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By David Bynon [3] · Last updated January 17, 2025

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Medicare Advantage
 » 
Louisiana

2025 Guide to Medicare Advantage Plans in Louisiana

by David Bynon, last updated January 17, 2025

We partner with HealthCompare for some plans. Compensation does not influence our content. Learn more.

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Uncovering the Top Medicare Advantage Plans in Louisiana

If you live in Louisiana and you're thinking about enrolling in a Medicare Advantage plan, you're not alone. This year nearly half of all people with Medicare will join a Medicare Advantage plan because they want lower costs, more benefits, and access to more doctors and other healthcare providers.

On this webpage, we aim to assist you in uncovering the highest-rated Medicare Advantage (MA) plans available in Louisiana, identifying the insurance providers that offer these plans, and providing guidance on locating suitable plans within your specific Parish. This is important because not all plans are available in all areas.

Table of Contents

Who Has The Best Plans in Louisiana? Complete List of Providers Best Plans By CMS Rating Best Plans By Parish How To Find The Best Plan Next Steps
If you qualify for Medicare Advantage but don't know where to begin, we have licensed agents[1] who can answer your questions and help you get enrolled.

Call 1-855-728-0510 (TTY 711) for assistance. There's no obligation.

Comparing the Leading Medicare Advantage Plans in Louisiana

The Centers for Medicare & Medicaid Service (CMS) rates and reviews Louisiana's Medicare Advantage plans based on a 5-star rating scale. Information from members and data provided by plans is used to determine a plan's star rating.

There are no 5-star plans in Louisiana in 2025. However, there are 4.5-star plans. This year, the highest rated Medicare plans available in Louisiana come from:

    We recommend evaluating the health plans from these Louisiana health insurance companies ahead of all others. Here's why. Simply put, more stars generally mean members will get better results. Members might get better service, phone support, and care from a 5-star than they would from a four-star plan.

    CRUCIAL: Benefits are not the same throughout Louisiana. That's why it is essential that you fully understand the advantages and disadvantages of Medicare Advantage plans.

    Complete List of Louisiana's Providers

    Approximately 6 health insurance providers offer Medicare Advantage plans in Louisiana, including:

    • Aetna Medicare
    • Blue Cross and Blue Shield of Louisiana
    • Humana
    • Ochsner Health Plan
    • Peoples Health
    • Wellcare

    Top Ranked Plans in Louisiana

    Here are the top-ranked Medicare Advantage plans in Louisiana, according to the Centers for Medicare & Medicaid Services:

    Top Medicare Advantage Plans in Louisiana

    Best Medicare Advantage Plans in Louisiana for 2025
    Provider Plan ID Plan Name Premium Limit Stars

    Interested in joining a plan from one of the top-rated providers? That has a lot to do with your Louisiana Parish. Medicare Advantage plans are regional, and you can't join a plan that isn't in your area.

    Top-Rated Medicare Advantage Plans in Louisiana by Parish

    Choose your Louisiana Parish below to see the best (and the worst) plans.

    Acadia Parish, LA Medicare Advantage Plans
    Allen Parish, LA Medicare Advantage Plans
    Ascension Parish, LA Medicare Advantage Plans
    Assumption Parish, LA Medicare Advantage Plans
    Avoyelles Parish, LA Medicare Advantage Plans
    Beauregard Parish, LA Medicare Advantage Plans
    Bienville Parish, LA Medicare Advantage Plans
    Bossier Parish, LA Medicare Advantage Plans
    Caddo Parish, LA Medicare Advantage Plans
    Calcasieu Parish, LA Medicare Advantage Plans
    Caldwell Parish, LA Medicare Advantage Plans
    Cameron Parish, LA Medicare Advantage Plans
    Catahoula Parish, LA Medicare Advantage Plans
    Claiborne Parish, LA Medicare Advantage Plans
    Concordia Parish, LA Medicare Advantage Plans
    De Soto Parish, LA Medicare Advantage Plans
    East Baton Rouge Parish, LA Medicare Advantage Plans
    East Carroll Parish, LA Medicare Advantage Plans
    East Feliciana Parish, LA Medicare Advantage Plans
    Evangeline Parish, LA Medicare Advantage Plans
    Franklin Parish, LA Medicare Advantage Plans
    Grant Parish, LA Medicare Advantage Plans
    Iberia Parish, LA Medicare Advantage Plans
    Iberville Parish, LA Medicare Advantage Plans
    Jackson Parish, LA Medicare Advantage Plans
    Jefferson Parish, LA Medicare Advantage Plans
    Jefferson Davis Parish, LA Medicare Advantage Plans
    Lafayette Parish, LA Medicare Advantage Plans
    Lafourche Parish, LA Medicare Advantage Plans
    LaSalle Parish, LA Medicare Advantage Plans
    Lincoln Parish, LA Medicare Advantage Plans
    Livingston Parish, LA Medicare Advantage Plans
    Madison Parish, LA Medicare Advantage Plans
    Morehouse Parish, LA Medicare Advantage Plans
    Natchitoches Parish, LA Medicare Advantage Plans
    Orleans Parish, LA Medicare Advantage Plans
    Ouachita Parish, LA Medicare Advantage Plans
    Plaquemines Parish, LA Medicare Advantage Plans
    Pointe Coupee Parish, LA Medicare Advantage Plans
    Rapides Parish, LA Medicare Advantage Plans
    Red River Parish, LA Medicare Advantage Plans
    Richland Parish, LA Medicare Advantage Plans
    Sabine Parish, LA Medicare Advantage Plans
    St. Bernard Parish, LA Medicare Advantage Plans
    St. Charles Parish, LA Medicare Advantage Plans
    St. Helena Parish, LA Medicare Advantage Plans
    St. James Parish, LA Medicare Advantage Plans
    St. John the Baptist Parish, LA Medicare Advantage Plans
    St. Landry Parish, LA Medicare Advantage Plans
    St. Martin Parish, LA Medicare Advantage Plans
    St. Mary Parish, LA Medicare Advantage Plans
    St. Tammany Parish, LA Medicare Advantage Plans
    Tangipahoa Parish, LA Medicare Advantage Plans
    Tensas Parish, LA Medicare Advantage Plans
    Terrebonne Parish, LA Medicare Advantage Plans
    Union Parish, LA Medicare Advantage Plans
    Vermilion Parish, LA Medicare Advantage Plans
    Vernon Parish, LA Medicare Advantage Plans
    Washington Parish, LA Medicare Advantage Plans
    Webster Parish, LA Medicare Advantage Plans
    West Baton Rouge Parish, LA Medicare Advantage Plans
    West Carroll Parish, LA Medicare Advantage Plans
    West Feliciana Parish, LA Medicare Advantage Plans
    Winn Parish, LA Medicare Advantage Plans
    Need assistance finding the best Medicare Advantage for you? Let the professionals at HealthCompare [1] answer your questions and show you your best plan options.

