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Written by David Bynon [3], Medicare Analyst since 2012.  Last updated April 30, 2025

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Medicare Advantage
 » 
Louisiana
 » 
West Carroll Parish

Guide to Medicare Advantage Plans in West Carroll Parish, LA for 2025

List of Plans | Plan Overview | Benefits | How to Choose | Enrollment | FAQ

There are 18 Medicare Advantage plans available in West Carroll Parish, LA for the 2025 plan year, including 11 plans with $0 premiums. Most plans include prescription drug coverage. These counts exclude Special Needs Plans.

Not in West Carroll Parish? Enter your ZIP code to see plans in your area.

  • Top 3 Plans by Enrollment:
    1. Blue adVantage Classic (HMO-POS) — 357 enrollees
    2. Blue adVantage Reliance (HMO-POS) — 229 enrollees
    3. Aetna Medicare Freedom (PPO) — 55 enrollees
  • Average Monthly Premium: $36.49
  • Average Maximum Out-of-Pocket Limit: $5,622
  • Average Prescription Drug Deductible: $251.43
  • Ratings (Plan Mix): 4+ Stars: 33% · 3 Stars: 67% · Below 3: 0%
  • Plan Type Breakdown 11 PPO · 1 HMO · 4 HMO-POS · 2 REGIONAL PPO

West Carroll Parish, Louisiana Medicare Advantage Plans

Medicare Advantage Plans in West Carroll Parish, LA for 2024
Plan Name Type Premium MOOP Rx Ded. Rating
Aetna Medicare Eagle Giveback* PPO $0 $6,750 N/A
☆☆☆☆☆
Aetna Medicare Freedom* PPO $0 $6,750 $0
☆☆☆☆☆
Aetna Medicare Value Plus* PPO $20 $6,350 $590
☆☆☆☆☆
Blue adVantage Liberty* PPO $0 $6,900 $195
☆☆☆☆☆
Blue adVantage Premier* PPO $143 $4,000 $0
☆☆☆☆☆
Humana Gold Plus H1951-049 HMO $0 $5,900 $590
☆☆☆☆☆
Blue adVantage Classic HMO-POS $0 $4,500 $0
☆☆☆☆☆
Blue adVantage Giveback HMO-POS $0 $5,500 $195
☆☆☆☆☆
Blue adVantage Platinum HMO-POS $203 $3,500 $0
☆☆☆☆☆
Blue adVantage Reliance HMO-POS $56 $4,100 $0
☆☆☆☆☆
Humana Full Access R0110-003 Regional PPO $139 $3,500 $350
☆☆☆☆☆
Humana USAA Honor Giveback PPO $0 $4,900 N/A
☆☆☆☆☆
Humana Value Plus H5216-161 PPO $47 $6,000 $590
☆☆☆☆☆
HumanaChoice H5216-064 PPO $49 $6,700 $0
☆☆☆☆☆
HumanaChoice H5216-326 PPO $0 $4,900 $590
☆☆☆☆☆
HumanaChoice R0110-001 Regional PPO $0 $7,550 N/A
☆☆☆☆☆
Peoples Health Choices PPO $0 $6,700 $420
☆☆☆☆☆
Peoples Health Patriot PPO $0 $6,700 N/A
☆☆☆☆☆
**Certain PFFS, MSA, and HMO-POS plans have a combined in and out-of-network maximum. Limits are detailed on the plan pages.
📊 At a Glance: Medicare Advantage in West Carroll Parish
Average Monthly Premium
$36.49
Plans with $0 Premium
11
Average MOOP Limit
$5,622 ($9,350 max. in 2025)
Average Rx Deductible
$251.43
Plans Without Drug Coverage
4 (standalone Louisiana Part D plans)
Plans with 5-Star Ratings
No 5-star plans available.
Stars  Ratings (Plan Mix)
4+ Stars: 33% · 3 Stars: 67% · Below 3: 0%
Plans Available
18 (excluding West Carroll Parish SNP plans)
Plan Type Breakdown
11 PPO · 1 HMO · 4 HMO-POS · 2 REGIONAL PPO
Countywide Enrollments
731 (excluding SNP plans)
Top 3 Plans by Enrollment
1. Blue adVantage Classic (HMO-POS) — 357 enrollees
2. Blue adVantage Reliance (HMO-POS) — 229 enrollees
3. Aetna Medicare Freedom (PPO) — 55 enrollees

