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AARP

AARP Medicare Supplement Plans, New York

by David Bynon, last updated October 5, 2023

On this page we help consumers learn more about Medicare Supplements sold by AARP in the state of New York. Call 1-855-728-0510 (TTY 711) for plan assistance.
AARP Medigap Plans in New York

This page contains editorial content that is not endorsed or approved by AARP (Insured by UnitedHealthcare Insurance Company)[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A
A.M. Best Outlook:Stable
S&P Rating:AA-
Established:1998
NAIC Number:60093
Policy Fee:None

What Medigap Policies Does AARP Sell in New York?

AARP (Insured by UnitedHealthcare Insurance Company) sells 8 Medicare supplements in New York. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:

Plans Offered by AARP

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$130.00Community RatedGet a Quote
Medigap Plan B$189.25Community RatedGet a Quote
Medigap Plan C$233.75Community RatedGet a Quote
Medigap Plan F$234.75Community RatedGet a Quote
Medigap Plan G$210.75Community RatedGet a Quote
Medigap Plan K$59.50Community RatedGet a Quote
Medigap Plan L$126.25Community RatedGet a Quote
Medigap Plan N$148.50Community RatedGet a Quote

Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

The table below outlines the coverage of each AARP Medicare Supplement:

Medigap Plan Benefits

BenefitsABCFGKLN
Part A DeductibleNoYesYesYesYes50%75%Yes
Part A CoinsuranceYesYesYesYesYesYesYesYes
SNF CoinsuranceNoNoYesYesYes50%75%Yes
Part B DeductibleNoNoYesYesNoNoNoNo
Part B CoinsuranceYesYesYesYesYes50%75%Yes
Excess ChargesNoNoNoYesYesNoNoNo
Foriegn TravelNoNo80%80%80%NoNo80%
Out-of-Pocket LimitsNoNoNoNoNo$5,880$2,940No

REVIEW: AARP Medicare Supplements in New York

AARP scored 4.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in AARP. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in New York. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • The lowest Plan F premium.
  • Excellent financial strength.
  • More than 20 years in the Medicare Supplements business.
  • Offers the 5 most popular plans.
  • No charge for writing the policy.

Cons

  • Does not offer Medicare SELECT plans.

About This Review

We reviewed AARP's Medicare supplement plan offering in New York versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

AARP Medigap Plan F vs. Competition

Plan F is the most popular plan sold by AARP in New York. The table below gives you an idea of rates by the top ten vs. AARP.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
AARP$234.75None
☆☆☆☆☆
Humana$274.35None
☆☆☆☆☆
Globe Life$291.00None
☆☆☆☆☆
HIP$317.87None
☆☆☆☆☆
CDPHP$336.45$25.00
☆☆☆☆☆
BlueCross BlueShield of Western New York$368.92None
☆☆☆☆☆
Mutual of Omaha$382.53None
☆☆☆☆☆
State Farm$400.94None
☆☆☆☆☆
Bankers Life and Casualty Company$469.06None
☆☆☆☆☆

Contact AARP Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:877-699-5710
Website:https://www.aarpmedicareplans.com/
Address:PO Box 29675, Hot Springs, AR 71903

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

AARP supplemental Medicare insurance policies are available to all Medicare beneficiaries in New York at age 65. You must be enrolled in both Medicare Parts A and B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by AARP. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Availability

AARP services Medicare supplement insurance in Buffalo, Niagara Falls, Rochester, Albany, Schenectady, Troy, Syracuse, Yonkers, New Rochelle, Mount Vernon, Utica, Binghamton, New York, and most other New York cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare AARP Medigap plans in New York with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust publishing platform. We are not affiliated with any insurance carriers, government agencies, or marketing organizations. No sponsors. No lead funnels. No hidden agendas.

Our sole mission is to deliver accurate, transparent, and sales-free Medicare information—both for people and for machines. All content is derived from official CMS data and structured for AI retrievability and human readability using our proprietary trust-based publishing methodology.

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of TrustPublishing.com and the inventor of the Memory-First Publishing and Semantic Digest protocols.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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