SCAN Classic Riverside County, CA Medicare Advantage Plan

CMS Rating:SCAN Classic, a 2014 Medicare Advantage plan for Riverside County, CA seniors, has an average CMS rating of 4.0 out of 5 stars.
Plan Year:2014
Monthly Premium:$0.00
Includes Part D:Yes
Part D Deductible:$0.00
Mail Order Pharmacy:No
Part D Gap Coverage:Many Generics
Plan ID:H5425-008
For Residents Of:Riverside County, CA
Plan Brochure:SCAN Classic Medicare Advantage plan Summary of Benefits for Riverside County, CA
Local HMO Plan
$0.00
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Medicare Advantage Plan Summary & Benefits

SCAN Classic Medicare Advantage Plan for Riverside County, California seniors on Medicare.SCAN Classic (H5425-008), Health Maintenance Organization Advantage Plan, Riverside County, CA by SCAN Health Plan

SCAN Classic is a Health Maintenance Organization (HMO) health insurance plan for seniors and other people with Medicare living in Riverside County, California. It includes all of the benefits of Original Medicare and may include prescription drug coverage and other extras. The primary benefit of an HMO is that the out-of-pocket costs are lower and more predictable than with other types of plans. The monthly premium is $0.00.

Please note: You must use plan providers to avoid incurring additional costs. You will be responsible for the costs of out of network care. Referrals may be required for all but primary care physician visits.

Maximum Out-of-Pocket (MOOP) Expense

By law, private Medicare health insurance has an annual maximum out-of-pocket (MOOP) limit that helps protect you from financial disaster. The MOOP limit in 2014 is $6,700, but plans are allowed to have a MOOP as low as $3,400.

The most you will pay out-of-pocket, if you enroll in the SCAN Classic Medicare Advantage plan, is $3,400. This figure does not include your monthly premiums or your Medicare Part D coverage for prescriptions. This is what you pay out-of-pocket on co-payments and co-insurance.

Be sure to compare the co-payments and co-insurance with traditional Medicare, but be aware that there are no out-of-pocket limits with Medicare Parts A and B. With Original Medicare you must buy supplemental insurance to cover the gaps or pay out-of-pocket.

CMS 5-Star Rating

To help shoppers compare private health insurance options, Medicare rates the quality of all Medicare Advantage plans. The Centers for Medicare and Medicare Services rates each plan using a one to five-star scale, with one star representing the lowest quality and five stars the highest.

The SCAN Classic Medicare Advantage plan has received a 4.0 out of 5 star average rating. Overall, CMS considers this plan to be Above Average (as of 15 October, 2013).

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SCAN Classic Availability

The SCAN Classic Mediare Advantage plan is currently available to residents of Sun City, March Air Reserve Base, Beaumont, La Quinta, Idyllwild, Indio, Lake Elsinore, Hemet, Palm Desert, Quail Valley, Nuevo, Indian Wells, Thousand Palms, Whitewater, Desert Hot Springs, Mecca, Calimesa, Mountain Center, Cathedral City, Winchester, Banning, Palm Springs, Murrieta, Cabazon, Coachella, Perris, Aguanga, Corona, San Jacinto, Wildomar, Rancho Mirage, Norco, North Palm Springs, Homeland, Blythe, Anza, Menifee, Desert Center, Moreno Valley, Temecula, Riverside, Thermal, Mira Loma, and all other locations in Riverside County, California.

This page was last updated on: 7/20/2014