Humana Gold Plus SNP-DE H1951-056 (D-SNP) Plan Details for Washington Parish, LA
CMS rated this Humana plan (H1951-056-0) 4.5 stars (Good+), making it a top-rated plan from this insurance company.
Humana Gold Plus SNP-DE H1951-056 (D-SNP HMO) is a Special Needs Plan (SNP). 2025 plan enrollment begins Oct 15. Get notified.
This Humana HMO plan is required to provide all of the same benefits as Original Medicare, but out-of-pocket costs are different. This private health insurance option may include extra benefits not covered by Medicare Part A or Part B.
Eligible individuals must meet all qualification requirements to join this Humana plan.
2025 Humana Gold Plus SNP-DE H1951-056 Cost and Coverage Notification
The 2025 cost and coverage information for Humana Gold Plus SNP-DE H1951-056 will not be available until early October. We'll notify you when it is available from CMS.
Sign-Up for 2025 Medicare Plan Notification. The 2025 enrollment period begins October 15.
| Plan Basics | |
|---|---|
| Plan ID: | H1951-056-0 |
| Plan Type: | HMO |
| Plan Year: | 2024 |
| Premium: | $46.20/mo Plus your Part B premium. |
| Health Plan Deductible: | $0.00 |
| Out-of-Pocket Maximum: | /yr |
| Part B Reduction: | $0.00/mo |
| Drug Plan Benefit: | Basic $545.00 deductible |
| Supplemental Benefits: | Dental, Vision, Hearing |
| Availability: | Washington Parish, LA |
| Insured By: | Humana |
| Summary of Benefits |
|---|
Health Plan Cost Sharing & Benefits
Humana Gold Plus SNP-DE H1951-056 is a Health Maintenance Organization (HMO) plan. HMO D-SNP plan members usually receive health care services through the plan’s local network of providers. Referrals are almost always required to see a specialist and other providers. However, Humana Gold Plus SNP-DE H1951-056 does allow out-of-network care for emergencies and out-of-area dialysis.
The following table is a summary of the most common out-of-pocket costs you will incur if you join this Humana plan:
| Healthcare Service | Member Cost |
|---|---|
| Doctor Visits (In-Network) | |
| Primary: | $0 Copay |
| Specialist: | $35 Copay |
| Wellness programs (e.g., fitness, nursing hotline): | |
| Preventive care: | $0 Copay |
| Foot Care (In-Network) | |
| Foot exams and treatment (Medicare-covered): | $35 Copay Prior Authorization Required |
| Routine foot care: | $35 Copay Prior Authorization Required |
| Chiropractic Care (In-Network) | |
| Medicare-covered chiropractic care: | $15 Copay Prior Authorization Required |
| Routine chiropractic care: | $15 Copay Prior Authorization Required |
| Emergency Care / Urgent Care | |
| Emergency room care: | $100 Copay |
| Urgent care: | $35 Copay |
| Ground ambulance: | $200 Copay |
| Inpatient hospital coverage: | $150.00 per day for days 1 through 5 $0.00 per day for days 6 and beyond |
| Outpatient hospital coverage: | $150 Copay Prior Authorization Required |
| Skilled Nursing Facility: | $0.00 per day for days 1 through 20 $203.00 per day for days 21 and beyond |
| Optional supplemental benefits: | Not Covered |
| Mental Health Services (In-Network) | |
| Outpatient individual therapy visit with a psychiatrist: | $30 Copay |
| Outpatient group therapy visit with a psychiatrist: | $30 Copay |
| Inpatient hospital - psychiatric: | $150.00 per day for days 1 through 5 $0.00 per day for days 6 and beyond |
| Outpatient group therapy visit: | $30 Copay |
| Outpatient individual therapy visit: | $0 |
| Rehabilitation Services (In-Network) | |
| Physical therapy and speech and language therapy visit: | $20 Copay Prior Authorization Required |
| Occupational therapy visit: | $20 Copay Prior Authorization Required |
| Medical Equipment / Supplies (In-Network) | |
| Diabetes supplies: | 20% Coinsurance Prior Authorization Required |
| Durable medical equipment (e.g., wheelchairs, oxygen): | 18% Coinsurance Prior Authorization Required |
| Prosthetics (e.g., braces, artificial limbs): | 20% Coinsurance |
| Diagnostic Procedures / Lab Services / Imaging (In-Network) | |
| Diagnostic radiology services (e.g., MRI): | $200 Copay Prior Authorization Required |
| Lab services: | $30 Copay Prior Authorization Required |
| Outpatient x-rays: | $125 Copay Prior Authorization Required |
| Diagnostic tests and procedures: | 20% Coinsurance Prior Authorization Required |
| Medicare Part B Drugs (In-Network) | |
| Chemotherapy: | 20% Coinsurance |
| Other Part B drugs (Medicare-covered) | 20% Coinsurance |
Feel free to download our Humana Gold Plus SNP-DE H1951-056 Summary of Benefits information.
