On this page we help consumers: Compare Sentinel Security Life Medicare Supplement Plans in Arizona with competing Medigap plans. Shop lowest prices on Medicare Plan F, G, N and more. Read our 5-star review of Sentinel Security Life vs. Top Ten Competition.
What Medigap plans does Sentinel Security Life offer in Arizona?
Sentinel Security Life Insurance Company offers 10 different Medicare Supplement Plans in Arizona. Each lettered plan pays Medicare benefits differently (see Comparison Chart or check out our Review). Here they are at a glance:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. Premiums will increase with inflation.
SAVINGS OPPORTUNITY: Sentinel Security Life offers Medicare SELECT plan policies in some areas of Arizona. A Select plan is a Medigap policy that requires you to use specific hospitals and, in some cases specific doctors, to get the full financial benefit of the plan. A Medicare SELECT plan pays the Medicare Part A inpatient deductible when you use a network hospital or if you use a non-network hospital for emergency care. Otherwise, you pay the inpatient deductible. Other than that it's the same as the standard Medigap plan.
Sentinel Security Life Medigap Plan Comparison Chart
The following Medicare Supplement Plans Comparison Chart shows what each Sentinel Security Life Medigap plan covers:
REVIEW: Sentinel Security Life Medicare Supplements in Arizona
Sentinel Security Life scored 3.0 out of 5.0 based on our scoring method. Sentinel Security Life has a good financial rating from A.M. Best, but their Plan F is not in the top 10 best rates and they have less than 10 years experience servicing Medicare Supplements. Plus, they ding you with a $25.00 policy fee. We are confident in their financial strength, but feel there are better options in Arizona. See the top 10 competition.
Here are the pros and cons from our analysis:
- Good financial strength.
- Offers Medicare SELECT plans.
- Uncompetitive Plan F premium.
- Less than 10 years in the Medicare Supplements business.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
We reviewed Sentinel Security Life's Medigap plan offering in Arizona versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We did not take into account rate increase history.
Sentinel Security Life Medicare Supplement Plan F Compared to Top Ten
Medigap Plan F is the best selling plan sold in Arizona. Below you can compare Sentinel Security Life's starting rate on Plan F vs. their top ten competitors.
Contact Sentinel Security Life Medigap Sales
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about Medigap on the Wikipedia page and on WebMD.
Compare Plan Rates
The average Arizona senior compares three or more quotes before making an enrollment decision.
Sentinel Security Life Medicare Supplements are available to all Arizona beneficiaries, ages 65 and older, who are enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Sentinel Security Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Sentinel Security Life services Medicare supplement insurance in Scottsdale, Phoenix, Peoria, Surprise, Mesa, Tucson, Tempe, Yuma, Avondale, Buckeye, Chandler, Goodyear, Gilbert, Lake Havasu City, Flagstaff, Bullhead City, and most other Arizona cities. Visit the Sentinel Security Life Medicare page for more information.
About this Review
This page presents an independent review of Sentinel Security Life as a Medicare Supplement insurance carrier in Arizona as compared to all other carriers. MedicareWire provides this information for consumer educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Medicare Supplement insurance, also known as Medigap insurance, must follow federal and state laws and does not work with any other type of health insurance, including Medicare Advantage Plans, employer/union group health coverage, Medicaid, Veterans Administration (VA) benefits, or TRICARE. Insurance companies, including Sentinel Security Life, can only sell you a standardized Medigap policy identified by letters A through M. Each standardized policy must offer the same benefits, no matter which insurance company sells it. Cost is the primary difference between Medigap policies sold by different insurance companies.
Additional Information About Medicare Supplements
- What is Medigap?
- How Much Do Medicare Supplements Cost?
- Is There an Open Enrollment Period for Medicare Supplement Plans?
- Medicare Supplement vs. Medicare Advantage
- When Can I Change Medicare Supplement Plans?
- Medicare Supplement Plans: Are They Worth It?
Additional Foot Notes
 Sample premium is for a 65 year old, non smoking, woman living in Arizona. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Arizona Medigap Plan Reviews page. Visitors can go to our main directory page to compare Medicare supplement plans in other states.