UHC Dual Complete AL-D002 (D-SNP) H1889 009 0 Plan Details
CMS rated this UnitedHealthcare plan (H1889-009-0) 4.5 stars (Good+), making it a top-rated plan from this insurance company.
UHC Dual Complete AL-D002 (D-SNP PPO) is a Special Needs Plan (SNP). 2025 plan enrollment begins Oct 15. Get notified.
This UnitedHealthcare PPO plan is required to provide all of the same benefits as Original Medicare, but out-of-pocket costs are different. This private health insurance option may include extra benefits not covered by Medicare Part A or Part B.
Eligible individuals must meet all qualification requirements to join this UnitedHealthcare plan.
2025 UHC Dual Complete AL-D002 Cost and Coverage Notification
The 2025 cost and coverage information for UHC Dual Complete AL-D002 will not be available until early October. We'll notify you when it is available from CMS.
Sign-Up for 2025 Medicare Plan Notification. The 2025 enrollment period begins October 15.
| Plan Basics | |
|---|---|
| Plan ID: | H1889-009-0 |
| Plan Type: | PPO |
| Plan Year: | 2024 |
| Premium: | $39.30/mo Plus your Part B premium. |
| Health Plan Deductible: | $0.00 |
| Out-of-Pocket Maximum: | /yr |
| Part B Reduction: | $0.00/mo |
| Drug Plan Benefit: | Basic $545.00 deductible |
| Supplemental Benefits: | Dental, Vision, Hearing |
| Availability: | See List |
| Insured By: | UnitedHealthcare |
| Summary of Benefits |
|---|
Health Plan Cost Sharing & Benefits
UHC Dual Complete AL-D002 is a Preferred Provider Organization (PPO) plan. PPO D-SNP plan members usually use in-network healthcare providers but can go out of network when necessary. However, visits to non-network providers may cost more.
The following table is a summary of the most common out-of-pocket costs you will incur if you join this UnitedHealthcare plan:
| Healthcare Service | Member Cost |
|---|---|
| Doctor Visits (In-Network) | |
| Primary: | 20% Coinsurance |
| Specialist: | 20% Coinsurance Prior Authorization Required |
| Wellness programs (e.g., fitness, nursing hotline): | |
| Preventive care: | $0 Copay |
| Foot Care (In-Network) | |
| Foot exams and treatment (Medicare-covered): | 20% Coinsurance Prior Authorization Required |
| Routine foot care: | $0 Copay Prior Authorization Required |
| Chiropractic Care (In-Network) | |
| Medicare-covered chiropractic care: | 20% Coinsurance Prior Authorization Required |
| Routine chiropractic care: | $0 |
| Emergency Care / Urgent Care | |
| Emergency room care: | $100 Copay |
| Urgent care: | $40 Copay |
| Ground ambulance: | 20% Coinsurance |
| Inpatient hospital coverage: | $1,570.00 per stay |
| Outpatient hospital coverage: | 20% Coinsurance Prior Authorization Required |
| Skilled Nursing Facility: | |
| Optional supplemental benefits: | Not Covered |
| Mental Health Services (In-Network) | |
| Outpatient individual therapy visit with a psychiatrist: | 20% Coinsurance |
| Outpatient group therapy visit with a psychiatrist: | 20% Coinsurance |
| Inpatient hospital - psychiatric: | $1,570.00 per stay |
| Outpatient group therapy visit: | 20% Coinsurance |
| Outpatient individual therapy visit: | 20% Coinsurance Prior Authorization Required |
| Rehabilitation Services (In-Network) | |
| Physical therapy and speech and language therapy visit: | 20% Coinsurance Prior Authorization Required |
| Occupational therapy visit: | 20% Coinsurance Prior Authorization Required |
| Medical Equipment / Supplies (In-Network) | |
| Diabetes supplies: | $0 Copay Prior Authorization Required |
| Durable medical equipment (e.g., wheelchairs, oxygen): | 20% Coinsurance Prior Authorization Required |
| Prosthetics (e.g., braces, artificial limbs): | 20% Coinsurance |
| Diagnostic Procedures / Lab Services / Imaging (In-Network) | |
| Diagnostic radiology services (e.g., MRI): | 20% Coinsurance Prior Authorization Required |
| Lab services: | $0 Copay Prior Authorization Required |
| Outpatient x-rays: | 20% Coinsurance Prior Authorization Required |
| Diagnostic tests and procedures: | 20% Coinsurance Prior Authorization Required |
| Medicare Part B Drugs (In-Network) | |
| Chemotherapy: | 20% Coinsurance |
| Other Part B drugs (Medicare-covered) | 20% Coinsurance |
Feel free to download our UHC Dual Complete AL-D002 Summary of Benefits information.
