What Medicare Supplements does CSI Life offer in Louisiana?
CSI Life Insurance Company offers 4 different Louisiana Medigap Plans. Each plan covers the gaps in Original Medicare differently (see Comparison Chart or check out our Review). Here's what CSI Life offers:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
CSI Life Medicare Supplement Benefits Comparison Chart
The table below outlines the coverage of each CSI Life Medicare Supplement:
REVIEW: CSI Life Medicare Supplements in Louisiana
CSI Life scored 3.0 out of 5.0 based on our scoring method. CSI Life has a good financial rating from A.M. Best, but their Plan F is not in the top 10 best rates and they have less than 10 years experience servicing Medicare Supplements. Plus, they ding you with a $25.00 policy fee. We are confident in their financial strength, but feel there are better options in Louisiana. See the top 10 competition.
Here are the pros and cons from our analysis:
- Superior financial strength.
- Uncompetitive Plan F premium.
- Fewer than 5 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed CSI Life's Medigap plan offering in Louisiana versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.