On this page we help consumers: Shop and compare 2020 Medicare Advantage Plans in Lucas County, Ohio. You can compare premiums, deductibles, co-payments, supplemental benefits, star ratings, and more.
Looking for the top Medicare Advantage plans in Lucas County, Ohio for 2020? You're in the right place.
While Medicare Part D and Medicare Supplement plan availability is the same throughout the state, the complexity of Medicare Advantage plans requires them to be localized. The primary reason for this is that different areas have different healthcare providers, so localized health plans offer the best choices.
Who Can Enroll in Medicare Advantage in Lucas County?
If you are age 65 or older, you most likely qualify to enroll in a Ohio Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Ohio insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better in Lucas County, OH?
Medicare Advantage is one way to get full coverage healthcare. However, beneficiaries living in Lucas County also have the option to keep their Original Medicare benefits and upgrade their coverage with Ohio Medicare supplement insurance (Medigap) and a Ohio Medicare Part D plan (PDP) for help with prescription medications.
A Medicare supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our directory of supplemental plans to compare supplemental Medicare insurance available in your area. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
Lucas County, Ohio Special Needs Plans (SNP)
We organize Medicare Special Needs Plans for Lucas County, OH beneficiaries in a seperate directory. Although SNP plans are Medicare Advantage plans, they are only available to:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Click here to browse the Medicare SNP plans.
Lucas County, OH Medicare Advantage Plan Availability
The 58 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Harbor View, Berkey, Holland, Maumee, Monclova, Neapolis, Sylvania, Waterville, Whitehouse, Toledo, Oregon, and all other locations in Lucas County, Ohio. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).