AARP Medicare Supplement Plans in New York
This page contains editorial content that is not endorsed or approved by AARP (Insured by UnitedHealthcare Insurance Company)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A |
| A.M. Best Outlook: | Stable |
| S&P Rating: | AA- |
| Established: | 1998 |
| NAIC Number: | 60093 |
| Policy Fee: | None |
For plan assistance, call 1-855-266-4865
or get your Free Medicare Supplement Rate Comparison via Email (learn more).
What Medicare Supplements does AARP offer in New York?
AARP (Insured by UnitedHealthcare Insurance Company) offers 8 different New York Medigap Plans. Each plan covers the gaps in Original Medicare differently (see Comparison Chart or check out our Review). Here's what AARP offers:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
AARP Medicare Supplement Benefits Comparison Chart
The table below outlines the coverage of each AARP Medicare Supplement:
Medigap Plan Benefits
| Benefits | A | B | C | F | G | K | L | N |
|---|---|---|---|---|---|---|---|---|
 Part A Deductible | No | Yes | Yes | Yes | Yes | 50% | 75% | Yes |
| Part A Co-insurance | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| SNF Co-insurance | No | No | Yes | Yes | Yes | 50% | 75% | Yes |
| Part B Deductible | No | No | Yes | Yes | No | No | No | No |
| Part B Co-insurance | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes |
| Excess Charges | No | No | No | Yes | Yes | No | No | No |
| Foriegn Travel | No | No | 80% | 80% | 80% | No | No | 80% |
| Out-of-Pocket Limits | No | No | No | No | No | $5,880 | $2,940 | No |
REVIEW: AARP Medicare Supplements in New York
AARP scored 4.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in AARP. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in New York. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- The lowest Plan F premium.
- Excellent financial strength.
- More than 20 years in the Medicare Supplements business.
- Offers the 5 most popular plans.
- No charge for writing the policy.
Cons
- Does not offer Medicare SELECT plans.
About This Review
We reviewed AARP's Medigap plan offering in New York versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
