On May 11th, President Trump rolled out a comprehensive plan to lower drug prices. The administration’s 44 page executive action on drug pricing, entitled “American Patients First,” is a blueprint that represents the most comprehensive effort by any presidential administration to address the prescription drug price crisis. The criticism from the mainstream media is that […]
7 Ways to Prevent Falling at Home
One out of three American seniors, age 65 and older, will fall this year. With more and more of us choosing to live independently as we get older, falls are a growing concern, in particular because fewer than half who fall will talk to their doctor about it. With falls being so prevalent, it’s not […]
Medicare For Those With Disabilities
Medicare is not only for those 65 and older. If you are disabled due to injury or disease you may qualify as well. It’s to your benefit to begin looking into Medicare disability benefits as soon as possible. Facts About Medicare for Those with Disabilities Your first step is to apply for Social Security disability […]
7 Tips to Find the Best 2019 Medicare Advantage or Part D Plan
Medicare’s 2018 Annual Election Period (AEP) is upon us. As with previous years, it begins on 15 October and ends on 7 December. To help you make the best choices possible, here are seven tips that will make finding the best Medicare Advantage or Medicare Part D plan easier. Tip 1: Compare and Research Annually […]
How To Get Fit And Slash Your Health Insurance Costs
Before we start, let me explain the purpose of this article on health insurance costs. I want you to get so healthy, you’ll never need to make a health insurance claim. You’ll save money on health insurance costs by increased fitness. You’ll save money with a long no-claims insurance history. And you’ll look and feel […]
Is Medigap Plan F Going Away? What About Plan C?
How-to Get Medicare Supplement Plan F & C Yes, Medigap Plans F and C are scheduled to be terminated by Congress in 2020. Plan F and C offer Medicare Part B deductible coverage. This is the option that is going away. You can still buy these Medicare supplements until January, 2020. Seniors enrolled in these […]
Does Medicare Cover Dental for Seniors
Dental Care for Seniors without Insurance Yes, some Medicare Advantage plans do offer dental coverage. Yes, Medicare does cover oral surgery and treatment associated with medically necessary healthcare, due to another health condition (e.g., cancer). No, Original Medicare does not cover dentures, fillings, and routine teeth cleaning. Most Medicare beneficiaries are advised to get additional […]
How Much Does a Medicare Prescription Drug Plan (Part D) Cost?
How much is Medicare Part D coverage? What you pay for a Medicare Prescription Drug Plan (Part D) depends on the plan you choose. In addition to the monthly premium, you also pay an annual deductible and co-pays at the pharmacy. To get prescription coverage, a beneficiary must join a plan approved by Medicare. Each […]
Does Medicare Pay for Dentures?
Does Medicare cover dentures or dental implants? Original Medicare does not cover dentures (false teeth). Original Medicare does not cover dental implants unless they are deemed medically necessary due to another serious health issue (e.g., cancer). In general, Medicare does not cover any routine dental or oral health services, including cleanings, X-rays, fillings and other […]
How Much Does Medicare Advantage (Part C) Cost Beneficiaries?
How much does Medicare Advantage cost? Medicare Advantage plans (Part C) have a monthly premium that’s in addition to your Medicare Part B premium. Many plans have a $0 cost. This simply means that your Medicare Part B premium covers the full amount. Some plans charge an additional premium in the range of $10 to […]