Which Supplemental Medicare Plans Does Bankers Fidelity Sell in North Carolina?
Bankers Fidelity Life Insurance Co sells 6 Medicare supplements in North Carolina. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. A premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums. will increase with inflation.
Bankers Fidelity Medigap Plan Benefits Comparison Chart
The following table shows what each Bankers Fidelity Medigap plan covers:
REVIEW: Bankers Fidelity Medicare Supplements in North Carolina
Bankers Fidelity scored 3.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Bankers Fidelity has been servicing Medicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage. for over 10 years and has a good financial rating from A.M. Best. Another slight negative is their $25.00 policy fee. This is a good carrier, but there are other good Medigap carriers with lower rates in North Carolina. See the top 10 competition.
Here are the pros and cons from our analysis:
- Excellent financial strength.
- Over 25 years in the Medicare Supplements business.
- Uncompetitive Plan F premium.
- Does not offer Medicare SELECT is a type of Medigap policy (Medicare supplement plan) that requires its members to get their primary care from a contracted provider. plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Bankers Fidelity's Medicare supplement plan offering in North Carolina versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. Bankers Fidelity Plan F
Plan F is the most popular plan sold by Bankers Fidelity in North Carolina. The table below gives you an idea of rates by the top ten vs. Bankers Fidelity.
Contact Bankers Fidelity Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Bankers Fidelity Medicare Supplements are available to all North Carolina beneficiaries, ages 65 and older, who are enrolled in Medicare Part B is medical coverage for people with Original Medicare benefits. It covers doctor visits, preventative care, tests, durable medical equipment, and supplies. Medicare Part B pays 80 percent of most medically necessary healthcare services.. If you are just turning age 65, you have Guaranteed-issue is a right granted to Medicare beneficiaries and applies to Medicare Supplement insurance (aka, Medigap plans). All states and the federal government enforce this essential right, which protects Medicare beneficiaries from medical underwriting. and cannot be turned down by Bankers Fidelity. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Bankers Fidelity services Medicare supplement insurance in Charlotte, Gastonia, Concord, Raleigh, Greensboro, High Point, Winston, Salem, Durham, Fayetteville, Cary, Wilmington, Ashville, Jacksonville, Chapel Hill, Rocky Mount, Burlington, Wilson, and most other North Carolina cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Bankers Fidelity Medigap plans in North Carolina with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?