What Medigap plans does Combined Insurance offer in Louisiana?
Combined Insurance Company of America offers 4 different Medicare Supplement Plans in Louisiana. Each lettered plan pays Medicare benefits differently (see Comparison Chart or check out our Review). Here they are at a glance:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Combined Insurance Medigap Plan Benefits Comparison Chart
The following table shows what each Combined Insurance Medigap plan covers:
REVIEW: Combined Insurance Medicare Supplements in Louisiana
Combined Insurance scored 3.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Combined Insurance has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. Another slight negative is their $25.00 policy fee. This is a good carrier, but there are other good Medigap carriers with lower rates in Louisiana. See the top 10 competition.
Here are the pros and cons from our analysis:
- Superior financial strength.
- Over 25 years in the Medicare Supplements business.
- Plan F premium not in top 10 best.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Combined Insurance's Medigap plan offering in Louisiana versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.