Supplemental Health Plan Benefits (H1889-009-0)
The following is a summary of the supplemental benefits UnitedHealthcare includes with this plan:
| Supplemental Healthcare Service | Member Cost |
|---|---|
| Preventive Dental | Maximum dental benefit: | $2,000.00 Every year |
| Oral exam (In-Network) | Covered |
| Fluoride treatment (In-Network) | Covered |
| Dental x-ray(s) (In-Network) | Covered |
| Cleaning (In-Network) | Covered |
| Comprehensive Dental | |
| Periodontics (In-Network) | Covered |
| Non-routine services (In-Network) | Covered |
| Diagnostic services (In-Network) | Covered |
| Extractions (In-Network) | Covered |
| Endodontics (In-Network) | Covered |
| Restorative services (In-Network) | Covered |
| Prosthodontics, other oral/maxillofacial surgery, other services (In-Network) | Covered |
| Hearing | |
| Fitting/evaluation (In-Network) | Covered Limits may apply |
| Hearing aids (In-Network) | Covered Limits may apply |
| Hearing exam (In-Network) | Not Covered |
| Vision | Maximum vision benefit: | $350.00 Every year |
| Eyeglasses (frames and lenses) (In-Network) | $0 Copay |
| Routine eye exam (In-Network) | $0 Copay Prior Authorization Required |
| Contact lenses (In-Network) | $0 Copay |
Additional Supplemental Benefits
None specified.
Prescription Drug Plan Costs & Benefits
UHC Dual Complete AL-D002 includes an basic benefit Medicare Part D plan (PDP). This simply means that the plan covers the minimum amount required by the Centers for Medicare & Medicaid Services, whereas enhanced benefit plans cover more.
Prescription Drug Plan Premium
Although the prescription drug plan (Part D) premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the details of this plan's prescription drug plan premium.
| Basic Part D Premium: | $39.30 |
| Supplemental Part D Premium: | $0.00 |
| Total Part D Premium: | $39.30 |
| Part D Premium with Full LIS Assistance: | $0.00 |
The Social Security Extra Help page has more information about the low-income subsidy (LIS) and how to enroll in the program.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $545.00. This is the amount you must pay at the pharmacy before UnitedHealthcare begins paying its share.
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, UHC Dual Complete AL-D002 has out-of-pocket costs that you must pay when you pick up your prescriptions. The following table shows you those costs.
| Drug Tier | Preferred | Standard |
|---|---|---|
| $0 copay on all covered generic and brand-name prescriptions. | ||
CMS Rating Marks
Each year Medicare rates D-SNP plans, using a 5-star rating system, in nine major categories. These ratings are designed to help you understand the quality of care and service you can expect if you qualify and choose to join UHC Dual Complete AL-D002.
| CMS Measure | Star Rating |
|---|---|
| 2024 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
How to Qualify to Enroll in
UHC Dual Complete AL-D002
To qualify for enrollment in UHC Dual Complete AL-D002 in County, you must be eligible for both Medicare and Medicaid. To be eligible for Medicare, you must be age 65 or older, or have Social Security Disability Insurance for 24 months. To be eligible for Medicaid, your income and assets must be at or below 's state thresholds.
Before enrolling in UHC Dual Complete AL-D002, or any other dual-eligible SNP, be sure to ask the following questions:
- What costs should I expect to pay out-of-pocket (premiums, deductibles, copayments)?
- Will I be able to use my doctors? Are they in the plan's network?
- Are the plan's in-network providers and facilities in convenient locations?
- Does the plan provide coverage for services I receive from out-of-network providers?
- Do I need a referral to see a specialist?
- Are my medications on the Part D plan's formulary? What if I can't afford my medications?
- What special accommodations does the plan make for persons with disabilities?
- Does the plan offer free meal delivery after a stay in the hospital?
- What help is offered for caregivers? Is adult day care covered?
- Does the plan offer a prepaid card for over the counter medications and covered groceries?
Plan Availability
UHC Dual Complete AL-D002 (H1889-009-0) is available in the following locations (click to open):
Additional D-SNP Plan Options
Here are some additional Medicare SNP plans that might be worth reviewing:
- None.
Contact UnitedHealthcare
| Plan Website: | http://UHCCommunityPlan.com |
|---|---|
| Formulay Information: | http://UHCCommunityPlan.com |
| Pharmacy Information: | UnitedHealthcare Pharmacy Page |
| Prospective Members: | (888)834-3721 |
| TTY Users: | 711 |
If you qualify for Medicare benefits but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Health Plan Compatibility
Medicare Advantage Special Needs Plans (SNPs) are generally incompatible with most other health insurance options. Enrolling in an SNP plan while having Medicare Part A and/or Medicare Part B will result in disenrollment from Original Medicare. Additionally, it is not possible to simultaneously hold a Medicare Supplement Insurance policy and be part of an SNP plan.
With a D-SNP, members keep the same Medicaid plan and Medicaid benefits. If you are a Veteran and have VA Health Benefits, you may be able to care from your local VA hospital.
Citations & References
- UnitedHealthcare, http://UHCCommunityPlan.com, Last Accessed October 13, 2023
- Medicaid.gov, "Medicaid & CHIP in ", Last Accessed January 4, 2024
- CMS.gov, "Dual Eligible Special Needs Plans (D-SNPs)", Last Accessed January 20, 2023
- CMS.gov, Landscape Source Files, Last Accessed January 2, 2024
- CMS.gov, Medicare Part C & D Performance, Last Accessed January 2, 2024
- CMS.gov, Plan Benefits Package, Last Accessed January 3, 2024
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.