Highmark Blue Cross Blue Shield Medigap Plans in Delaware
This page contains editorial content that is not endorsed or approved by Highmark Blue Cross Blue Shield Delaware[2]. This is not a solicitation of insurance.
| MedicareWireMedicareWire is a Medicare insurance consulting agency. We founded MedicareWire after seeing and hearing how confusing and frustrating it is to find, understand, and choose a plan. Our services are free to the consumer.... Rating: | |
|---|---|
| A.M. Best Rating: | n/a |
| A.M. Best Outlook: | - |
| S&P Rating: | n/a |
| Established: | 1966 |
| NAIC Number: | 53287 |
| Policy Fee: | None |
Which Supplemental Medicare Plans Does Highmark Blue Cross Blue Shield Sell in Delaware?
Highmark Blue Cross Blue Shield Delaware offers 16 of the standardized Medigap policies in Delaware. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Highmark Blue Cross Blue Shield 's offering:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. PremiumsA premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums. ... will increase with inflation.
Highmark Blue Cross Blue Shield Medigap Plan Benefits Comparison Chart
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Highmark Blue Cross Blue Shield :
REVIEW: Highmark Blue Cross Blue Shield Medicare Supplements in Delaware
Highmark Blue Cross Blue Shield scored 5.0 out of 5.0 based on our scoring method. Highmark Blue Cross Blue Shield has a good Plan F rate (top 10), and they have been servicing Medicare SupplementsMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage.... for 54 years, but their A.M. Best financial rating is unknown or not great. Consequently, we cautiously recommend this carrier to Delaware seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Highly competitive Plan F premium.
- Over 25 years in the Medicare Supplements business.
- Offers the 5 most popular plans.
- No charge for writing the policy.
Cons
- Unknown financial strength (no A.M. Best rating).
- Does not offer Medicare SELECTMedicare SELECT is a type of Medigap policy (Medicare supplement plan) that requires its members to get their primary care from a contracted provider.... plans.
About This Review
We reviewed Highmark Blue Cross Blue Shield 's Medicare supplement plan offering in Delaware versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Highmark Blue Cross Blue Shield Medigap Plan F vs. Competition
Medicare Supplement F is the most popular plan sold in Delaware. The following table shows how Highmark Blue Cross Blue Shield stacks up with the competition.
Contact Highmark Blue Cross Blue Shield Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Highmark Blue Cross Blue Shield Delaware Medicare Supplements are available to all Delaware beneficiaries, ages 65 and older, who are enrolled in Medicare Part BMedicare Part B is medical coverage for people with Original Medicare benefits. It covers doctor visits, preventative care, tests, durable medical equipment, and supplies. Medicare Part B pays 80 percent of most medically necessary healthcare.... If you are just turning age 65, you have guaranteed issue rightsGuaranteed-issue is a right granted to Medicare beneficiaries and applies to Medicare Supplement insurance (aka, Medigap plans). All states and the federal government enforce this essential right, which protects Medicare beneficiaries from medical underwriting.... and cannot be turned down by Highmark Blue Cross Blue Shield . Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Availability
Highmark Blue Cross Blue Shield Delaware services Medicare supplement insurance in Wilmington, Dover, Newark, Middletown, Smyrna, and most other Delaware cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Highmark Blue Cross Blue Shield Delaware Medigap plans in Delaware with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?
The Medicare Supplement information on this page originates from CMS Data Files, is maintained by David Bynon, and was last updated on .