What Medigap Policies Does Universal Fidelity Life Sell in Arizona?
Universal Fidelity Life Insurance Company offers 4 of the standardized Medigap policies in Arizona. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Universal Fidelity Life's offering:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. A premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums. ... will increase with inflation.
The table below outlines the coverage of each Universal Fidelity Life Medicare Supplement:
REVIEW: Universal Fidelity Life Medicare Supplements in Arizona
Universal Fidelity Life scored 3.5 out of 5.0 based on our scoring method. Universal Fidelity Life has a good Plan F rate (top 10), and they have been servicing Medicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage.... for 10 years, but their A.M. Best financial rating is unknown or not great. Plus, they charge a policy fee. Consequently, we cautiously recommend this carrier to Arizona seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
- Highly competitive Plan F premium.
- Unknown financial strength (no A.M. Best rating).
- Less than 10 years in the Medicare Supplements business.
- Does not offer Medicare SELECT is a type of Medigap policy (Medicare supplement plan) that requires its members to get their primary care from a contracted provider.... plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Universal Fidelity Life's Medicare supplement plan offering in Arizona versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Universal Fidelity Life Medigap Plan F vs. Competition
Plan F is the most popular plan sold by Universal Fidelity Life in Arizona. The table below gives you an idea of rates by the top ten vs. Universal Fidelity Life.
Contact Universal Fidelity Life Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Universal Fidelity Life Medicare Supplements are available to all Arizona beneficiaries, ages 65 and older, who are enrolled in Medicare Part B. If you are just turning age 65, you have Guaranteed-issue is a right granted to Medicare beneficiaries and applies to Medicare Supplement insurance (aka, Medigap plans). All states and the federal government enforce this essential right, which protects Medicare beneficiaries from medical underwriting.... and cannot be turned down by Universal Fidelity Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Universal Fidelity Life services Medicare supplement insurance in Scottsdale, Phoenix, Peoria, Surprise, Mesa, Tucson, Tempe, Yuma, Avondale, Buckeye, Chandler, Goodyear, Gilbert, Lake Havasu City, Flagstaff, Bullhead City, and most other Arizona cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Universal Fidelity Life Medigap plans in Arizona with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?