Which Supplemental Medicare Plans does United American sell in Louisiana?
United American Insurance Company writes 10 of the standardized Louisiana Medicare supplemental insurance plans. Each Medigap plan offers a different range of coverage (see Comparison Chart or check out our Review). Here's a quick look at United American's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
United American Medigap Plan Benefits Comparison Chart
The following table shows what each United American Medigap plan covers:
REVIEW: United American Medicare Supplements in Louisiana
United American scored 4.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, United American has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Louisiana. See the top 10 competition.
Here are the pros and cons from our analysis:
- Superior financial strength.
- Over 25 years in the Medicare Supplements business.
- Offers the 5 most popular plans.
- No charge for writing the policy.
- Uncompetitive Plan F premium.
- Does not offer Medicare SELECT plans.
About This Review
We reviewed United American's Medigap plan offering in Louisiana versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.