Blog Posts Related to Medicare Advantage

On this page, you will find blog posts related to Medicare Advantage plans (Medicare Part C).

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Does Medicare Cover Gym Memberships?

by Ethan Bynon, January 10, 2022 — fact checkedA qualified researcher has reviewed the content on this page to ensure it is factually accurate, meets current industry standards, and helps readers achieve a better understanding of Medicare health insurance and Medicare coverage topics.... by Andrew Bynon

Original MedicareOriginal Medicare is private fee-for-service health insurance for people on Medicare. It has two parts. Part A is hospital coverage. Part B is medical coverage.... covers medically necessaryServices or supplies that are needed for the diagnosis or treatment of your medical condition and meet accepted standards of medical practice.... health services, which does not include gym memberships or other types of fitness services. That's a shame because regular exercise benefits overall health, both physical and emotional. Fortunately, many private Medicare plans do cover fitness programs … [Read more...]

Does Medicare Cover Insulin?

by Ethan Bynon, January 6, 2022 — fact checkedA qualified researcher has reviewed the content on this page to ensure it is factually accurate, meets current industry standards, and helps readers achieve a better understanding of Medicare health insurance and Medicare coverage topics.... by Andrew Bynon

Prescription medications can be difficult to keep up with financially, especially when needed to treat a chronic condition, like diabetes. Insulin in particular has suffered from skyrocketing prices over the past few years. Fortunately, as of January 2021, Medicare introduced the Senior Savings … [Read more...]

Does Medicare Cover Hospital Stays?

by Ethan Bynon, January 5, 2022 — fact checkedA qualified researcher has reviewed the content on this page to ensure it is factually accurate, meets current industry standards, and helps readers achieve a better understanding of Medicare health insurance and Medicare coverage topics.... by Andrew Bynon

There is no way to sugarcoat it. A hospital inpatient stay can be very expensive. When enrolling in Medicare for the first time or switching coverage, one of the first questions you might have is "will Medicare cover my hospital stay?"

Yes! Medicare provides coverage for the majority of hospital … [Read more...]

Why Medicare Advantage Plans are Bad: 7 Top Complaints

by David Bynon, December 12, 2021

Two of the most common questions we get here at MedicareWire are, "Are Medicare Advantage plans bad?", and "What are the advantages and disadvantages of Medicare Advantage plans?" If you're trying to figure out if the private health plan option is right for you, read on. In this article, we will … [Read more...]

Are Medicare Supplement Plans Worth It?

by David Bynon, November 20, 2021

If you are wondering, "do I really need supplemental insurance with Medicare or is it a waste of money?", you're in the right place.
For most people, Medicare supplement insuranceMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage.... (aka, Medigap) is worth every penny. It is not a waste of money. And it offers many valuable benefits.
In this … [Read more...]

How Much Does Medicare Cost?

by David Bynon, October 26, 2021

Medicare Has PremiumsA premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums. ..., DeductiblesA deductible is an amount a beneficiary must pay for their health care expenses before the health insurance policy begins to pay its share...., CopaymentsA copayment, also known as a copay, is a set dollar amount you are required to pay for a medical service...., CoinsuranceCoinsurance is a percentage of the total you are required to pay for a medical service. ..., and Other Costs.
Many people make the mistake of thinking that Medicare, the federal government's health insurance program for people age 65 and older, will pay for everything related to their health care. Unfortunately, it doesn’t. The … [Read more...]

Medicare Mistake #9: Going Out-of-Network in Your Medicare Advantage Plan

by David Bynon, July 17, 2021 — fact checkedA qualified researcher has reviewed the content on this page to ensure it is factually accurate, meets current industry standards, and helps readers achieve a better understanding of Medicare health insurance and Medicare coverage topics.... by Ethan Bynon

In Medicare Mistake #8 we explained the importance of understanding your coverage and reviewing it annually. In this installment of our Medicare Mistakes Series, we want to explain how costly it can be to go out of network in most Medicare Advantage plansMedicare Advantage (MA), also known as Medicare Part C, are health plans from private insurance companies that are available to people eligible for Original Medicare (Medicare Part A and Medicare Part B)...., and what you can do about it.

Key … [Read more...]

Medicare Mistake #8: Not Reviewing and Understanding Your Coverage

by David Bynon, July 16, 2021 — fact checkedA qualified researcher has reviewed the content on this page to ensure it is factually accurate, meets current industry standards, and helps readers achieve a better understanding of Medicare health insurance and Medicare coverage topics.... by Ethan Bynon

In Medicare Mistake #5 we talked about why the best plan for your spouse or friend might not be the best plan for you. In this Medicare Mistakes article, we'll address the importance of reviewing and understanding your coverage to make sure you're actually getting what you need.

