Which Supplemental Medicare Plans does United American sell in Maine?
United American Insurance Company writes 10 of the standardized Maine Medicare supplemental insurance plans. Each Medigap plan offers a different range of coverage (see Comparison Chart or check out our Review). Here's a quick look at United American's offering:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
United American Medigap Plan Benefits Comparison Chart
The following table shows what each United American Medigap plan covers:
REVIEW: United American Medicare Supplements in Maine
United American scored 4.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, United American has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Maine. See the top 10 competition.
Here are the pros and cons from our analysis:
- Superior financial strength.
- Over 25 years in the Medicare Supplements business.
- Offers the 5 most popular plans.
- No charge for writing the policy.
- Plan F premium not in top 10 best.
- Does not offer Medicare SELECT plans.
About This Review
We reviewed United American's Medigap plan offering in Maine versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.