Comparing 2020 Medicare Advantage plans to find the best options in Mercer County, Ohio? You're in the right place.
Unlike Medicare Part D prescription drug plans, which are a statewide option, Medicare Advantage Plans vary by county. The reason for this is simple. Not all areas have the same healthcare resources or needs, so county-by-county plans work better.
Who Can Enroll in Medicare Advantage in Mercer County?
If you are age 65 or older, you most likely qualify to enroll in a Ohio Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Ohio insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better in Mercer County, OH?
Medicare Advantage is one way to get full coverage healthcare. However, beneficiaries living in Mercer County also have the option to keep their Original Medicare benefits and upgrade their coverage with Ohio Medicare supplement insurance (Medigap) and a Ohio Medicare Part D plan (PDP) for help with prescription medications.
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Medicare supplements directory, where you can learn about and compare Medigap plans. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.
Compare Plan Rates
The average Ohio senior compares three or more quotes before making an enrollment decision.
Special Needs Plans in Mercer County, Ohio
Looking for Medicare Special Needs Plans available in Mercer County, OH?. Special Needs Plans are Medicare Advantage plans designed specifically for three types of special needs:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Click here for details.
Mercer County, OH Medicare Advantage Plan Availability
The 37 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Burkettsville, Celina, Chickasaw, Coldwater, Fort Recovery, Maria Stein, Mendon, Montezuma, Rockford, Saint Henry, and all other locations in Mercer County, Ohio. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).