MedicareWire
Best Medicare plan, cost, and enrollment tools for seniors.
David Bynon is a Medicare and Information Technology (IT) expert and the founder of MedicareWire.com. He has been studying, analyzing, and writing about Medicare health insurance for more than a decade, including his latest book, "Why Medicare Advantage Plans are Bad", available on Amazon.
Since retiring from the U.S. Navy in 2007, David put himself on a new mission to make Medicare less confusing and help consumers find, understand, and choose the best coverage.
Using the IT skill he honed throughout his Naval career, David developed MedicareWire's Plan Finder software, which publishes all private Medicare insurance plans, including downloadable PDFs. The data is refreshed quarterly.
When not writing new articles to help beneficiaries understand their options and make better choices, David provides a free insurance quoting service.
You can reach David with questions or comments at David@MedicareWire.com.
by David Bynon,
Compare Supplements with the Medigap Comparison Chart
You can use our Medicare Supplement Insurance plans comparison chart to compare Medigap plans side by side. Easily explore benefits, and costs, and see all plans where you live using our free service.
How to Compare Medigap Plans
Use the … [Read more...] about 2024 Medigap Comparison Chart Explained
by David Bynon,
Does Medicare Have An Out Of Pocket Max?
Unlike Medicare Advantage Plans, Original Medicare (Part A and B) has no maximum out-of-pocket limit. To limit costs, you need a Medigap Plan.
This article will dissect what Medicare covers, its out-of-pocket costs, and how to get more financial … [Read more...] about Medicare Out-of-Pocket Maximum in 2024
by David Bynon,
With so many Medicare plan options and the differences between them, choosing the right plan can feel overwhelming. This article will help you choose the right Medicare Supplement Insurance by exploring the most popular and widely-used plans.
Overview
Medicare Supplement Insurance, commonly … [Read more...] about 3 Most Popular Medicare Supplement Plans in 2024
by David Bynon,
What is the Biggest Disadvantage of Medicare Advantage?
The number one reason Medicare Advantage plans are bad — for some people — is their potential for high out-of-pocket costs. Although these plans may initially appear more affordable, with lower premiums compared to Medicare Supplement … [Read more...] about 11 Reasons Why Medicare Advantage Plans are Bad
by David Bynon,
Navigating the world of Medicare Advantage plans can be a daunting task. For millions of Americans, these private health plans offer an alternative to traditional Medicare, promising additional benefits and services.
However, the Medicare Advantage landscape is complex, and not all plans are … [Read more...] about 2024’s Worst Medicare Advantage Plans
by David Bynon,
Plan G is one of 10 Medigap plans and one of only two supplemental plans with a high deductible option. It covers all out-of-pocket costs, except the Part B deductible, and works seamlessly with Original Medicare coverage.
We have identified 9 Medicare Supplement Plan G pros and cons we think you … [Read more...] about 9 Medicare Plan G Pros and Cons You Can’t Ignore
by David Bynon,
Medicare, the cornerstone of healthcare for millions of Americans aged 65 and older, continues to evolve to meet the changing needs of its beneficiaries.
In 2022, a significant milestone was reached with the passage of six key Medicare reforms aimed at addressing the pressing issues surrounding … [Read more...] about Six Key Medicare Reforms
by David Bynon,
As the 2024 Medicare Open Enrollment Period approaches, it's crucial for Medicare beneficiaries and those planning for retirement to stay informed about the latest developments in Medicare premiums and costs. The Medicare program plays a vital role in the healthcare coverage of millions of … [Read more...] about Understanding the 2024 Medicare Premium Increases and Changes
by David Bynon,
Can I Switch Medicare Supplement Plans Anytime?
Medicare Supplement Insurance does not have a specific enrollment period. With some limitations, you can apply, change, or cancel at any time.
In this article, we'll cover everything you need to know regarding Medicare Supplement Insurance … [Read more...] about Can I Change Medicare Supplement Plans Anytime (Yes!)?
by David Bynon,
Can I Drop My Employer Health Insurance and Go on Medicare?
