Which Supplemental Medicare Plans does National Guardian Life sell in Rhode Island?
National Guardian Life Insurance Company writes 4 of the standardized Rhode Island Medicare supplemental insurance plans. Each Medigap plan offers a different range of coverage (see Comparison Chart or check out our Review). Here's a quick look at National Guardian Life's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
National Guardian Life Medigap Plan Benefits Comparison Chart
The following table shows what each National Guardian Life Medigap plan covers:
REVIEW: National Guardian Life Medicare Supplements in Rhode Island
National Guardian Life scored 3.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in National Guardian Life. These are just a few reasons we recommend this carrier to seniors in Rhode Island. See the top 10 competition.
Here are the pros and cons from our analysis:
- Competitive Plan F premium.
- Excellent financial strength.
- Over 25 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed National Guardian Life's Medigap plan offering in Rhode Island versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.