CDPHP Medicare Supplement Plans, New York
This page contains editorial content that is not endorsed or approved by Capital District Physicians' Health Plan (CDPHP)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | n/a |
| A.M. Best Outlook: | - |
| S&P Rating: | n/a |
| Established: | 2009 |
| NAIC Number: | 47027 |
| Policy Fee: | $25.00 |
What Medicare Supplements does CDPHP Offer in New York?
Capital District Physicians' Health Plan (CDPHP) offers 4 different Medigap plans in New York . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what CDPHP offers:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
CDPHP Medigap Plan Benefits Comparison Chart
The following table shows what each CDPHP Medigap plan covers:
REVIEW: CDPHP Medicare Supplements in New York
CDPHP scored 3.0 out of 5.0 based on our scoring method. CDPHP has a good Plan F rate (top 10), and they have been servicing Medicare Supplements for 11 years, but their A.M. Best financial rating is unknown or not great. Plus, they charge a policy fee. Consequently, we cautiously recommend this carrier to New York seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Highly competitive Plan F premium.
- More than 10 years in the Medicare Supplements business.
Cons
- Unknown financial strength (no A.M. Best rating).
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed CDPHP's Medicare supplement plan offering in New York versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
CDPHP Medicare Supplement Plan F Compared to Top Ten
Plan F is the most popular plan sold by CDPHP in New York. The table below gives you an idea of rates by the top ten vs. CDPHP.
Contact CDPHP Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
CDPHP supplemental Medicare insurance policies are available to all Medicare beneficiaries in New York at age 65. You must be enrolled in both Medicare Parts A and B.
If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. CDPHP is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Before choosing a Medicare Supplement carrier, be sure to get the CDPHP Medigap rate increase history in New York. The lowest rate now may not be the lowest rate in the future.
Availability
CDPHP services Medicare supplement insurance in Buffalo, Niagara Falls, Rochester, Albany, Schenectady, Troy, Syracuse, Yonkers, New Rochelle, Mount Vernon, Utica, Binghamton, New York, and most other New York cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare CDPHP Medigap plans in New York with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?