It pays to understand what Medicare Advantage offers before you switch from Original Medicare If you have ever had a Health Maintenance Organization (HMO) plan or a Preferred Provider Organization (PPO) plan through an employer or the Healthcare Exchange, you already have a pretty good idea about how Medicare Advantage plans work. In this article, […]
Medicare Part B
Medical Coverage for People with Original Medicare
Original Medicare has two parts, A and B. Medicare Part B is the medical coverage portion of Medicare health insurance. It covers medical services, including seeing your doctor, specialists, lab tests, diagnostic testing, durable medical equipment, and more. It does not cover hospital inpatient care, which is covered under Part A.
Many Original Medicare beneficiaries help cover their Part B out-of-pocket costs with a Medicare supplement plan. These plans fill the 20% gap caused by deductibles, copayments, and coinsurance.
On this page, you will find our most recent articles related to Medicare Part B.
Medicare’s Maximum Out-of-Pocket Limit is a Serious Liability Depending on the coverage selections you’ve made, your Medicare benefits may have low out-of-pocket costs, high out-of-pocket costs, or even unlimited out-of-pocket expenses. In this MedicareWire article, we’ll dissect your liability and how to get more coverage if you need it. Key Takeaways Original Medicare has no out-of-pocket limits. The 20-percent […]
Most doctors in the USA participate in the Medicare program in one form or another. It’s a very small percentage that doesn’t. However, not all doctors participate in the same way, and this often leads to Medicare Part B Excess Charges. Medicare Part B is the portion of Original Medicare that covers medical services from […]
If you are getting your Medicare benefits for the first time, the jargon may sound foreign, but you don’t need Medicare for Dummies to figure it out. Once you learn the ABCs and D of Medicare, you’ll be well on your way. In this MedicareWire blog post, we’ll break down the four main parts of Medicare and answer these top questions […]
Medicare is the government medical insurance plan for older Americans and people with certain disabilities. As of 2020, more than 61-million Americans rely on Medicare for their primary health insurance needs. By the year 2032, this number will swell to over 80-million people. In this MedicareWire.com article, we’ll explain when Medicare starts for most people […]
Medicare covers many common laboratory tests and diagnostics needed to keep you healthy or diagnose a symptom. This includes many blood tests for things like hepatitis, sexually transmitted infections (STIs), triglycerides, cholesterol, lipids, and most preventive care lab tests. In this MedicareWire.com article, we’ll explain what lab tests Medicare covers. Blood tests are covered under […]
While shopping for Medicare health insurance, most people want to know “What is the big difference between Medicare supplements and Medicare advantage plans?” Medicare supplements and Medicare Advantage are very different health insurance products, but they both attempt to protect you from the high cost of a chronic illness or being hospitalized. Unfortunately, it’s very difficult to compare Medicare supplements, also known […]
There are four different parts to the Medicare program. From its inception in 1965, it has been a government-run health insurance program for seniors aged 65 and people with disabilities and medical conditions. But, did you know it isn’t all-inclusive care? That’s where Medicare Plan G comes in. Let’s start with a quick review of what Medicare covers and its four Parts […]
The federal Medicare program is a series of lettered (A, B, C, and D) medical insurance plans available to people, age 65 and older, and certain adults with qualifying disabilities. Medicare Part A and B are provided directly by the government, whereas Parts C and D are provided through private insurance companies authorized to sell […]
What You Must Know to Avoid Financial Ruin & Get What You Deserve Sixty million people (51 million seniors and 9 million adults with disabilities) use Medicare for their health insurance coverage. To understand what Medicare covers and how it provides coverage benefits, you need to know the ABCs and D of Medicare: Medicare Part A covers your […]
We often get questions from people about to retire who are concerned about their budget. This is understandable because a fixed budget can put the squeeze on your finances. Recently I got a question from a friend with Social Security disability benefits that has had her Medicare since she was in her 50s. Now turning […]
Many seniors are shocked to learn that Original Medicare (Part A and Part B) only pays about 80% of Medicare-covered costs and that there’s no out of pocket maximum on the costs that beneficiaries pay (the remaining 20%). Learning this is when most people become interested in supplemental Medicare insurance. A Medicare Supplement plan (aka, […]
It has long been assumed that Medicare Advantage plans are the way to go if you need a low monthly premium. The risk trade-off, of course, is higher out of pocket costs until you reach the annual spending limit. However, the premiums are so low on most of the basic plans that many seniors wonder, […]
Everyone benefits from good nutrition; it helps you to stay healthy and live longer. However, for people with certain diseases and conditions a close watch on nutritional intake is vital, and under certain circumstances Medicare will cover Medical Nutrition Therapy costs. What Qualifies You for Medical Nutrition Therapy You qualify for Medical Nutrition Therapy benefits […]
Anyone that has spent more than a week or two sick or injured in bed knows just how uncomfortable being bedridden can be. Fortunately, there are solutions for patients that need bed sore relief, including air-fluidized beds. Air fluidized beds are therapy beds that provide an ideal healing environment for patients with compromised skin. They […]