Data Sources: CY2025 Landscape, PBP Benefits, Star Ratings Data, Monthly Enrollment by CPSC, and SimpleMaps U.S. Counties. Enrollment data last updated April 7, 2025. County demographic data last updated April 5, 2025.

Understanding Your Medicare Advantage Options

Medicare Advantage Plans, also known as Part C, are offered by private insurance companies and provide comprehensive coverage that includes both Medicare Part A (hospital insurance) and Part B (medical insurance). Many of the 18 plans available in West Carroll Parish also include additional benefits such as prescription drug coverage, dental, vision, and wellness programs, making them an all-in-one alternative to Original Medicare.

🏥 Health Maintenance Organization (HMO) Plans

HMO plan members must use the plan's network of doctors and hospitals in West Carroll Parish, and typically need a referral to see a specialist. Some Medicare Advantage HMO Plans may have lower costs but offer less flexibility in choosing healthcare providers. There are 39 residents enrolled in HMO plans in this county. The most popular plan is Humana Gold Plus H1951-049 .

🔓 Preferred Provider Organization (PPO)

A PPO allows more flexibility in choosing healthcare providers, with the option to see specialists without referrals, though often at a higher cost. Medicare Advantage PPOs usually have higher premiums and out-of-pocket expenses. There are 85 West Carroll Parish residents enrolled in PPO plans. The most popular of these plans by enrollments is Aetna Medicare Freedom .

🔀 Health Maintenance Organization Point of Sale (HMO-POS)

Medicare HMO-POS plans are a type of HMO that offers a little more flexibility. Like a regular HMO, you typically use the plan's network of doctors and hospitals for care, usually requiring a referral to see specialists. However, an HMO-POS plan lets you receive certain healthcare services outside of the network at a higher cost. There are 607 residents enrolled in HMO-POS plans in this West Carroll Parish. The most popular plan by enrollments is Blue adVantage Classic .

If you qualify for Original Medicare or Medicare Advantage in West Carroll Parish but don't know where to begin, we have licensed insurance agents[1] at 1-855-728-0510 (TTY 711) who can answer your questions (Mon-Fri 5am-6pm, Sat 6am-5pm PST) and help you get enrolled. There's no obligation.

Advantages of Enrolling in Medicare Advantage

Medicare Advantage Plans, also known as Part C, provide several key advantages over Original Medicare. Bundle up your healthcare with plans that cover Medicare Parts A and B, plus some extras like prescription meds, dental care, and vision services - it's a package deal! Medicare Advantage can be a smart choice if you want to maximize your healthcare dollars and enjoy extras like additional services and lower out-of-pocket costs.

Here are some of the top advantages these plans offer West Carroll Parish residents:

🧑‍⚕️Coordinated Care

Plans often include care coordination services, which help you manage your healthcare across different providers and services.

💸 Cost Savings

Many plans have low or $0 premiums and offer capped out-of-pocket costs, providing financial protection against high medical expenses.

🧾 Comprehensive Coverage

Includes Medicare Part A, Part B, and often Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing.

🧘 Wellness Programs

Many Yavapai County plans offer free gym memberships, wellness programs, and preventive care services. You need to stay healthy, right?

Tips for Selecting a Medicare Advantage Plan

Selecting the ideal Medicare Advantage Plan from the 18 plans available in West Carroll Parish involves evaluating several crucial aspects:

🏥1. Provider Network

Ensure your healthcare providers are within the plan's network to maintain continuity of care.

💊 2. Prescription Drug Coverage

Confirm that your current medications are included in the plan's formulary to avoid higher out-of-pocket costs.

