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Medigap Plans
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New York
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AARP

AARP Medicare Supplement Plans in New York

AARP Medigap Plans in New York

This page contains editorial content that is not endorsed or approved by AARP (Insured by UnitedHealthcare Insurance Company)[2]. This is not a solicitation of insurance.

Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A
A.M. Best Outlook:Stable
S&P Rating:AA-
Established:1998
NAIC Number:60093
Policy Fee:None

For plan assistance, call 1-855-266-4865
or get your Free Medicare Supplement Rate Comparison via Email (learn more).

What Medicare Supplements does AARP offer in New York?

AARP (Insured by UnitedHealthcare Insurance Company) offers 8 different New York Medigap Plans. Each plan covers the gaps in Original Medicare differently (see Comparison Chart or check out our Review). Here's what AARP offers:

Plans Offered by AARP

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$130.00Community RatedJanuary 01, 2018
Medigap Plan B$189.25Community RatedJanuary 01, 2018
Medigap Plan C$233.75Community RatedJanuary 01, 2018
Medigap Plan F$234.75Community RatedJanuary 01, 2018
Medigap Plan G$210.75Community RatedJanuary 01, 2018
Medigap Plan K$59.50Community RatedJanuary 01, 2018
Medigap Plan L$126.25Community RatedJanuary 01, 2018
Medigap Plan N$148.50Community RatedJanuary 01, 2018

Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.

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AARP Medicare Supplement Benefits Comparison Chart

The table below outlines the coverage of each AARP Medicare Supplement:

Medigap Plan Benefits

BenefitsABCFGKLN
Medicare Part A Deductible Part A DeductibleNoYesYesYesYes50%75%Yes
Medicare Part A Co-insurance Part A Co-insuranceYesYesYesYesYesYesYesYes
Medicare SNF Co-insurance SNF Co-insuranceNoNoYesYesYes50%75%Yes
Medicare Part B Deductible Part B DeductibleNoNoYesYesNoNoNoNo
Medicare Part B Co-insurance Part B Co-insuranceYesYesYesYesYes50%75%Yes
Medicare Part B Excess Charges Excess ChargesNoNoNoYesYesNoNoNo
Foriegn Travel Emergency Coverage Foriegn TravelNoNo80%80%80%NoNo80%
Annual Out-of-Pocket Limit Out-of-Pocket LimitsNoNoNoNoNo$5,880$2,940No
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REVIEW: AARP Medicare Supplements in New York

AARP scored 4.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in AARP. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in New York. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • The lowest Plan F premium.
  • Excellent financial strength.
  • More than 20 years in the Medicare Supplements business.
  • Offers the 5 most popular plans.
  • No charge for writing the policy.

Cons

  • Does not offer Medicare SELECT plans.

About This Review

We reviewed AARP's Medigap plan offering in New York versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

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Competition vs. AARP Plan F

Plan F is the most popular plan sold by AARP in New York. The table below gives you an idea of rates by the top ten vs. AARP.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
AARP$234.75None☆☆☆☆☆
Humana$274.35None☆☆☆☆☆
Globe Life$291.00None☆☆☆☆☆
HIP$317.87None☆☆☆☆☆
CDPHP$336.45$25.00☆☆☆☆☆
BlueCross BlueShield of Western New York$368.92None☆☆☆☆☆
Mutual of Omaha$382.53None☆☆☆☆☆
State Farm$400.94None☆☆☆☆☆
Bankers Life and Casualty Company$469.06None☆☆☆☆☆
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Contact AARP Medigap Sales

Sales:877-699-5710
Website:https://www.aarpmedicareplans.com/
Address:PO Box 29675, Hot Springs, AR 71903

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Compare Plan Options

The average New York senior compares three or more plan options before making an enrollment decision.

Eligibility

AARP Medicare Supplements are available to all New York beneficiaries, ages 65 and older, who are enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by AARP. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Availability

AARP services Medicare supplement insurance in Buffalo, Niagara Falls, Rochester, Albany, Schenectady, Troy, Syracuse, Yonkers, New Rochelle, Mount Vernon, Utica, Binghamton, New York, and most other New York cities. Visit the AARP Medicare page for more information.

Related Topics

  • Do I Need Supplemental Insurance If I Have Medicare?
  • Can I Change Medicare Supplement Plans Anytime?
  • What is the Average Cost of Supplemental Insurance for Medicare?

On this page our goal is to help consumers: Compare AARP Medigap plans in NY with all supplemental Medicare insurance. Read reviews and find lowest prices on Plan F, G and N. Did we succeed?

The Medicare Supplement information on this page originates from CMS Data Files, is maintained by David Bynon, and was last updated on January 27, 2021.

Related Topics

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Chief Petty Officer David Bynon re-enlisting 15 September 2001.

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