BlueMedicare Complete Rx Florida Part D Plan S5904-002 by Florida Blue
BlueMedicare Complete Rx is a 2024 Enhanced Medicare Part D plan from Florida Blue that's available to people with Medicare Part A and/or Part B or a Medicare Advantage plan that does not include prescription drug plan benefits.
BlueMedicare Complete Rx is a cost-sharing plan that has a $181.60 monthly premium, an initial coverage limit of $5,030, a $0.00 annual deductible, and an out-of-pocket threshold of $8,000. CMS rated this plan 3.0 (Average) out of 5 stars.
See more Medicare Part D Plans in Florida.
Part D Plan Basics | |
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Plan ID: | S5904-002 |
Plan Type: | PDP |
Plan Year: | 2024 |
Premium: | $181.60/mo |
Deductible: | $0.00/yr |
Benefit Type: | Enhanced |
Rx Gap Coverage: | Yes |
Low Income Subsidy: | No |
Availability: | Florida |
Insured By: | Florida Blue |
Prescription Drug Plan Premium
Although BlueMedicare Complete Rx's monthly premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the premium details of this Florida Blue plan.
Basic Part D Premium: | $124.10 |
Supplemental Part D Premium: | $57.50 |
Total Part D Premium: | $181.60 |
Part D Premium with Full LIS Assistance: | $143.90 |
For more information about the Low-Income Subsidy (aka, "Extra Help") program, refer to the Social Security Extra Help page.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $0.00. This is the amount you must pay at the pharmacy before Florida Blue begins paying its share.
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, BlueMedicare Complete Rx has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.
Tier | Preferred | Standard |
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1 (Preferred Generic) | N/A | $3.00 copay |
2 (Generic) | N/A | $10.00 copay |
3 (Preferred Brand) | N/A | $40.00 copay |
4 (Non-Preferred Drug) | N/A | $93.00 copay |
5 (Specialty Tier) | N/A | 33% |
Our Review & 2024 CMS Rating Marks
Each year the Centers for Medicare & Medicaid Services (CMS) rates drug plans (Part D) in four broad categories. We do not recommend joining a plan with an overall rating of less than 3.0. Here are the most recent CMS ratings for this plan.
This Medicare Part D plan gets 3.0 out of 5 stars overall. Here's our quick summary of how well BlueMedicare Complete Rx performs.
CMS Measure | Star Rating |
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Overall Plan Rating | |
Drug Plan Customer Service | |
Complaints and Changes in the Drug Plan | |
Member Experience with the Drug Plan | |
Drug Safety and Accuracy of Drug Pricing |
On most measures, this Part D plan performs well. But it's good to know where it could use some improvement. Florida seniors looking for a plan that prioritizes customer service may be disapointed with BlueMedicare Complete Rx because the plan's customer service score is below average. Member complaints to Medicare about this plan are very low. Members report that their experience with this plan is below average. When it comes to drug safety and the accuracy of drug pricing, this plan is below average.
The true value of any Medicare Part D plan can only be judged by how well it covers your medications. You can find enhanced benefit plans that have a lower monthly cost than this one. If the plan covers your prescriptions at a lower price overall, that's fine. This plan has a zero-dollar deductible. That means you have first-dollar coverage.
Additional Enhanced Medicare Part D Plan Options in Florida
Here are some additional plans in your area that might be worth reviewing:
- Humana Walmart Value Rx Plan (S5884-190)
- Mutual of Omaha Rx Essential (S7126-113)
- Humana Premier Rx Plan (S5884-157)
- Cigna Saver Rx (S5617-361)
- SilverScript Plus (S5601-023)
Contact Florida Blue
Plan Website: | Florida Blue Plan Information |
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Formulay Information: | Florida Blue Formulary Information |
Pharmacy Information: | Florida Blue Pharmacy Information |
Prospective Members: | (855)601-9465 |
TTY Users: | (800)955-8770 |
If you qualify for Original Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, GlobalHealth, Health Care Service Corporation, Cigna Healthcare, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Scott and White Health Plan now part of Baylor Scott & White Health, UnitedHealthcare(R), and Wellcare.
Citations & References
- Florida Blue, "http://FloridaBlue.com/medicare", Last Accessed March 11, 2024
- Medicare.gov, "Drug coverage (part D)", Last Accessed March 2, 2024
- Medicare.gov, "How Part D works with other insurance", Last Accessed March 14, 2024
- Medicare.gov, "Costs for Medicare drug coverage", Last Accessed March 3, 2024
- SSA.gov, "Understanding the Extra Help With Your Medicare", Last Accessed March 9, 2024
- CMS.gov, "Landscape Source Files", Last Accessed January 3, 2024
- CMS.gov, "Medicare Part C & D Performance", Last Accessed January 3, 2024