Humana Gold Choice H2944-197 Ottawa County, KS Medicare Advantage Plan
Medicare Advantage Plan Summary & Benefits
Humana Gold Choice H2944-197 (H2944-197), Private Fee-for-Service Advantage Plan, Ottawa County, KS by Humana Insurance Company
Humana Gold Choice H2944-197 is a Private Fee-for-Service (PFFS) health insurance for people with Medicare in Ottawa County, Kansas. With a Medicare Advantage PFFS plan you can see almost any doctor you choose, as long as the provider accepts the plan's Terms and Conditions of Payment. Many Private Fee-for-Service plans combine all the benefits of Original Medicare, prescription drug coverage and many extras into one simple, easy-to-use plan. If that's what you want, be sure to read all of the details. The monthly premium is $24.00.
The Humana Gold Choice H2944-197 Private Fee-for-Service plan works differently than a Medicare Supplement (Medigap). With a Medicare Advantage PFFS plan your doctor or hospital can continue to treat you if it agrees to accept the terms and conditions of payment. For the same reason, they can choose not to treat you (with the exception of emergencies).
Maximum Out-of-Pocket (MOOP) Expense
By law, private Medicare health insurance has an annual maximum out-of-pocket (MOOP) limit that helps protect you from financial disaster. The MOOP limit in 2014 is $6,700, but plans are allowed to have a MOOP as low as $3,400.
The most you will pay out-of-pocket, if you enroll in the Humana Gold Choice H2944-197 Medicare Advantage plan, is N/A. This figure does not include your monthly premiums or your Medicare Part D coverage for prescriptions. This is what you pay out-of-pocket on co-payments and co-insurance.Be sure to compare the co-payments and co-insurance with traditional Medicare, but be aware that there are no out-of-pocket limits with Medicare Parts A and B. With Original Medicare you must buy supplemental insurance to cover the gaps or pay out-of-pocket.
CMS 5-Star Rating
The Centers for Medicare and Medicaid Services (CMS) rates the relative quality of all private health insurance offered through the Medicare Advantage program. The ratings are designed to assist people considering enrolling. CMS rates plans on a one to five-star scale, with five stars representing the best quality.
The Humana Gold Choice H2944-197 Medicare Advantage plan is new and has not yet been rated by CMS. This is why the plan's rating is listed as out of 5 stars (as of 15 October, 2013).
Compare Medicare Advantage Plans
Compare Humana Gold Choice H2944-197 with these top rated Medicare Advantage Plans available in Ottawa County:
- HumanaChoice H1716-020
- HumanaChoice H1716-006
- HumanaChoice R5826-013
- HumanaChoice R5826-069
- Humana Gold Choice H2944-013
Additional Senior Health Plans in Ottawa County, KS
- Medicare Advantage HMO and PPO Plans Available in Ottawa County, KS
- Kansas Medigap Medicare Supplements
- Dental Plans for Kansas Seniors
- Medicare Part D Prescription Drug Plans for Kansas Seniors
Humana Gold Choice H2944-197 Availability
The Humana Gold Choice H2944-197 Mediare Advantage plan is currently available to residents of Delphos, Tescott, Bennington, Minneapolis, and all other locations in Ottawa County, Kansas.
This page was last updated on: 7/20/2014