Medicare Supplement Plans in Arkansas
On this page we help consumers: Compare Arkansas Medicare supplemental insurance. See premiums, fees, and reviews on all AR Medigap plans, including Plan F, G, and N.
| Insurance Carrier | Plan F | Plan G | Plan N | Rating | |
|---|---|---|---|---|---|
| Aetna | $171.18 | $147.86 | $112.79 |  | |
| American National | $150.54 | $116.39 | N/A |  | |
| American Republic | $192.76 | N/A | N/A | | |
| American Retirement Life | $222.63 | $139.49 | $137.69 |  | |
| Americo Life | $177.51 | $140.23 | $120.37 | | |
| Assured Life | $208.56 | $167.18 | $106.40 | | |
| Bankers Fidelity | $185.00 | $140.00 | N/A | | |
| Arkansas Blue Cross and Blue Shield | $196.70 | $143.30 | $110.00 | | |
| Central States | $193.17 | $131.33 | $112.67 | | |
| Colonial Penn | $218.59 | $192.31 | $128.36 | | |
| Equitable Life | $229.25 | N/A | $157.33 | | |
| Gerber Life | $229.38 | $192.19 | N/A | | |
| Globe Life | $187.00 | $171.50 | $147.50 |  | |
| GPM Health and Life | $231.94 | $173.28 | $153.76 | | |
| Humana | $222.86 | N/A | $142.65 | | |
| IAC | $249.04 | $201.77 | $171.20 | | |
| ManhattanLife | $192.00 | $145.67 | $122.08 | | |
| Medico | $208.01 | $181.31 | $155.72 | | |
| Old Surety | $172.33 | N/A | N/A | | |
| Omaha Insurance Company | $210.23 | $174.37 | $126.70 | | |
| Philadelphia American | $184.35 | $157.95 | $135.38 | | |
| Physicians Mutual | $264.62 | $191.84 | $181.05 | | |
| QualChoice Life | $189.60 | $141.65 | $114.90 | | |
| Reserve National | $174.85 | $141.80 | $129.35 | | |
| Standard Life | $206.93 | $152.78 | $99.80 | | |
| State Farm | $218.79 | N/A | N/A | | |
| S.USA Life Insurance | $152.06 | N/A | N/A | | |
| Thrivent | $208.83 | $185.19 | N/A | | |
| United American | $218.00 | $257.00 | $156.00 | | |
| United Commercial Travelers | $256.49 | $226.98 | $179.54 | | |
| AARP | $194.41 | $128.86 | $126.96 | | |
| USAA Life | $186.15 | N/A | $124.61 | | |
Compare Plan RatesThe average Arkansas senior compares three or more quotes before making an enrollment decision. | |||||
Top 10 Medicare Supplement Plans in Arkansas
Looking for the best Plan F, G or N available to Arkansas seniors?
- 10 Best Medicare Supplement Plan F
- 10 Best Medicare Supplement Plan G
- 10 Best Medicare Supplement Plan N
Looking for a different plan? Compare all Medicare supplement plans here.
Arkansas Medicare Supplement Plan F Comparison Chart
Medicare Supplement Plan F is the most popular Medigap plan available in Arkansas. Here are the 10 best Plan F policies available in Arkansas based on our reviews (click for details):
| Carrier | Premium[3] | Fee | Review[4] |
|---|---|---|---|
| Reserve National | $174.85 | None | |
| Globe Life | $187.00 | None | |
| American National | $150.54 | None | |
| USAA Life | $186.15 | None | |
| AARP | $194.41 | None | |
| Arkansas Blue Cross and Blue Shield | $196.70 | None | |
| Standard Life | $206.93 | None | |
| Thrivent | $208.83 | None | |
| United American | $218.00 | None | |
| Aetna | $171.18 | None | |
Arkansas Medicare Supplement Plan G Comparison Chart
Medicare Supplement Plan G is rapidly gaining popularity among Arkansas seniors. With Plan F going away in 2020, it is expected to be the new gold standard. Here are the 10 best Medigap Plan G policies available in Arkansas based on our reviews (click for details):
| Carrier | Premium[3] | Fee | Review[4] |
|---|---|---|---|
| Reserve National | $141.80 | None | |
| Globe Life | $171.50 | None | |
| American National | $116.39 | None | |
| AARP | $128.86 | None | |
| Arkansas Blue Cross and Blue Shield | $143.30 | None | |
| Standard Life | $152.78 | None | |
| Thrivent | $185.19 | None | |
| United American | $257.00 | None | |
| Central States | $131.33 | None | |
| Bankers Fidelity | $140.00 | None | |
| NOTE: Medigap Plan G is identical to Plan F, with one exception. A Plan G policy does not pay your Medicare Part B annual deductible. In many cases the annual cost of Plan G makes it a better deal. | |||
Arkansas Medicare Supplement Plan N Comparison Chart
Medicare Supplement Plan N is similar to Plan D, but covers Medicare Part B coinsurance costs differently. Due to its lower cost and good coverage, it's catching the attention of many Arkansas seniors. Here are the 10 best Medigap Plan N policies available in Arkansas based on our reviews (click for details):
| Carrier | Premium[3] | Fee | Review[4] |
|---|---|---|---|
| Reserve National | $129.35 | None | |
| Globe Life | $147.50 | None | |
| Standard Life | $99.80 | None | |
| Arkansas Blue Cross and Blue Shield | $110.00 | None | |
| USAA Life | $124.61 | None | |
| AARP | $126.96 | None | |
| United American | $156.00 | None | |
| Central States | $112.67 | None | |
| Aetna | $112.79 | None | |
| QualChoice Life | $114.90 | None | |
| NOTE: With Medigap Plan N, 100% of your Part B coinsurance is covered, except up to a $20 copayment for office visits and up to $50 for emergency room visits. | |||
Abour our Arkansas Supplemental Medicare Insurance Reviews
We evaluate all Medicare Supplement companies servicing policies in Arkansas. Our reviews are unbiased. We use a mathematical formula that considers years in business, A.M. Best financial strength rating plans serviced, plan premiums and fees. We do not evaluate rate increase history, so be sure to ask your agent to provide this information.
