Medicare Supplement Plans in Nevada
On this page we help consumers: Compare Nevada Medicare supplemental insurance. See premiums, fees, and reviews on all NV Medigap plans, including Plan F, G, and N.
| Insurance Carrier | Plan F | Plan G | Plan N | Rating | |
|---|---|---|---|---|---|
| AARP | $127.50 | $108.92 | $86.35 |  | |
| Aetna | $146.77 | $121.53 | $98.46 |  | |
| American National | $133.89 | $106.44 | $88.98 |  | |
| American Republic | $164.49 | N/A | N/A | | |
| American Retirement Life | $167.67 | $112.65 | $96.55 |  | |
| Americo Life | $150.92 | $117.99 | $95.09 | | |
| Anthem Blue Cross and Blue Shield Virginia | $135.02 | $115.53 | $93.06 | | |
| Bankers Fidelity | $173.00 | $163.00 | $91.95 | | |
| Central States | $180.17 | $146.75 | $119.67 | | |
| Colonial Penn | $223.71 | $170.84 | $103.31 | | |
| Combined Insurance | $170.91 | N/A | $119.63 | | |
| Gerber Life | $229.82 | $174.11 | N/A | | |
| Globe Life | $153.50 | $137.50 | $116.00 | | |
| Guarantee Trust Life | $140.57 | $116.39 | $95.59 | | |
| Humana | $166.88 | N/A | $107.00 | | |
| IAC | $168.74 | $124.11 | $100.88 | | |
| Liberty Bankers Life | $133.72 | $106.50 | $91.04 | | |
| Medico | $193.29 | N/A | N/A | | |
| National Guardian Life | $143.12 | $109.75 | $93.96 | | |
| Oxford Life | $152.12 | $115.46 | $114.79 | | |
| Pan-American Life | $148.06 | $110.73 | $93.02 | | |
| Philadelphia American | $134.19 | $104.55 | $87.08 | | |
| Renaissance Life | $158.19 | $118.85 | $108.92 | | |
| Reserve National | $147.55 | $122.90 | $101.50 | | |
| Sentinel Security Life | $207.63 | N/A | N/A |  | |
| State Farm | $156.57 | N/A | N/A | | |
| Thrivent | $134.35 | $105.74 | $89.25 | | |
| Transamerica | $148.23 | $110.77 | $89.13 | | |
| United American | $157.00 | $131.00 | $117.00 | | |
| United Commercial Travelers | $208.09 | $173.62 | $143.00 | | |
| United World | $153.33 | $120.47 | $102.73 | | |
| USAA Life | $156.40 | N/A | $111.35 | | |
| Western United Life | $144.92 | $109.58 | $95.50 | | |
Compare Plan RatesThe average Nevada senior compares three or more quotes before making an enrollment decision. | |||||
Top 10 Medicare Supplement Plans in Nevada
Looking for the best Plan F, G or N available to Nevada seniors?
- 10 Best Medicare Supplement Plan F
- 10 Best Medicare Supplement Plan G
- 10 Best Medicare Supplement Plan N
Looking for a different plan? Compare all Medicare supplement plans here.
Nevada Medicare Supplement Plan F Comparison Chart
Medicare Supplement Plan F is the most popular Medigap plan available in Nevada. Here are the 10 best Plan F policies available in Nevada based on our reviews (click for details):
| Carrier | Premium[3] | Fee | Review[4] |
|---|---|---|---|
| AARP | $127.50 | None | |
| Thrivent | $134.35 | $25.00 | |
| Colonial Penn | $223.71 | None | |
| American National | $133.89 | None | |
| Anthem Blue Cross and Blue Shield Virginia | $135.02 | None | |
| Reserve National | $147.55 | None | |
| Globe Life | $153.50 | None | |
| United American | $157.00 | None | |
| Liberty Bankers Life | $133.72 | $25.00 | |
| Philadelphia American | $134.19 | $20.00 | |
Nevada Medicare Supplement Plan G Comparison Chart
Medicare Supplement Plan G is rapidly gaining popularity among Nevada seniors. With Plan F going away in 2020, it is expected to be the new gold standard. Here are the 10 best Medigap Plan G policies available in Nevada based on our reviews (click for details):
| Carrier | Premium[3] | Fee | Review[4] |
|---|---|---|---|
| Thrivent | $105.74 | $25.00 | |
| AARP | $108.92 | None | |
| Colonial Penn | $170.84 | None | |
| American National | $106.44 | None | |
| Anthem Blue Cross and Blue Shield Virginia | $115.53 | None | |
| Reserve National | $122.90 | None | |
| United American | $131.00 | None | |
| Globe Life | $137.50 | None | |
| Philadelphia American | $104.55 | $20.00 | |
| Liberty Bankers Life | $106.50 | $25.00 | |
| NOTE: Medigap Plan G is identical to Plan F, with one exception. A Plan G policy does not pay your Medicare Part B annual deductible. In many cases the annual cost of Plan G makes it a better deal. | |||
Nevada Medicare Supplement Plan N Comparison Chart
Medicare Supplement Plan N is similar to Plan D, but covers Medicare Part B coinsurance costs differently. Due to its lower cost and good coverage, it's catching the attention of many Nevada seniors. Here are the 10 best Medigap Plan N policies available in Nevada based on our reviews (click for details):
| Carrier | Premium[3] | Fee | Review[4] |
|---|---|---|---|
| AARP | $86.35 | None | |
| Thrivent | $89.25 | $25.00 | |
| Colonial Penn | $103.31 | None | |
| American National | $88.98 | None | |
| Anthem Blue Cross and Blue Shield Virginia | $93.06 | None | |
| Reserve National | $101.50 | None | |
| Globe Life | $116.00 | None | |
| United American | $117.00 | None | |
| Philadelphia American | $87.08 | $20.00 | |
| Liberty Bankers Life | $91.04 | $25.00 | |
| NOTE: With Medigap Plan N, 100% of your Part B coinsurance is covered, except up to a $20 copayment for office visits and up to $50 for emergency room visits. | |||
Best Nevada Medicare Supplement Plans Reviews
We review all major Medicare Supplement insurance carriers servicing Medigap policies in Nevada. Our reviews are unbiased. We use a balanced formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. Our current formula does not take rate increase history into account.
