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Medigap Plans
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Texas
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Gerber Life

Gerber Life Medicare Supplements Offered in Texas

On this page we help consumers learn more about Medicare Supplements sold by Gerber Life in the state of Texas. Call 1-855-728-0510 (TTY 711) for plan assistance.
Gerber Life Medigap Plans in Texas

This page contains editorial content that is not endorsed or approved by Gerber Life Insurance Company[2]. This is not a solicitation of insurance.


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MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A
A.M. Best Outlook:Stable
S&P Rating:BBB
Established:2009
NAIC Number:70939
Policy Fee:$25.00

Which Supplemental Medicare Plans Does Gerber Life Offer in Texas?

Gerber Life Insurance Company offers 5 of the standardized Medigap policies in Texas. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Gerber Life's offering:

Plans Offered by Gerber Life

Plan TypePremium[3]Rating TypeEffective
Medigap Plan AMedicare Supplement Plan A is often confused with Medicare Part A, which is the Medicare coverage that pays for your inpatient hospital care. Medicare Supplement Plan A, which is also known as Medigap Plan A,...$142.52Attained AgeGet a Quote
Medigap Plan FMedicare Supplement Plan F is the most comprehensive Medicare supplement plan available. This plan covers all Original Medicare deductibles, coinsurance, and copayments, leaving you with no out-of-pocket costs on all Medicare-approved services.$215.88Attained AgeGet a Quote
Medigap Plan GIf you're turning age 65 this year, Medicare Supplement Plan G is the most comprehensive Medicare supplement you can buy. It's also the most popular. You might be thinking that Medicare Supplement Plan F is...$165.15Attained AgeGet a Quote
Medicare SelectMedicare SELECT is a type of Medigap policy (Medicare supplement plan) that requires its members to get their primary care from a contracted provider. F$164.49Attained AgeGet a Quote
Medicare Select G$134.10Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

SAVINGS OPPORTUNITY: Gerber Life offers Medicare SELECT plan policies in some areas of Texas. A Select plan is a Medigap policy that requires you to use specific hospitals and, in some cases specific doctors, to get the full financial benefit of the plan. A Medicare SELECT plan pays the Medicare Part AMedicare Part A is hospital coverage for Medicare beneficiaries. It covers inpatient care in hospitals and skilled nursing facilities. It also covers limited home healthcare services and hospice care. inpatient deductibleA deductible is an amount a beneficiary must pay for their health care expenses before the health insurance policy begins to pay its share. when you use a network hospital or if you use a non-network hospital for emergency care. Otherwise, you pay the inpatient deductible. Other than that it's the same as the standard Medigap plan.

Gerber Life Medigap Plan Benefits Comparison Chart

The table below outlines the coverage of each Gerber Life Medicare Supplement:

Medigap Plan Benefits

BenefitsAFG
Part A DeductibleNoYesYes
Part A CoinsuranceYesYesYes
SNF CoinsuranceNoYesYes
Part B DeductibleNoYesNo
Part B CoinsuranceYesYesYes
Excess ChargesNoYesYes
Foriegn TravelNo80%80%
Out-of-Pocket LimitsNoNoNo

REVIEW: Gerber Life Medicare Supplements in Texas

Gerber Life scored 3.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Gerber Life has been servicing Medicare SupplementsMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage. for over 10 years and has a good financial rating from A.M. Best. Another slight negative is their $25.00 policy fee. This is a good carrier, but there are other good Medigap carriers with lower rates in Texas. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Excellent financial strength.
  • More than 10 years in the Medicare Supplements business.
  • Offers Medicare SELECT plans.

Cons

  • Uncompetitive Plan F premium.
  • Does not offer the 5 most popular plans.
  • Charges a fee to write the policy.

About This Review

We reviewed Gerber Life's Medicare supplement plan offering in Texas versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiumsA premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums.  and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Competition vs. Gerber Life Plan F

Medigap Plan F is the best selling plan sold in Texas. Below you can compare Gerber Life's starting rate on Plan F vs. their top ten competitors.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
Gerber Life$215.88$25.00
☆☆☆☆☆
S.USA Life Insurance$118.82$25.00
☆☆☆☆☆
Guarantee Trust Life$119.60$25.00
☆☆☆☆☆
Philadelphia American$119.98$20.00
☆☆☆☆☆
Unified Life$120.01$25.00
☆☆☆☆☆
Bankers Fidelity$120.01$25.00
☆☆☆☆☆
Equitable National$120.28$20.00
☆☆☆☆☆
Cigna$120.94None
☆☆☆☆☆
Puritan Life$121.27$25.00
☆☆☆☆☆
Shenandoah Life$122.95$25.00
☆☆☆☆☆
Everest$123.67$25.00
☆☆☆☆☆

Contact Gerber Life Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:800- 704-2180
Website:http://www.gerberlife.com
Address:1311 Mamaroneck Avenue, White Plains, NY 10605

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

Gerber Life Medicare Supplements are available to all Texas beneficiaries, ages 65 and older, who are enrolled in Medicare Part BMedicare Part B is medical coverage for people with Original Medicare benefits. It covers doctor visits, preventative care, tests, durable medical equipment, and supplies. Medicare Part B pays 80 percent of most medically necessary healthcare services.. If you are just turning age 65, you have guaranteed issue rightsGuaranteed-issue is a right granted to Medicare beneficiaries and applies to Medicare Supplement insurance (aka, Medigap plans). All states and the federal government enforce this essential right, which protects Medicare beneficiaries from medical underwriting. and cannot be turned down by Gerber Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Availability

Gerber Life services Medicare supplement insurance in Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Garland, Irving, Amarillo, Grand Prairie, Brownsville, Pasadena, McKinney, Mesquite, McAllen, Killeen, Frisco, Waco, Carrollton, Denton, Midland, Abilene, Beaumont, Round Rock, Odessa, Wichita Falls, Tyler, Richardson, Lewisville, and most other Texas cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare Gerber Life Medigap plans in Texas with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

The Medicare Supplement information on this page originates from CMS Data Files, is maintained by David Bynon, and was last updated on July 11, 2022.

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Get a FREE Medigap Rate Analysis... and Save!


We'll save you money with a FREE Medicare Supplement insurance rate analysis!

The only way to know if you are getting the best deal on your Medicare Supplement insurance is to see all rates from all insurance carriers. That's what we'll send you when you fill out the form below. We won't spam you, call you, or sell your information. That's a promise!

Complete this form and we'll email your free report in 1 business day or less.

  • This field is for validation purposes and should be left unchanged.