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|Part A Deductible:|
|Part A Co-insurance:||Yes|
|Skilled Nursing Co-ins:||No|
|Part B Deductible:||No|
|Part B Co-insurance:||Yes|
How To Compare Health Alliance Plan Medicare Supplement Plan A with Other Plans
If you are shopping for a Medicare Supplement Plan A, Health Alliance Plan is one option. This Medigap plan will help you pay your portion of the costs of your Medicare Part A and Medicare Part B benefits. The panel above briefly outlines the coverage.
The internet is full of information about traditional providers of Medicare Plan A policies, like Health Alliance Plan of Michigan (HAP). Sorting through these insurance carriers on your own can be difficult, and you might miss some of your options, such as lower premiums, perks, and discounts that might be available.
This is why we offer a free service to help you compare the best Medicare Supplement insurance providers, including Health Alliance Plan. This way, you can be sure that you get the right coverage for you with a monthly premium that fits your budget. We will show you all of your options. Who you buy your plan from is your choice.
Where Does Health Alliance Plan Offer Its Medicare Supplement Plan A?
How Medicare Supplement Plan A from Health Alliance Plan Covers You
Medicare Supplement Plan A offers the least coverage of all Medicare Supplements. Health Alliance Plan of Michigan (HAP) offers Plan A in all states where they sell Medicare plans (see above).Here's how Health Alliance Plan's Plan A covers the gaps in Original Medicare:
- Medicare Part A coinsurance payments up to an additional 365 days after Original Medicare benefits are exhausted;
- Medicare Part B co-payment or coinsurance expenses, including preventative care coinsurance expenses;
- The first three pints of blood used in a medical procedure; and
- Part A hospice care coinsurance expense or co-payment.
NOTE: It's easy to confuse Medicare Supplement Plan A with Medicare Part A, which covers most of your inpatient hospital care. Plan A is supplemental health insurance that covers a few of the gaps in your Medicare coverage, including your Part A coverage.
Out of all of the standardized Medicare Supplement plans, Plan A provides the fewest benefits. Beneficiaries are responsible for covering the Part A deductible in full, which includes hospitalization costs, Skilled Nursing Facility (SNF) care, hospice care, and some home health care services. This plan might be suitable if you have no desire to pay costly premiums for benefits you are not likely to use. However, be aware that Medicare Plan A has the potential for higher out-of-pocket costs should you require inpatient hospital care.
Most plans pay some or all of the Part A hospital deductible. Health Alliance Plan's Plan A might have a lower premium compared to other plans, but the other plans might provide more coverage. Take this into consideration when comparing supplemental Medicare coverage and how the risk of additional medical expenses can impact your budget.
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