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Texas
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Oxford Life

Oxford Life Medigap Plans in Texas

On this page we help consumers learn more about Medicare Supplements sold by Oxford Life in the state of Texas. Call call 1-855-728-0510 (TTY 711) for plan assistance.
Oxford Life Medigap Plans in Texas

This page contains editorial content that is not endorsed or approved by Oxford Life Insurance Company[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWireMedicareWire is a Medicare insurance consulting agency. We founded MedicareWire after seeing and hearing how confusing and frustrating it is to find, understand, and choose a plan. Our services are free to the consumer. Rating:
☆☆☆☆☆
A.M. Best Rating:A-
A.M. Best Outlook:Stable
S&P Rating:A--
Established:1999
NAIC Number:76112
Policy Fee:$15.00

Which Supplemental Medicare Plans Does Oxford Life Sell in Texas?

Oxford Life Insurance Company sells 4 Medicare supplements in Texas. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:

Plans Offered by Oxford Life

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$148.80Attained AgeJune 01, 2018
Medigap Plan F$169.10Attained AgeJune 01, 2018
Medigap Plan G$99.31Attained AgeOctober 14, 2017
Medigap Plan N$115.90Attained AgeJune 01, 2018

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

If you need a Medicare Supplement but don't know where to start, we have licensed Medicare insurance agents[1] available at 1-855-728-0510 (TTY 711) who can answer your questions and help you get the best plan for your needs. No obligation.

The following table shows what each Oxford Life Medigap plan covers:

Medigap Plan Benefits

BenefitsAFGN
Part A DeductibleNoYesYesYes
Part A CoinsuranceYesYesYesYes
SNF CoinsuranceNoYesYesYes
Part B DeductibleNoYesNoNo
Part B CoinsuranceYesYesYesYes
Excess ChargesNoYesYesNo
Foriegn TravelNo80%80%80%
Out-of-Pocket LimitsNoNoNoNo

REVIEW: Oxford Life Medicare Supplements in Texas

Oxford Life scored 3.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Oxford Life has been servicing Medicare SupplementsMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage. for over 10 years and has a good financial rating from A.M. Best. Another slight negative is their $15.00 policy fee. This is a good carrier, but there are other good Medigap carriers with lower rates in Texas. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Excellent financial strength.
  • More than 20 years in the Medicare Supplements business.

Cons

  • Uncompetitive Plan F premium.
  • Does not offer Medicare SELECTMedicare SELECT is a type of Medigap policy (Medicare supplement plan) that requires its members to get their primary care from a contracted provider. plans.
  • Does not offer the 5 most popular plans.
  • Charges a fee to write the policy.

About This Review

We reviewed Oxford Life's Medicare supplement plan offering in Texas versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiumsA premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums.  and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Oxford Life Medicare Supplement Plan F Compared to Top Ten

Medicare Supplement F is the most popular plan sold in Texas. The following table shows how Oxford Life stacks up with the competition.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
Oxford Life$169.10$15.00
☆☆☆☆☆
S.USA Life Insurance$118.82$25.00
☆☆☆☆☆
Guarantee Trust Life$119.60$25.00
☆☆☆☆☆
Philadelphia American$119.98$20.00
☆☆☆☆☆
Bankers Fidelity$120.01$25.00
☆☆☆☆☆
Unified Life$120.01$25.00
☆☆☆☆☆
Equitable National$120.28$20.00
☆☆☆☆☆
Cigna$120.94None
☆☆☆☆☆
Puritan Life$121.27$25.00
☆☆☆☆☆
Shenandoah Life$122.95$25.00
☆☆☆☆☆
Everest$123.67$25.00
☆☆☆☆☆

Contact Oxford Life Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:866- 641-9999
Website:https://www.oxfordlife.com/MedicareSupplement.aspx
Address:2721 North Central Avenue, Phoenix, AZ 85004

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

Oxford Life Medicare Supplements are available to all Texas beneficiaries, ages 65 and older, who are enrolled in Medicare Part BMedicare Part B is medical coverage for people with Original Medicare benefits. It covers doctor visits, preventative care, tests, durable medical equipment, and supplies. Medicare Part B pays 80 percent of most medically necessary healthcare services.. If you are just turning age 65, you have guaranteed issue rightsGuaranteed-issue is a right granted to Medicare beneficiaries and applies to Medicare Supplement insurance (aka, Medigap plans). All states and the federal government enforce this essential right, which protects Medicare beneficiaries from medical underwriting. and cannot be turned down by Oxford Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Availability

Oxford Life services Medicare supplement insurance in Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Garland, Irving, Amarillo, Grand Prairie, Brownsville, Pasadena, McKinney, Mesquite, McAllen, Killeen, Frisco, Waco, Carrollton, Denton, Midland, Abilene, Beaumont, Round Rock, Odessa, Wichita Falls, Tyler, Richardson, Lewisville, and most other Texas cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare Oxford Life Medigap plans in Texas with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

The Medicare Supplement information on this page originates from CMS Data Files, is maintained by David Bynon, and was last updated on March 11, 2022.

[1] Licensed Sales Agent

Licensed sales agent (“advisor”) services are provided by HealthCompare Insurance Services, Inc., MedicareWire’s trusted partner. Online enrollment service provided through MedicareEnrollment.com, a HealthCompare affiliate. Read our full sales agent disclosure.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

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Get a FREE Medigap Rate Analysis... and Save!


We'll save you money with a FREE Medicare Supplement insurance rate analysis!

The only way to know if you are getting the best deal on your Medicare Supplement insurance is to see all rates from all insurance carriers. That's what we'll send you when you fill out the form below. We won't spam you, call you, or sell your information. That's a promise!

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Get a FREE Medigap Rate Analysis... and Save!


We'll save you money with a FREE Medicare Supplement insurance rate analysis!

The only way to know if you are getting the best deal on your Medicare Supplement insurance is to see all rates from all insurance carriers. That's what we'll send you when you fill out the form below. We won't spam you, call you, or sell your information. That's a promise!

Complete this form and we'll email your free report in 1 business day or less.

  • This field is for validation purposes and should be left unchanged.