BlueCross BlueShield of Western New York Medicare Supplement Plans, New York
This page contains editorial content that is not endorsed or approved by BlueCross BlueShield of Western New York[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | n/a |
| A.M. Best Outlook: | - |
| S&P Rating: | n/a |
| Established: | 1966 |
| NAIC Number: | 55204 |
| Policy Fee: | None |
What Medicare Supplements does BlueCross BlueShield of Western New York Offer in New York?
BlueCross BlueShield of Western New York offers 5 of the standardized Medigap policies in New York. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at BlueCross BlueShield of Western New York's offering:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The table below outlines the coverage of each BlueCross BlueShield of Western New York Medicare Supplement:
REVIEW: BlueCross BlueShield of Western New York Medicare Supplements in New York
BlueCross BlueShield of Western New York scored 3.5 out of 5.0 based on our scoring method. BlueCross BlueShield of Western New York has a good Plan F rate (top 10), and they have been servicing Medicare Supplements for 54 years, but their A.M. Best financial rating is unknown or not great. Consequently, we cautiously recommend this carrier to New York seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Competitive Plan F premium.
- Over 25 years in the Medicare Supplements business.
- No charge for writing the policy.
Cons
- Unknown financial strength (no A.M. Best rating).
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed BlueCross BlueShield of Western New York's Medicare supplement plan offering in New York versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
BlueCross BlueShield of Western New York Medicare Supplement Plan F Compared to Top Ten
Medicare Supplement F is the most popular plan sold in New York. The following table shows how BlueCross BlueShield of Western New York stacks up with the competition.
Contact BlueCross BlueShield of Western New York Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
BlueCross BlueShield of Western New York supplemental Medicare insurance policies are available to all Medicare beneficiaries in New York at age 65. You must be enrolled in both Medicare Parts A and B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by BlueCross BlueShield of Western New York. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.
Before choosing an insurance company, be sure to get the BlueCross BlueShield of Western New York Medicare Supplement rate increase history in New York. This is the best way to predict future rate increases.
Availability
BlueCross BlueShield of Western New York services Medicare supplement insurance in Buffalo, Niagara Falls, Rochester, Albany, Schenectady, Troy, Syracuse, Yonkers, New Rochelle, Mount Vernon, Utica, Binghamton, New York, and most other New York cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare BlueCross BlueShield of Western New York Medigap plans in New York with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?