Key Takeaways … [Read more...]

Medicare Mistake #5: Getting the Same Medicare Plan as Your Spouse

by David Bynon, July 4, 2021 — fact checkedA qualified researcher has reviewed the content on this page to ensure it is factually accurate, meets current industry standards, and helps readers achieve a better understanding of Medicare health insurance and Medicare coverage topics.... by Ethan Bynon

Medicare health insurance is a very personal product. And, other than a household discount from some Medicare supplementMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage.... companies, there are no discounts for choosing the same plan as your spouse. In this, the fifth article in our Medicare Mistakes Series, we'll cover why buying the same coverage … [Read more...]

Medicare Mistake #4: Joining a Medicare Advantage Plan at Age 65 if You Have Chronic Health Conditions

by David Bynon, July 3, 2021 — fact checkedA qualified researcher has reviewed the content on this page to ensure it is factually accurate, meets current industry standards, and helps readers achieve a better understanding of Medicare health insurance and Medicare coverage topics.... by Ethan Bynon

If you are a healthy senior, choosing a Medicare plan at age 65 is relatively straightforward. But what if you have chronic health issues? In the fourth article of our Medicare Mistakes Series, we'll address this very important issue.

Key Takeaways

Medicare Mistake #3: Not Signing Up for Medicare If You Have Retiree, COBRA, or Other Health Coverage

by David Bynon, July 2, 2021 — fact checkedA qualified researcher has reviewed the content on this page to ensure it is factually accurate, meets current industry standards, and helps readers achieve a better understanding of Medicare health insurance and Medicare coverage topics.... by Ethan Bynon

In Mistake #2 of the Medicare Mistakes Series, we addressed forgetting to enroll in Medicare at age 65, but we skimmed over the issue of not enrolling if you are still working and have group health coverage through your employer. In some cases, it's okay to keep your employer's coverage, but in … [Read more...]

Medicare Mistake #1: Thinking It’s Free!

by David Bynon, June 29, 2021 — fact checkedA qualified researcher has reviewed the content on this page to ensure it is factually accurate, meets current industry standards, and helps readers achieve a better understanding of Medicare health insurance and Medicare coverage topics.... by Ethan Bynon

Many people mistakenly believe that Medicare is free for retirees and people with disabilities. After all, during all of the years that we work we paid Medicare taxes, right? So, why isn't it free? In this MedicareWireMedicareWire is a Medicare insurance consulting agency. We founded MedicareWire after seeing and hearing how confusing and frustrating it is to find, understand, and choose a plan. Our services are free to the consumer.... article, we'll explain how much Medicare costs and what you can do to … [Read more...]

When Does Medicare Start? 7 Important Facts You Need to Know.

by David Bynon, June 11, 2021

Medicare is the government medical insurance plan for older Americans and people with certain disabilities. As of 2020, more than 62-million Americans rely on Medicare for their primary health insurance needs. By the year 2032, this number will swell to nearly 80-million people. In this MedicareWireMedicareWire is a Medicare insurance consulting agency. We founded MedicareWire after seeing and hearing how confusing and frustrating it is to find, understand, and choose a plan. Our services are free to the consumer.... … [Read more...]

Why are Some Medicare Advantage Plans Free?

by David Bynon, June 4, 2021

Are there free Medicare Advantage plansMedicare Advantage (MA), also known as Medicare Part C, are health plans from private insurance companies that are available to people eligible for Original Medicare (Medicare Part A and Medicare Part B)....? Asked another way, how can Medicare Advantage plans have a $0 premiumA premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums. ...?

It seems impossible, doesn't it? In the day and age when people struggle to afford catastrophic health insurance coverage, how can it be that health insurance companies are giving away … [Read more...]

Is it Better to have Medicare Advantage or Medigap?

by David Bynon, June 1, 2021

While shopping for Medicare health insurance, particularly if you are getting your benefits for the first time, it's important to understand the difference between Medicare AdvantageMedicare Advantage (MA), also known as Medicare Part C, are health plans from private insurance companies that are available to people eligible for Original Medicare (Medicare Part A and Medicare Part B).... and Original Medicate with a MedigapMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage.... plan. In this MedicareWireMedicareWire is a Medicare insurance consulting agency. We founded MedicareWire after seeing and hearing how confusing and frustrating it is to find, understand, and choose a plan. Our services are free to the consumer.... article, we'll cover the fundamental benefits of … [Read more...]