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Medigap Plans
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Missouri
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American Republic

American Republic Medicare Supplement Plans, Missouri

by David Bynon, last updated October 3, 2023

On this page we help consumers learn more about Medicare Supplements sold by American Republic in the state of Missouri. Call 1-855-728-0510 (TTY 711) for plan assistance.
American Republic  Medigap Plans in Missouri

This page contains editorial content that is not endorsed or approved by American Republic Corp Insurance Co[2]. This is not a solicitation of insurance.


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MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A-
A.M. Best Outlook:Stable
S&P Rating:
Established:1980
NAIC Number:67679
Policy Fee:None

Which Supplemental Medicare Plans Does American Republic Offer in Missouri?

American Republic Corp Insurance Co sells 5 Medicare supplements in Missouri. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:

Plans Offered by American Republic

Plan TypePremium[3]Rating TypeEffective
Medigap Plan AMedicare Supplement Plan A is often confused with Medicare Part A, which is the Medicare coverage that pays for your inpatient hospital care. Medicare Supplement Plan A, which is also known as Medigap Plan A,...$138.05Issue AgeGet a Quote
Medigap Plan FMedicare Supplement Plan F is the most comprehensive Medicare supplement plan available. This plan covers all Original Medicare deductibles, coinsurance, and copayments, leaving you with no out-of-pocket costs on all Medicare-approved services.$187.40Issue AgeGet a Quote
Medigap Plan F (HD)$53.97Issue AgeGet a Quote
Medigap Plan KMedicare Supplement Plan K is one of two unique Medicare supplements with shared-cost coverage and an annual out-of-pocket limit.  This is a plan that works for people looking for help with certain Original Medicare costs...$85.92Issue AgeGet a Quote
Medigap Plan LMedigap Plan L offers less coverage than most Medicare supplements, but it's one of two plans that have shared costs and features an annual cap on your out-of-pocket spending. In this way, it's similar to...$112.66Issue AgeGet a Quote

Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. PremiumsA premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums.  will increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

American Republic Medigap Plan Benefits Comparison Chart

The following table shows what each American Republic Medigap plan covers:

Medigap Plan Benefits

BenefitsAFF (HD)KL
Part A DeductibleNoYesYes50%75%
Part A CoinsuranceYesYesYesYesYes
SNF CoinsuranceNoYesYes50%75%
Part B DeductibleNoYesYesNoNo
Part B CoinsuranceYesYesYes50%75%
Excess ChargesNoYesYesNoNo
Foriegn TravelNo80%80%NoNo
Out-of-Pocket LimitsNoNoNo$5,880$2,940

REVIEW: American Republic Medicare Supplements in Missouri

American Republic scored 3.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, American Republic has been servicing Medicare SupplementsMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage. for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Missouri. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Excellent financial strength.
  • Over 25 years in the Medicare Supplements business.
  • No charge for writing the policy.

Cons

  • Uncompetitive Plan F premium.
  • Does not offer Medicare SELECTMedicare SELECT is a type of Medigap policy (Medicare supplement plan) that requires its members to get their primary care from a contracted provider. plans.
  • Does not offer the 5 most popular plans.

About This Review

We reviewed American Republic 's Medicare supplement plan offering in Missouri versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

American Republic Medigap Plan F vs. Competition

Medicare Supplement F is the most popular plan sold in Missouri. The following table shows how American Republic stacks up with the competition.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
American Republic $187.40None
☆☆☆☆☆
Anthem Blue Cross and Blue Shield$154.35None
☆☆☆☆☆
Americo Life$155.22None
☆☆☆☆☆
Transamerica$156.70None
☆☆☆☆☆
Cigna$159.11None
☆☆☆☆☆
Assured Life$159.20$25.00
☆☆☆☆☆
ManhattanLife$160.67$25.00
☆☆☆☆☆
Renaissance Life$162.46$25.00
☆☆☆☆☆
S.USA Life Insurance$163.32$25.00
☆☆☆☆☆
Everest$164.12$25.00
☆☆☆☆☆
Old Surety$166.02$20.00
☆☆☆☆☆

Contact American Republic Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:800-247-2190
Website:http://www.americanrepublic.com/
Address:601 6th Avenue, Des Moines, IA 50309

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

American Republic supplemental Medicare insurance policies are available to all Medicare beneficiaries in Missouri at age 65. You must be enrolled in both Medicare Parts A and B.

If you are just turning age 65, you have guaranteed issue rightsGuaranteed-issue is a right granted to Medicare beneficiaries and applies to Medicare Supplement insurance (aka, Medigap plans). All states and the federal government enforce this essential right, which protects Medicare beneficiaries from medical underwriting. and cannot be turned down by American Republic . Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Before choosing an insurance company, be sure to get the American Republic Medicare Supplement rate increase history in Missouri. This is the best way to predict future rate increases.

Availability

American Republic services Medicare supplement insurance in Saint Louis, Kansas City, Springfield, Independence, Columbia, Lees Summit, O'Fallon, Saint Joseph, Saint Charles, Blue Springs, Saint Peters, Florissant, Joplin, Chesterfield, and most other Missouri cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare American Republic Medigap plans in Missouri with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

Primary Sidebar

Free Medigap Quotes

Additional Reading

  • What is Medigap Coverage?
  • Are Medicare Supplements Worth It?
  • Average Cost of Supplemental Insurance
  • Can I Change Medicare Supplement Plans Anytime?
  • Why You Can Be Denied a Medigap Plan
  • Disadvantages of Medigap Plans
  • Is Medicare Plan F Still Available?
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Save money with our FREE Medicare Supplement Rate Report!

The only way to know if you are getting the best deal on your Medicare Supplement Insurance is to see all rates from all insurance carriers. That's what we'll send you when you fill out the form below. We won't spam you or sell your information. That's a promise!

Complete this form and we'll email your free report in 1 business day or less.

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Get a FREE Medigap Rate Analysis... and Save!


Save money with our FREE Medicare Supplement Rate Report!

The only way to know if you are getting the best deal on your Medicare Supplement Insurance is to see all rates from all insurance carriers. That's what we'll send you when you fill out the form below. We won't spam you or sell your information. That's a promise!

Complete this form and we'll email your free report in 1 business day or less.

  • This field is for validation purposes and should be left unchanged.