S.USA Life Insurance Medicare Supplement Plans, Michigan
This page contains editorial content that is not endorsed or approved by S.USA Life Insurance Company, Inc. (a Prosperity Life company)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A- |
| A.M. Best Outlook: | Stable |
| S&P Rating: | |
| Established: | 2016 |
| NAIC Number: | 60183 |
| Policy Fee: | $25.00 |
What Medigap Policies Does S.USA Life Insurance Sell in Michigan?
S.USA Life Insurance Company, Inc. (a Prosperity Life company) offers 3 of the standardized Medigap policies in Michigan. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at S.USA Life Insurance's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The table below outlines the coverage of each S.USA Life Insurance Medicare Supplement:
REVIEW: S.USA Life Insurance Medicare Supplements in Michigan
S.USA Life Insurance scored 3.0 out of 5.0 based on our scoring method. Although they have less than 10 years experience servicing Medicare Supplements, S.USA Life Insurance has a top 10 Plan F premium and a strong financial rating from A.M. Best. They might be relatively new in the business, but they are financially strong and have good rates, so we feel they are one of the better options for Michigan seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Highly competitive Plan F premium.
- Excellent financial strength.
Cons
- Fewer than 5 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed S.USA Life Insurance's Medicare supplement plan offering in Michigan versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
S.USA Life Insurance Medicare Supplement Plan F Compared to Top Ten
Medigap Plan F is the best selling plan sold in Michigan. Below you can compare S.USA Life Insurance's starting rate on Plan F vs. their top ten competitors.
Contact S.USA Life Insurance Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
S.USA Life Insurance Medigap plans are available to all Michigan Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. S.USA Life Insurance is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Before choosing an insurance company, be sure to get the S.USA Life Insurance Medicare Supplement rate increase history in Michigan. This is the best way to predict future rate increases.
Availability
S.USA Life Insurance services Medicare supplement insurance in Detroit, Warren, Dearborn, Grand Rapids, Flint, Lansing, Sterling Heights, Ann Arbor, Livonia, Dearborn, Clinton, Westland, Kalamazoo, Southfield, Troy, Pontiac, Taylor, Saginaw, Saint Clair Shores, Waterford, Royal Oak, Wyoming, Dearborn Heights, and most other Michigan cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare S.USA Life Insurance Medigap plans in Michigan with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?