We review Medicare Supplement Plans in Arkansas head-to-head, statewide. We recommend consumers use our 5-star ratings as one aspect of their decision-making process. It helps compare insurance carriers at-a-glance. Call 1-855-266-4865 to speak with an agent and get a quote.
How Much do Supplemental Medicare Plans Cost in Arkansas?
To get an accurate rate on Medicare Supplement plans, Arkansas agents will ask for your address, age, sex, and use of tobacco products. The rates we list are samples based on a 65-year-old, non-smoking woman, and include applicable household discounts. Use our rates for comparison purposes only. Call 1-855-266-4865 to get quote.
Arkansas Medigap Plans are Standardized
Arkansas Medicare Supplement insurance carriers are required to adhere to state and federal laws that are designed to protect consumers. Medigap plans must be clearly identified as Medicare Supplement Insurance. Each standardized Medicare Plan is identified by letters A through N and must offer the same identical benefits as all other plans with the same letter. The only variance is the monthly premium.
NOTE: Medigap, Medicare Supplements and Medicare Plans are all names used interchangeably for supplemental insurance that fills the gaps in Original Medicare coverage.
All Arkansas Medicare supplement policies offer the same basic benefits, however, some offer additional gap coverage. This allows you to choose the amount of insurance you need.
Each insurance company decides which policies it wants to sell, although state laws might affect which ones they offer. Insurance companies that sell Medicare supplemental insurance:
- Don't have to offer every Medigap plan
- Must offer Medigap Plan A if they offer any Medigap policy
- Must also offer Plan C or Plan F if they offer any plan
For more information, visit the Arkansas Department of Insurance website at http://www.arkansas.gov/insurance.
Arkansas Med Supp Plan Comparison Chart
The following table shows, at-a-glance, the coverage you get with each of the standardized Medicare plans.
| Medigap Benefits | A | B | C | D | F* | G | K | L | M | N |
|---|---|---|---|---|---|---|---|---|---|---|
| Medicare Part A Coinsurance and hospital costs up to an additional 365 days after Medicare benefifits are used up | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Medicare Part B Coinsurance or Copayment | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes** |
| Blood (First 3 Pints) | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
| Part A Hospice Care Coinsurance or Copayment | Yes | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
| Skilled Nursing Facility Care Coinsurance | No | No | Yes | Yes | Yes | Yes | 50% | 75% | Yes | Yes |
| Medicare Part A Deductible | No | Yes | Yes | Yes | Yes | Yes | 50% | 75% | 50% | Yes |
| Medicare Part B Deductible | No | No | Yes | No | Yes | No | No | No | No | No |
| Medicare Part B Excess Charges | No | No | No | No | Yes | Yes | No | No | No | No |
| Foreign Travel Emergency (Up to Plan Limits) | No | No | Yes | Yes | Yes | Yes | No | No | Yes | Yes |
| Out-of-Pocket Limit*** | None | None | None | None | None | None | $5,240 | $2,620 | None | None |
* Medicare Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,240 before your Medigap plan pays anything.
** Medicare Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to $50 copayment for emergency room visits that don't result in an inpatient admission.
*** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
Got questions about Medicare Supplement Insurance in Arkansas?
Try one of these answers:
- What are Medicare Supplement Plans?
- Medicare Supplement Plans Comparison Chart
- Best Medicare Supplement Plans
- Best medicare Supplement Plans Reviews
- Are Medicare Supplement Plans Worth it?
- Medicare Supplement Plans for Disabled Under 65
- Can I Change Medicare Supplement Plans Anytime?
- Medicare Supplement vs Advantage Plans
Need Local Help?
The State Health Insurance Assistance Programs (SHIPs) provide free, one-on-one insurance counseling and assistance to Medicare beneficiaries, their families and caregivers. The Arkansas SHIP is a grant-funded project of the federal U.S. Department of Health and Human Services (HHS). You can reach them by phone or on their website:
- 1-800-224-6330; (501) 371-2782
- http://www.insurance.arkansas.gov/shiip.htm
Additional Foot Notes
[3] Sample premium is for a 65 year old, non smoking, woman living in Arkansas. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
[4] Review rating stars are derived from MedicareWire reviews on our Medigap Plan pages.
The Medicare Supplement information on this page originates from CMS Data Files, is maintained by David Bynon, and was last updated on .