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Nursing homes are expensive with an average cost in the United States of $7,698 per month (2020 average). Most people cannot afford this expense, but they are in desperate need of the services provided by nursing homes (long-term care facilities).
When finances are not put into place for nursing … [Read more...]
Most people do not want to stay in a hospital, skilled nursing facility, assisted living facility, or rehabilitation facility for weeks or even months recovering from an illness or injury. They would rather be in the comfort of their homes. The problem is that those individuals still need to be … [Read more...]
Many seniors are shocked to learn that Original MedicareOriginal Medicare is private fee-for-service health insurance for people on Medicare. It has two parts. Part A is hospital coverage. Part B is medical coverage.... (Part AMedicare Part A is hospital inpatient coverage for people with Original Medicare, whereas Part B is medical coverage for doctor visits, tests, etc.... and Part BMedicare Part B is medical coverage for people with Original Medicare. It covers doctor visits, specialists, lab tests and diagnostics, and durable medical equipment. Part A is for hospital inpatient care....) only pays about 80% of Medicare-covered costs and that there's no out of pocket maximum on the costs that beneficiaries pay (the remaining 20%). Learning this is when most people become interested in supplemental Medicare … [Read more...]
You might be healthy now, but chances are you're going to need some help taking care of yourself as you get older. In fact, if you're turning 65-years-old this year you can expect to live another two decades and there's a 52% chance you'll need some type of long-term care services and support at … [Read more...]
