What Medicare Supplements does Harvard Pilgrim offer in Maine?
Harvard Pilgrim Health Care, Inc. offers 4 different Maine Medigap Plans. Each plan covers the gaps in Original Medicare differently (see Comparison Chart or check out our Review). Here's what Harvard Pilgrim offers:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
Harvard Pilgrim Medicare Supplement Benefits Comparison Chart
The table below outlines the coverage of each Harvard Pilgrim Medicare Supplement:
REVIEW: Harvard Pilgrim Medicare Supplements in Maine
Harvard Pilgrim scored 3.5 out of 5.0 based on our scoring method. Harvard Pilgrim has a good Plan F rate (top 10), and they have been servicing Medicare Supplements for 40 years, but their A.M. Best financial rating is unknown or not great. Consequently, we cautiously recommend this carrier to Maine seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
- Competitive Plan F premium.
- Over 25 years in the Medicare Supplements business.
- No charge for writing the policy.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed Harvard Pilgrim's Medigap plan offering in Maine versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.