    For fast, friendly assistance call 1-855-728-0510 (TTY 711) .

    Strategies for Choosing the Optimal Medicare Advantage Plan in Louisiana

    If you’re approaching the age of 65, navigating a special enrollment event, or looking to review your plan options ahead of the Annual Enrollment Period, there are a number of details you need to consider when comparing your options.

    1. Evaluate How You Plan to Use Your Benefits

    Utilization is what determines your overall cost. Healthy individuals use fewer healthcare services. These people can save money by evaluating plans with low monthly premiums. Be aware that these plans often have higher copayments and a higher maximum out-of-pocket limit.

    The opposite is true if you have one or more health conditions and frequently use healthcare services, especially hospital inpatient care. In this case, plans with higher monthly premiums, low copayments, and low maximum out-of-pocket limits will help you save money.

    2. Evaluate Your Prescription Costs

    For many seniors, prescription drugs are what drive up their healthcare costs the most. And, because nearly all Louisiana Medicare Advantage plans include Part D benefits for your regular prescriptions, you need to make sure the plan you choose covers your drugs at a price you can afford.

    3. Understand Your Additional Coverage Requirements

    Original Medicare doesn't cover all costs related to health care. It covers major medical expenses and preventative care services, however, it doesn't cover prescriptions, vision, hearing, or dental. Many of the essential services your Part A or Part B benefits don't cover are covered by Medicare Advantage plans.

    4. Review Your Healthcare Network Considerations

    Medicare Advantage plans use healthcare provider networks, and not all primary care doctors and specialists accept all plans. For many Louisiana shoppers, finding a plan that their doctors accept is exhausting. We can help!

    Find Plans in your area with your ZIP Code

    Next Steps

    If you qualify for Medicare Advantage but don't know where to begin, we have licensed agents[1] who can answer your questions and help you get enrolled.

    Call 1-855-728-0510 (TTY 711) for assistance. There's no obligation.

    Frequently Asked Questions

    Still have questions? These common questions and answers might help.

    What are the pros and cons of a Medicare Advantage plan?

    Medicare Advantage plans have several potential disadvantages. For instance, most plans require their members to use their network of providers. Also, costs are also largely based on your use of healthcare services, making it more difficult to budget for healthcare costs. And, most plans make members get referrals to see a specialist or prior authorization to receive a service. Read about all five disadvantages of Medicare Advantage plans.

    How much do Medicare Advantage plans cost in Louisiana?

    On average, the cost of a Medicare Advantage plan in Louisiana is $nan (based on 2025 rates). That's just the cost of the monthly premium to be in the plan. If you have chronic health conditions, the plan's out-of-pocket costs, including copays and deductibles, should also be considered. Additionally, Medicare Advantage plans often include Part D prescription drug benefits that have out-of-pocket costs at the pharmacy.

    What is every Medicare Advantage plan required to include?

    All Medicare Advantage plans offered in Louisiana must cover all of the Original Medicare benefits. But, private Medicare plans are not required to provide healthcare services similarly. For instance, Medicare Part A covers 80% of hospital stays, skilled nursing, home care, hospice care, and home health care. And Part B covers 80% of doctor visits, lab tests, and other outpatient services. However, Medicare Advantage plans are allowed to set their own copays and routinely charge more than 20%. That said, they do have an annual limit, whereas Original Medicare doesn't.

    Citations & References

    • CMS.gov, 2023 Medicare Part C Landscape Source Files, Last Accessed January 13, 2023
    • CMS.gov, "5-STAR PLAN RATINGS", Last Accessed October 22, 2022
    • Medicare.gov, "Understanding Medicare Advantage Plans", Last Accessed October 16, 2022
    • KFF.org, "Medicare Advantage in 2023: Enrollment Update and Key Trends", Last Accessed September 5, 2023
    • Medicare.gov, "How to join a Medicare Advantage Plan", Last Accessed October 11, 2022
    • CMS.gov, Part C and D Performance Data, Last Accessed October 13, 2024
    • CMS.gov, Monthly MA Enrollment by State/County/Contract, Last Accessed October 10, 2024

    For details on how we research, analyze, and construct plan information for Louisiana using CMS data, see our Medicare Plan Research Methodology.

    Plans Offered

    Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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    Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

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    [3]About the Author

    David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

    Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

    Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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