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Missouri
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S.USA Life Insurance

S.USA Life Insurance Medicare Supplement Plans, Missouri

by David Bynon, last updated October 1, 2023

On this page we help consumers learn more about Medicare Supplements sold by S.USA Life Insurance in the state of Missouri. Call 1-855-728-0510 (TTY 711) for plan assistance.
S.USA Life Insurance Medigap Plans in Missouri

This page contains editorial content that is not endorsed or approved by S.USA Life Insurance Company, Inc. (a Prosperity Life company)[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A-
A.M. Best Outlook:Stable
S&P Rating:
Established:2016
NAIC Number:60183
Policy Fee:$25.00

Which Supplemental Medicare Plans Does S.USA Life Insurance Offer in Missouri?

S.USA Life Insurance Company, Inc. (a Prosperity Life company) sells 4 Medicare supplements in Missouri. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:

Plans Offered by S.USA Life Insurance

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$106.35Issue AgeGet a Quote
Medigap Plan C$136.23Issue AgeGet a Quote
Medigap Plan F$163.32Issue AgeGet a Quote
Medigap Plan G$132.05Issue AgeGet a Quote

Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. Premiums will increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by S.USA Life Insurance:

Medigap Plan Benefits

BenefitsACFG
Part A DeductibleNoYesYesYes
Part A CoinsuranceYesYesYesYes
SNF CoinsuranceNoYesYesYes
Part B DeductibleNoYesYesNo
Part B CoinsuranceYesYesYesYes
Excess ChargesNoNoYesYes
Foriegn TravelNo80%80%80%
Out-of-Pocket LimitsNoNoNoNo

REVIEW: S.USA Life Insurance Medicare Supplements in Missouri

S.USA Life Insurance scored 3.0 out of 5.0 based on our scoring method. Although they have less than 10 years experience servicing Medicare Supplements, S.USA Life Insurance has a top 10 Plan F premium and a strong financial rating from A.M. Best. They might be relatively new in the business, but they are financially strong and have good rates, so we feel they are one of the better options for Missouri seniors. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Competitive Plan F premium.
  • Excellent financial strength.

Cons

  • Fewer than 5 years in the Medicare Supplements business.
  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.
  • Charges a fee to write the policy.

About This Review

We reviewed S.USA Life Insurance's Medicare supplement plan offering in Missouri versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Competition vs. S.USA Life Insurance Plan F

Plan F is the most popular plan sold by S.USA Life Insurance in Missouri. The table below gives you an idea of rates by the top ten vs. S.USA Life Insurance.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
S.USA Life Insurance$163.32$25.00
☆☆☆☆☆
Anthem Blue Cross and Blue Shield$154.35None
☆☆☆☆☆
Americo Life$155.22None
☆☆☆☆☆
Transamerica$156.70None
☆☆☆☆☆
Cigna$159.11None
☆☆☆☆☆
Assured Life$159.20$25.00
☆☆☆☆☆
ManhattanLife$160.67$25.00
☆☆☆☆☆
Renaissance Life$162.46$25.00
☆☆☆☆☆
Everest$164.12$25.00
☆☆☆☆☆
Old Surety$166.02$20.00
☆☆☆☆☆
Unified Life$166.51$25.00
☆☆☆☆☆

Contact S.USA Life Insurance Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:877-725-4872
Website:http://www.prosperitylife.com/susa-0
Address:P.O. Box 1050, Newark, NJ 07101

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

S.USA Life Insurance Medigap plans are available to all Missouri Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by S.USA Life Insurance. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.

Before choosing an insurance company, be sure to get the S.USA Life Insurance Medicare Supplement rate increase history in Missouri. This is the best way to predict future rate increases.

Availability

S.USA Life Insurance services Medicare supplement insurance in Saint Louis, Kansas City, Springfield, Independence, Columbia, Lees Summit, O'Fallon, Saint Joseph, Saint Charles, Blue Springs, Saint Peters, Florissant, Joplin, Chesterfield, and most other Missouri cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare S.USA Life Insurance Medigap plans in Missouri with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of TrustPublishing.com and the inventor of the Memory-First Publishing and Semantic Digest protocols.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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