2020 Medicare Advantage Plans in Louisiana

On this page we help consumers: Compare Louisiana Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.

As you may know, Medicare Advantage plans are different in each Parish, so you'll need to go to the area where you live (below).

Who Can Enroll in a Louisiana Medicare Advantage Plan?

If you are age 65 or older, you most likely qualify to enroll in a Louisiana Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.

You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.

There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.

You can get enrolled three ways:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Louisiana insurance agent. This is the best way to go if you need someone to help advise you.

Medicare Advantage vs. Original Medicare with a Louisiana Supplement

If you are concerned that Medicare Advantage could be inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs. Louisiana Medicare Supplemental Insurance and a Louisiana Medicare Part D Plan (for prescriptions) work hand-in-hand with your Original Medicare to give you the best coverage possible.

If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Louisiana Medigap Plans page. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.