plan F is still available, but only if you qualified for Medicare prior to January 1, 2020. After that, the best plan you can get is Plan G. In this article, we'll help you understand if Medicare Plan F or Plan G is the best Medicare Supplement plan for you and … [Read more...] about Is Medicare Plan F Still Available? (yes and no)