💰 3. Costs

Assess the plan’s premium, deductible, and out-of-pocket expenses. The ideal plan aligns with both your financial situation and your healthcare needs.

🎁 4. Additional Benefits

Identify any additional benefits that are important to you, such as fitness programs, routine dental, or over-the-counter medication benefits, and ensure the plan includes them.

⭐ 5. Plan Ratings

If a plan offers the benefits you need at a price you can afford, be sure to check its CMS star ratings. This will help you avoid plans with known problems, like poor customer service.

Discover the key factors to consider when comparing Medicare Advantage Plans.

Medicare Advantage Enrollment Periods

Knowing when and how to enroll in a West Carroll Parish Medicare Advantage Plan is key to getting the healthcare coverage you need. Here’s a quick overview of the enrollment opportunities available to you in for 2025.

📅 Initial Enrollment Period (IEP)

The IEP is a seven-month window surrounding your 65th birthday, allowing you to sign up for a Medicare Advantage Plan as soon as you become eligible for Medicare.

🗓️ Annual Enrollment Period (AEP)

The AEP runs from October 15 to December 7 each year, giving you the opportunity to change, drop, or enroll in a Medicare Advantage Plan.

🔁 Open Enrollment Period (OEP)

Between January 1 and March 31, if you’re already enrolled in a Medicare Advantage Plan, you can switch plans or revert to Original Medicare.

To learn more about the enrollment periods and steps to take, check out our comprehensive Medicare Enrollment guide.

Are you ready to enroll? Do you still have questions? Our licensed insurance agents are ready to help with no obligation. Call 1-855-728-0510 (TTY 711) for assistance, Mon-Fri 5am-6pm, Sat 6am-5pm PST.

Frequently Asked Questions

What are the most popular Medicare Advantage plan types in West Carroll Parish?

Based on the 2025 plan data, PPO plans are the most common in West Carroll Parish. The full breakdown of plan types is: 11 PPO · 1 HMO · 4 HMO-POS · 2 REGIONAL PPO.

How much can I expect to pay out of pocket for Medicare Advantage plans?

The average maximum out-of-pocket limit (MOOP) in West Carroll Parish is $5,622 for 2025.

Do any Medicare Advantage plans in West Carroll Parish have 5-star ratings?

No 5-star rated Medicare Advantage plans are available in West Carroll Parish for the 2025 plan year. However, 33% of plans have a rating of 4 stars or higher.

What is the average monthly premium for Medicare Advantage plans in West Carroll Parish?

The average monthly premium for Medicare Advantage plans in West Carroll Parish is $36.49. A total of 11 offer $0 premiums, though costs vary by plan type and benefits.

More About These Plans

Carrier Plans Offered

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

Master Plan Pages by Plan ID

The plan pages listed in the table above have been modified for localization to help consumers identify plans available in their area. Most plans are available in multiple areas. The following list of plan IDs link to each plan's master page.

H5521 235, H5521 230, H5521 326, H1248 007, H1248 004, H1951 049 3, H6453 013 1, H6453 020 2, H6453 018 1, H6453 017 1, R0110 003, H5216 201, H5216 161, H5216 064, H5216 326, R0110 001, H4544 001, H4544 002

Plan Availability

The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Epps, Oak Grove, Pioneer, and all other areas of West Carroll Parish, Louisiana, including the following zip codes: 71237, 71242, 71253, 71263, 71266.

Citations & References
  • Medicare.gov, "Compare types of Medicare Advantage Plans", Last Accessed 19 March, 2025
  • Medicare.gov, "Special Needs Plans (SNP)", Last Accessed 11 June, 2024
  • Medicare.gov, "How to compare Medigap policies", Last Accessed 19 March, 2025
  • Plan and enrollment data provided by the Centers for Medicare & Medicaid Services (CMS)
  • Data processed and interpreted by MedicareWire.com editorial team.
  • Read our methodology and sourcing policy.

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  • Plan Overview
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  • How to Choose
  • Enrollment
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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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