Our review of Medicare Supplement Plans in Nevada is based on a statewide analysis, not nationwide. We recommend consumers use our 5-star ratings as one aspect of their decision-making process. It helps compare insurance carriers at-a-glance.
How Much do Medicare Supplement Plans Cost in Nevada?
We show estimated monthly premiums for all Medicare Supplement Plans in Nevada. Premiums shown come from our most recent review of each carrier and are based on a 65-year-old, non-smoking woman. Use our rates to compare carriers. Your agent will quote your final rate based on where you live, your current age, sex, and use of tobacco. Call 1-855-266-4865 to speak with an agent and get a quote.
Medigap Plans in Nevada are Standardized
All Medicare Supplement insurance carriers in Nevada are required to follow both federal and state laws designed to protect you. All Medigap plans must be clearly identified as Medicare Supplement Insurance. Insurance companies must offer the standardized Medicare Plans identified by letters A through N.
NOTE: Medigap, Medicare Supplements and Medicare Plans are all names used interchangeably for supplemental insurance that fills the gaps in Original Medicare coverage.
Each of the lettered Medicare supplement insurance plans offer the core coverage provided by Plan A. Plans B through N have a varying range of additional coverage. This way you can choose an appropriate policy based on the amount of insurance you need.
Insurance companies are free to choose the policies they offer, although Nevada state laws might affect which ones they can offer. Carriers offering Medicare Plans:
- Don't have to offer every Medigap plan
- Must offer Medigap Plan A if they offer any Medigap policy
- Must also offer Plan C or Plan F if they offer any plan
For more information, visit the Nevada Department of Insurance website at http://www.doi.nv.gov/.
Nevada Medigap Plan Comparison Chart
The comparison chart below shows the benefits offered by each standardized Medigap plan.
| Medigap Benefits | A | B | C | D | F* | G | K | L | M | N |
|---|---|---|---|---|---|---|---|---|---|---|
| Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefifits are used up | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Medicare Part B Coinsurance or Copayment | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes** |
| Blood (First 3 Pints) | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
| Part A Hospice Care Coinsurance or Copayment | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
| Skilled Nursing Facility Care Coinsurance | No | No | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
| Medicare Part A Deductible | No | Yes | Yes | Yes | Yes | Yes | 50% | 75% | 50% | Yes |
| Medicare Part B Deductible | No | No | Yes | No | Yes | No | No | No | No | No |
| Medicare Part B Excess Charges | No | No | No | No | Yes | Yes | No | No | No | No |
| Foreign Travel Emergency (Up to Plan Limits) | No | No | Yes | Yes | Yes | Yes | No | No | Yes | Yes |
| Out-of-Pocket Limit*** | None | None | None | None | None | None | $5,240 | $2,620 | None | None |
* Medicare Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,240 before your Medigap plan pays anything.
** Medicare Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to $50 copayment for emergency room visits that don't result in an inpatient admission.
*** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
Got questions about Medicare Supplement Insurance in Nevada?
Try one of these answers:
- What are Medicare Supplement Plans?
- Medicare Supplement Plans Comparison Chart
- Best Medicare Supplement Plans
- Best medicare Supplement Plans Reviews
- Are Medicare Supplement Plans Worth it?
- Medicare Supplement Plans for Disabled Under 65
- Can I Change Medicare Supplement Plans Anytime?
- Medicare Supplement vs Advantage Plans
Need Local Help?
The State Health Insurance Assistance Programs (SHIPs) provide free, one-on-one insurance counseling and assistance to Medicare beneficiaries, their families and caregivers. The Nevada SHIP is a grant-funded project of the federal U.S. Department of Health and Human Services (HHS). You can reach them by phone or on their website:
- 1-800-307-4444
- http://nevadaadrc.com/services-and-programs/medicare/state-health-insurance-assistance-program-ship
Additional Foot Notes
[3] Sample premium is for a 65 year old, non smoking, woman living in Nevada. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
[4] Review rating stars are derived from MedicareWire reviews on our Medigap Plan pages.
The Medicare Supplement information on this page originates from CMS Data Files, is maintained by David Bynon, and was last updated on .