Harvard Pilgrim Medicare Supplement Plans, Maine
This page contains editorial content that is not endorsed or approved by Harvard Pilgrim Health Care, Inc.[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
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| A.M. Best Rating: | |
| A.M. Best Outlook: | |
| S&P Rating: | |
| Established: | 1980 |
| NAIC Number: | 96911 |
| Policy Fee: | None |
What Medicare Supplements does Harvard Pilgrim Offer in Maine?
Harvard Pilgrim Health Care, Inc. offers 4 of the standardized Medigap policies in Maine. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Harvard Pilgrim's offering:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
Harvard Pilgrim Medigap Plan Benefits Comparison Chart
The table below outlines the coverage of each Harvard Pilgrim Medicare Supplement:
REVIEW: Harvard Pilgrim Medicare Supplements in Maine
Harvard Pilgrim scored 3.5 out of 5.0 based on our scoring method. Harvard Pilgrim has a good Plan F rate (top 10), and they have been servicing Medicare Supplements for 40 years, but their A.M. Best financial rating is unknown or not great. Consequently, we cautiously recommend this carrier to Maine seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Competitive Plan F premium.
- Over 25 years in the Medicare Supplements business.
- No charge for writing the policy.
Cons
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed Harvard Pilgrim's Medicare supplement plan offering in Maine versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Harvard Pilgrim Medicare Supplement Plan F Compared to Top Ten
Medicare Supplement F is the most popular plan sold in Maine. The following table shows how Harvard Pilgrim stacks up with the competition.
Contact Harvard Pilgrim Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Harvard Pilgrim Medicare Supplements are available to all Maine beneficiaries, ages 65 and older, who have enrolled in both Medicare Part A and Part B.
If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. Harvard Pilgrim is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Availability
Harvard Pilgrim services Medicare supplement insurance in Portland, Lewiston, Bangor, South Portland, Auburn, Biddeford, Sanford, and most other Maine cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Harvard Pilgrim Medigap plans in Maine with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?