S.USA Life Insurance Medicare Supplement Plans, Missouri
This page contains editorial content that is not endorsed or approved by S.USA Life Insurance Company, Inc. (a Prosperity Life company)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A- |
| A.M. Best Outlook: | Stable |
| S&P Rating: | |
| Established: | 2016 |
| NAIC Number: | 60183 |
| Policy Fee: | $25.00 |
Which Supplemental Medicare Plans Does S.USA Life Insurance Offer in Missouri?
S.USA Life Insurance Company, Inc. (a Prosperity Life company) sells 4 Medicare supplements in Missouri. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. Premiums will increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by S.USA Life Insurance:
REVIEW: S.USA Life Insurance Medicare Supplements in Missouri
S.USA Life Insurance scored 3.0 out of 5.0 based on our scoring method. Although they have less than 10 years experience servicing Medicare Supplements, S.USA Life Insurance has a top 10 Plan F premium and a strong financial rating from A.M. Best. They might be relatively new in the business, but they are financially strong and have good rates, so we feel they are one of the better options for Missouri seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Competitive Plan F premium.
- Excellent financial strength.
Cons
- Fewer than 5 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed S.USA Life Insurance's Medicare supplement plan offering in Missouri versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. S.USA Life Insurance Plan F
Plan F is the most popular plan sold by S.USA Life Insurance in Missouri. The table below gives you an idea of rates by the top ten vs. S.USA Life Insurance.
Contact S.USA Life Insurance Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
S.USA Life Insurance Medigap plans are available to all Missouri Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by S.USA Life Insurance. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.
Before choosing an insurance company, be sure to get the S.USA Life Insurance Medicare Supplement rate increase history in Missouri. This is the best way to predict future rate increases.
Availability
S.USA Life Insurance services Medicare supplement insurance in Saint Louis, Kansas City, Springfield, Independence, Columbia, Lees Summit, O'Fallon, Saint Joseph, Saint Charles, Blue Springs, Saint Peters, Florissant, Joplin, Chesterfield, and most other Missouri cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare S.USA Life Insurance Medigap plans in Missouri with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?