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Medigap Plans
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Missouri
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Oxford Life

Oxford Life Medicare Supplement Plans, Missouri

by David Bynon, last updated October 3, 2023

On this page we help consumers learn more about Medicare Supplements sold by Oxford Life in the state of Missouri. Call 1-855-728-0510 (TTY 711) for plan assistance.
Oxford Life Medigap Plans in Missouri

This page contains editorial content that is not endorsed or approved by Oxford Life Insurance Company[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A-
A.M. Best Outlook:Stable
S&P Rating:A--
Established:1999
NAIC Number:76112
Policy Fee:$15.00

Which Supplemental Medicare Plans Does Oxford Life Offer in Missouri?

Oxford Life Insurance Company offers 4 of the standardized Medigap policies in Missouri. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Oxford Life's offering:

Plans Offered by Oxford Life

Plan TypePremium[3]Rating TypeEffective
Medigap Plan AMedicare Supplement Plan A is often confused with Medicare Part A, which is the Medicare coverage that pays for your inpatient hospital care. Medicare Supplement Plan A, which is also known as Medigap Plan A,...$158.00Issue AgeGet a Quote
Medigap Plan FMedicare Supplement Plan F is the most comprehensive Medicare supplement plan available. This plan covers all Original Medicare deductibles, coinsurance, and copayments, leaving you with no out-of-pocket costs on all Medicare-approved services.$208.50Issue AgeGet a Quote
Medigap Plan GIf you're turning age 65 this year, Medicare Supplement Plan G is the most comprehensive Medicare supplement you can buy. It's also the most popular. You might be thinking that Medicare Supplement Plan F is...$157.13Issue AgeGet a Quote
Medigap Plan NMedicare Supplemental Plan N is one of the ten standardized Medigap plans. Although it is one of the newest plans available, Medicare Plan N is quickly becoming a favorite with Baby Boomers aging into their...$131.30Issue AgeGet a Quote

Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. PremiumsA premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums.  will increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Oxford Life:

Medigap Plan Benefits

BenefitsAFGN
Part A DeductibleNoYesYesYes
Part A CoinsuranceYesYesYesYes
SNF CoinsuranceNoYesYesYes
Part B DeductibleNoYesNoNo
Part B CoinsuranceYesYesYesYes
Excess ChargesNoYesYesNo
Foriegn TravelNo80%80%80%
Out-of-Pocket LimitsNoNoNoNo

REVIEW: Oxford Life Medicare Supplements in Missouri

Oxford Life scored 3.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Oxford Life has been servicing Medicare SupplementsMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage. for over 10 years and has a good financial rating from A.M. Best. Another slight negative is their $15.00 policy fee. This is a good carrier, but there are other good Medigap carriers with lower rates in Missouri. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Excellent financial strength.
  • More than 20 years in the Medicare Supplements business.

Cons

  • Uncompetitive Plan F premium.
  • Does not offer Medicare SELECTMedicare SELECT is a type of Medigap policy (Medicare supplement plan) that requires its members to get their primary care from a contracted provider. plans.
  • Does not offer the 5 most popular plans.
  • Charges a fee to write the policy.

About This Review

We reviewed Oxford Life's Medicare supplement plan offering in Missouri versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Competition vs. Oxford Life Plan F

Medicare Supplement F is the most popular plan sold in Missouri. The following table shows how Oxford Life stacks up with the competition.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
Oxford Life$208.50$15.00
☆☆☆☆☆
Anthem Blue Cross and Blue Shield$154.35None
☆☆☆☆☆
Americo Life$155.22None
☆☆☆☆☆
Transamerica$156.70None
☆☆☆☆☆
Cigna$159.11None
☆☆☆☆☆
Assured Life$159.20$25.00
☆☆☆☆☆
ManhattanLife$160.67$25.00
☆☆☆☆☆
Renaissance Life$162.46$25.00
☆☆☆☆☆
S.USA Life Insurance$163.32$25.00
☆☆☆☆☆
Everest$164.12$25.00
☆☆☆☆☆
Old Surety$166.02$20.00
☆☆☆☆☆

Contact Oxford Life Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:866- 641-9999
Website:https://www.oxfordlife.com/MedicareSupplement.aspx
Address:2721 North Central Avenue, Phoenix, AZ 85004

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

Oxford Life Medigap plans are available to all Missouri Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part AMedicare Part A is hospital coverage for Medicare beneficiaries. It covers inpatient care in hospitals and skilled nursing facilities. It also covers limited home healthcare services and hospice care. and Medicare Part BMedicare Part B is medical coverage for people with Original Medicare benefits. It covers doctor visits, preventative care, tests, durable medical equipment, and supplies. Medicare Part B pays 80 percent of most medically necessary healthcare services..

If you are just turning age 65, you have guaranteed issue rightsGuaranteed-issue is a right granted to Medicare beneficiaries and applies to Medicare Supplement insurance (aka, Medigap plans). All states and the federal government enforce this essential right, which protects Medicare beneficiaries from medical underwriting. and cannot be turned down by Oxford Life. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.

Before choosing a Medicare Supplement carrier, be sure to get the Oxford Life Medigap rate increase history in Missouri. The lowest rate now may not be the lowest rate in the future.

Availability

Oxford Life services Medicare supplement insurance in Saint Louis, Kansas City, Springfield, Independence, Columbia, Lees Summit, O'Fallon, Saint Joseph, Saint Charles, Blue Springs, Saint Peters, Florissant, Joplin, Chesterfield, and most other Missouri cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare Oxford Life Medigap plans in Missouri with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

Primary Sidebar

Free Medigap Quotes

Additional Reading

  • What is Medigap Coverage?
  • Are Medicare Supplements Worth It?
  • Average Cost of Supplemental Insurance
  • Can I Change Medicare Supplement Plans Anytime?
  • Why You Can Be Denied a Medigap Plan
  • Disadvantages of Medigap Plans
  • Is Medicare Plan F Still Available?
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Get a FREE Medigap Rate Analysis... and Save!


Save money with our FREE Medicare Supplement Rate Report!

The only way to know if you are getting the best deal on your Medicare Supplement Insurance is to see all rates from all insurance carriers. That's what we'll send you when you fill out the form below. We won't spam you or sell your information. That's a promise!

Complete this form and we'll email your free report in 1 business day or less.

  • This field is for validation purposes and should be left unchanged.

Get a FREE Medigap Rate Analysis... and Save!


Save money with our FREE Medicare Supplement Rate Report!

The only way to know if you are getting the best deal on your Medicare Supplement Insurance is to see all rates from all insurance carriers. That's what we'll send you when you fill out the form below. We won't spam you or sell your information. That's a promise!

Complete this form and we'll email your free report in 1 business day or less.

  • This field is for validation purposes and should be left unchanged.