Supplemental Health Plan Benefits (H1951-056-0)
The following is a summary of the supplemental benefits Humana includes with this plan:
| Supplemental Healthcare Service | Member Cost |
|---|---|
| Preventive Dental | Maximum dental benefit: | $3,000.00 Every year |
| Oral exam (In-Network) | Covered |
| Fluoride treatment (In-Network) | Covered |
| Dental x-ray(s) (In-Network) | Covered |
| Cleaning (In-Network) | Covered |
| Comprehensive Dental | |
| Periodontics (In-Network) | Covered |
| Non-routine services (In-Network) | Covered |
| Diagnostic services (In-Network) | Covered |
| Extractions (In-Network) | Covered |
| Endodontics (In-Network) | Covered |
| Restorative services (In-Network) | Covered |
| Prosthodontics, other oral/maxillofacial surgery, other services (In-Network) | Covered |
| Hearing | |
| Fitting/evaluation (In-Network) | $0 Copay Prior Authorization Required, Limitations Apply |
| Hearing aids (In-Network) | Covered Limits may apply |
| Hearing exam (In-Network) | $0 Copay Prior Authorization Required |
| Vision | Maximum vision benefit: | $350.00 Every year |
| Eyeglasses (frames and lenses) (In-Network) | $0 Copay |
| Routine eye exam (In-Network) | $0 Copay Prior Authorization Required |
| Contact lenses (In-Network) | $0 Copay |
Additional Supplemental Benefits
None specified.
Prescription Drug Plan Costs & Benefits
Humana Gold Plus SNP-DE H1951-056 includes an basic benefit Medicare Part D plan (PDP). This simply means that the plan covers the minimum amount required by the Centers for Medicare & Medicaid Services, whereas enhanced benefit plans cover more.
Prescription Drug Plan Premium
Although the prescription drug plan (Part D) premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the details of this plan's prescription drug plan premium.
| Basic Part D Premium: | $46.20 |
| Supplemental Part D Premium: | $0.00 |
| Total Part D Premium: | $46.20 |
| Part D Premium with Full LIS Assistance: | $0.00 |
The Social Security Extra Help page has more information about the low-income subsidy (LIS) and how to enroll in the program.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $545.00. This is the amount you must pay at the pharmacy before Humana begins paying its share.
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, Humana Gold Plus SNP-DE H1951-056 has out-of-pocket costs that you must pay when you pick up your prescriptions. The following table shows you those costs.
| Drug Tier | Preferred | Standard |
|---|---|---|
| $0 copay on all covered generic and brand-name prescriptions. | ||
CMS Rating Marks
Each year Medicare rates D-SNP plans, using a 5-star rating system, in nine major categories. These ratings are designed to help you understand the quality of care and service you can expect if you qualify and choose to join Humana Gold Plus SNP-DE H1951-056.
| CMS Measure | Star Rating |
|---|---|
| 2024 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
How to Qualify to Enroll in
Humana Gold Plus SNP-DE H1951-056
To qualify for enrollment in Humana Gold Plus SNP-DE H1951-056 in Washington Parish, you must be eligible for both Medicare and Medicaid. To be eligible for Medicare, you must be age 65 or older, or have Social Security Disability Insurance for 24 months. To be eligible for Medicaid, your income and assets must be at or below Louisiana's state thresholds.
Before enrolling in Humana Gold Plus SNP-DE H1951-056, or any other dual-eligible SNP, be sure to ask the following questions:
- What costs should I expect to pay out-of-pocket (premiums, deductibles, copayments)?
- Will I be able to use my doctors? Are they in the plan's network?
- Are the plan's in-network providers and facilities in convenient locations?
- Does the plan provide coverage for services I receive from out-of-network providers?
- Do I need a referral to see a specialist?
- Are my medications on the Part D plan's formulary? What if I can't afford my medications?
- What special accommodations does the plan make for persons with disabilities?
- Does the plan offer free meal delivery after a stay in the hospital?
- What help is offered for caregivers? Is adult day care covered?
- Does the plan offer a prepaid card for over the counter medications and covered groceries?
Additional D-SNP Plan Options
Here are some additional Medicare SNP plans that might be worth reviewing:
- None.
Contact Humana
| Plan Website: | http://www.humana.com/medicare |
|---|---|
| Formulay Information: | https://www.humana.com/pharmacy/ |
| Pharmacy Information: | Humana Pharmacy Page |
| Prospective Members: | (800)833-2364 |
| TTY Users: | 711 |
If you qualify for Medicare benefits but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Health Plan Compatibility
Medicare Advantage Special Needs Plans (SNPs) are generally incompatible with most other health insurance options. Enrolling in an SNP plan while having Medicare Part A and/or Medicare Part B will result in disenrollment from Original Medicare. Additionally, it is not possible to simultaneously hold a Medicare Supplement Insurance policy and be part of an SNP plan.
With a D-SNP, members keep the same Medicaid plan and Medicaid benefits. If you are a Veteran and have VA Health Benefits, you may be able to care from your local VA hospital.
Citations & References
- Humana, http://www.humana.com/medicare, Last Accessed October 13, 2023
- Medicaid.gov, "Medicaid & CHIP in Louisiana", Last Accessed January 4, 2024
- CMS.gov, "Dual Eligible Special Needs Plans (D-SNPs)", Last Accessed January 20, 2023
- CMS.gov, Landscape Source Files, Last Accessed January 2, 2024
- CMS.gov, Medicare Part C & D Performance, Last Accessed January 2, 2024
- CMS.gov, Plan Benefits Package, Last Accessed January 3, 2024
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.