Your employment and access to employer health insurance have no bearing on your qualification for Medicare or your ability to sign up.
This article will explain how your Medicare benefits work if you have employee health benefits … [Read more...] about Can I Sign Up for Medicare If I Have Employer Health Insurance?
by David Bynon,
How Can Medicare Advantage Plans Be Free?
Medicare Advantage plans with a zero-dollar premium aren't free. You must continue to pay your Part B premium. Due to their costs, free plans can be more expensive.
In this article, we'll explain the true cost of Medicare Advantage plans, and what a … [Read more...] about Are Free Medicare Advantage Plans Really Free?
by David Bynon,
What is the Difference Between Medicare Plan G and Plan N?
Plans G and N are popular Medicare Supplements. Plan G covers all out-of-pocket costs except the Part B deductible. Plan N has a couple more uncovered costs.
In this article, we'll go over the coverage and benefits of both of these plans … [Read more...] about Medicare Plan G vs Plan N: Which is Better?
by David Bynon,
What is Medigap Coverage Used for?
Medigap helps pay Original Medicare out-of-pocket costs, including deductibles, coinsurance, and copays. Without it, beneficiaries pay these costs themselves.
In this article, we will go over how Medigap coverage, also known as Medicare Supplement Insurance, … [Read more...] about What is Medigap Coverage and Why Do I Need It?
by David Bynon,
How Does High Deductible Plan G Work?
Once you have paid the deductible, High Deductible Plan G has the same coverage as the standard Plan G. Until the deductible is met, you pay all out-of-pocket costs.
In this article, we're going to take a deep dive into one of the best ways to save money and … [Read more...] about High Deductible Plan G: Is It Right For You?
by David Bynon,
Can Medicare Supplement Plans Deny Coverage?
In all but four states, Medicare Supplements can deny coverage, unless you have a guaranteed issue right. This is because they are not health insurance. Different rules apply.
In this article, we will examine the rules a private insurance company must … [Read more...] about Why You Can Be Denied a Medigap Plan
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Medicare prescription drug plans are more complicated than ever. That’s why MedicareWire has teamed up with the Medicare Part D experts at HealthCompare. Their licensed Medicare insurance agents will ask you about your medications and preferred pharmacy. Using their state-of-the-art tools, they will find your best plan options. Just like magic!
HOURS: Mon-Sun 8am-11pm EST
HealthCompare, an Allstate company, is a nationwide health insurance agency. They do not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.
Medicare prescription drug plans are more complicated than ever. That’s why MedicareWire has partnered with the experts at HealthCompare. Their licensed Medicare insurance agents will listen to your needs and walk you through your plan options and benefits. There’s no obligation!
HOURS: Mon-Sun 8am-11pm EST
HealthCompare, an Allstate company, is a nationwide health insurance agency. They do not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.
Medicare health insurance is more complicated than ever. That’s why MedicareWire has partnered with the experts at HealthCompare. Their licensed Medicare insurance agents will listen to your needs and walk you through your plan options and benefits. There’s no obligation!
HOURS: Mon-Sun 8am-11pm EST
HealthCompare, an Allstate company, is a nationwide health insurance agency. They do not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.
MedicareWire has partnered with the licensed Medicare insurance agents at HealthCompare to help answer your toughest questions. They will take the time to walk you through your plan options and benefits. There’s no obligation!
OPEN ENROLLMENT HOURS: Mon-Sun 8am-11pm EST
HealthCompare, an Allstate company, is a nationwide health insurance agency. They do not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.
Medicare health insurance is more complicated than ever. That’s why MedicareWire has teamed up with the Medicare Advantage experts at HealthCompare. Their licensed Medicare insurance agents will ask you about your medications, preferred pharmacy, and the healthcare benefits you need most. Using their state-of-the-art tools, they will find your best plan options. Just like magic!
HOURS: Mon-Sun 8am-11pm EST
HealthCompare, an Allstate company, is a nationwide health insurance agency. They do not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.
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