USAA Life Medicare Supplement Plans, Rhode Island
This page contains editorial content that is not endorsed or approved by USAA Life Insurance Company[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A++ |
| A.M. Best Outlook: | Stable |
| S&P Rating: | AA+ |
| Established: | 1992 |
| NAIC Number: | 69663 |
| Policy Fee: | None |
What Medigap Policies Does USAA Life Sell in Rhode Island?
USAA Life Insurance Company offers 3 different Medigap plans in Rhode Island . Each plan covers the gaps in Original MedicareOriginal Medicare is private fee-for-service health insurance for people on Medicare. It has two parts. Part A is hospital coverage. Part B is medical coverage. differently (see comparison chart or check out our review). Here's what USAA Life offers:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows what each USAA Life Medigap plan covers:
REVIEW: USAA Life Medicare Supplements in Rhode Island
USAA Life scored 4.0 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare SupplementsMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage. business, and a strong financial rating from A.M. Best, we have confidence in USAA Life. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in Rhode Island. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Highly competitive Plan F premium.
- Superior financial strength.
- Over 25 years in the Medicare Supplements business.
- No charge for writing the policy.
Cons
- Does not offer Medicare SELECTMedicare SELECT is a type of Medigap policy (Medicare supplement plan) that requires its members to get their primary care from a contracted provider. plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed USAA Life's Medicare supplement plan offering in Rhode Island versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiumsA premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums. and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. USAA Life Plan F
Medicare Supplement F is the most popular plan sold in Rhode Island. The following table shows how USAA Life stacks up with the competition.
Contact USAA Life Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
USAA Life Medicare Supplements are available to all Rhode Island beneficiaries, ages 65 and older, who have enrolled in both Medicare Part AMedicare Part A is hospital coverage for Medicare beneficiaries. It covers inpatient care in hospitals and skilled nursing facilities. It also covers limited home healthcare services and hospice care. and Part BMedicare Part B is medical coverage for people with Original Medicare benefits. It covers doctor visits, preventative care, tests, durable medical equipment, and supplies. Medicare Part B pays 80 percent of most medically necessary healthcare services..
If you are within your first six months of Medicare enrollment, you have guaranteed issue rightsGuaranteed-issue is a right granted to Medicare beneficiaries and applies to Medicare Supplement insurance (aka, Medigap plans). All states and the federal government enforce this essential right, which protects Medicare beneficiaries from medical underwriting. and cannot be turned down. USAA Life is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Before choosing an insurance company, be sure to get the USAA Life Medicare Supplement rate increase history in Rhode Island. This is the best way to predict future rate increases.
Availability
USAA Life services Medicare supplement insurance in Cranston, Providence, Warwick, Pawtucket, Woonsocket, Coventry, and most other Rhode Island cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare USAA Life Medigap plans in Rhode Island with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?