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Special Needs Plans
 » 
Kentucky

Medicare Special Needs Plans in Kentucky for 2024

by David Bynon, September 27, 2023

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Find Plans in your area with your ZIP Code

To compare the Special Needs Plans available in your area, you can use our zip code lookup tool above or click on your county below. If you'd like to learn more about how the Medicare Advantage SNP program works in Kentucky and how it compares with other options, keep on reading.

2024 Medicare Advantage Special Needs Plans for Kentucky Beneficiaries

Be the first to know. Sign-up for 2024 Medicare SNP notification HERE. 2024 Medicare plan information will be available in early October.

Who Can Enroll in a Kentucky Medicare Special Needs Plan?

Most people living in Kentucky, age 65 and older, qualify for Medicare Advantage but do not qualify for a Special Needs Plan (SNP). A SNP is a Medicare Advantage plan, but they are only available to people with one of the following special needs:

  • Chronic Condition (C-SNP): You have one or more severe or disabling chronic conditions.
  • Institutional (I-SNP): You live in an institution (like a nursing home), or you require nursing care at home.
  • Dual Eligible (D-SNP): You have both Medicare and Medicaid.

Compare 2024 Special Needs Plans in Kentucky by County

Adair
Allen
Anderson
Ballard
Barren
Bath
Bell
Boone
Bourbon
Boyd
Boyle
Bracken
Breathitt
Breckinridge
Bullitt
Butler
Caldwell
Calloway
Campbell
Carlisle
Carroll
Carter
Casey
Christian
Clark
Clay
Clinton
Crittenden
Cumberland
Daviess
Edmonson
Elliott
Estill
Fayette
Fleming
Floyd
Franklin
Fulton
Gallatin
Garrard
Grant
Graves
Grayson
Green
Greenup
Hancock
Hardin
Harlan
Harrison
Hart
Henderson
Henry
Hickman
Hopkins
Jackson
Jefferson
Jessamine
Johnson
Kenton
Knott
Knox
Larue
Laurel
Lawrence
Lee
Leslie
Letcher
Lewis
Lincoln
Livingston
Logan
Lyon
Madison
Magoffin
Marion
Marshall
Martin
Mason
Mccracken
Mccreary
Mclean
Meade
Menifee
Mercer
Metcalfe
Monroe
Montgomery
Morgan
Muhlenberg
Nelson
Nicholas
Ohio
Oldham
Owen
Owsley
Pendleton
Perry
Pike
Powell
Pulaski
Robertson
Rockcastle
Rowan
Russell
Scott
Shelby
Simpson
Spencer
Taylor
Todd
Trigg
Trimble
Union
Warren
Washington
Wayne
Webster
Whitley
Wolfe
Woodford
If you qualify for Medicare but don't know where to begin, we have licensed agents[1] at 1-855-728-0510 (TTY 711) who can answer your questions and help you get enrolled. There's no obligation.

Each SNP limits membership to people in one of these groups or a subset of one of these groups. For instance, a SNP that's designed to serve people with diabetes mellitus might include access to a network of healthcare providers who specialize in treating this form of diabetes. Such a plan would also feature clinical case management that's designed to serve people with this condition.

You can get enrolled three ways:

  1. Call a plan directly. If you know the plan you want, this way is quick and easy.
  2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
  3. Use an independent Kentucky insurance agent. This is the best way to go if you need someone to help advise you.

Not Qualified to Enroll in a Special Needs Plan?

If you're not eligible for a Medicare SNP plan, there are several other options to get more coverage:

  • Medicare Part C plans
  • Medicare prescription drug plans
  • Supplemental Medicare insurance

Find Plans in your area with your ZIP Code

Frequently Asked Questions

Still have questions? These common questions and answers might help. Or, call 1-855-728-0510 (TTY 711) to speak with a licensed advisor.

What are the different types of Medicare special needs plans?

There are three different kinds of Medicare Advantage Special Needs Plans (SNPs). Each has different requirements for eligibility. The plan types include Dual-Eligible Special Needs Plan (D-SNP), Chronic Condition Special Needs Plan (C-SNPs), and Institutional Special Needs Plan (I-SNP).

Are SNP and D-SNP plans the same thing?

Special Needs Plans (SNPs) are Medicare Advantage private health plans designed for individuals with certain special needs. There are three different types of SNP plans, including D-SNP for dual-eligible (Medicare and Medicaid) individuals, I-SNP plans for people who are institutionalized, and C-SNP plans for individuals with certain chronic health issues. Learn more.

What benefits do Medicare SNP plans offer in Kentucky?

Like all Medicare Advantage plans sold in Kentucky, Special Needs Plans (SNPs) must offer all of the same benefits found in Original Medicare. However, unlike regular Medicare Advantage plans, every SNP must include Part D benefits for prescriptions. Other plan benefits depend on the plan type. For example, most D-SNP plans coordinate Medicare and Medicaid benefits for dual-eligible plan members.

Plans Offered

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Aspire Health Plan, Centene Corporation, Dean Health Plan, Devoted Health, GlobalHealth, Health Care Service Corporation, Cigna-HealthSpring, Humana, Molina Healthcare, Mutual of Omaha, Oscar Health Insurance, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Scott and White Health Plan now part of Baylor Scott & White Health, and UnitedHealthcare.

Citations & References

medicare.gov
  • CMS.gov, "2024 Medicare Part C Landscape Source Files", Last Accessed September 27, 2023
  • Medicare.gov: the official U.S. government site for Medicare | Medicare http://www.medicare.gov/
  • Find a Medicare plan https://www.medicare.gov/plan-compare/
ssa.gov
  • Medicare Benefits | SSA https://www.ssa.gov/medicare/
  • Extra Help with Medicare Prescription Drug Plan Costs | SSA https://www.ssa.gov/medicare/prescriptionhelp/
  • Medicare Benefits | SSA https://www.ssa.gov/benefits/medicare/
cms.gov
  • Five-Star Quality Rating System | CMS https://www.cms.gov/medicare/provider-enrollment-and-certification/certificat...
  • https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/CMS10106.pdf
  • Medicare Open Enrollment | CMS https://www.cms.gov/Outreach-and-Education/Reach-Out/Find-tools-to-help-you-h...

This Medicare Advantage Special Needs Plan state information page was last updated on September 27, 2023.

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