On this page we help consumers: Shop and compare 2020 Medicare Advantage Plans in Lake County, Ohio. You can compare premiums, deductibles, co-payments, supplemental benefits, star ratings, and more.
Searching for the best rated 2020 Medicare Advantage plans in Lake County, Ohio? You're in the right place.
While Medicare Part D and Medicare Supplement plan availability is the same throughout the state, the complexity of Medicare Advantage plans requires them to be localized. The primary reason for this is that different areas have different healthcare providers, so localized health plans offer the best choices.
Who Can Enroll in Medicare Advantage in Lake County?
If you are age 65 or older, you most likely qualify to enroll in a Ohio Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Ohio insurance agent. This is the best way to go if you need someone to help advise you.
Original Medicare + Medigap vs. a Lake County Medicare Advantage Plan
If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage in Lake County. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a Ohio Medicare Part D Plan (prescriptions) and a Ohio Medigap plan (supplemental Medicare insurance).
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, check out our Medigap directory and compare Medicare supplement plans in your area. All Medicare supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
Medicare SNP Plans Available in Lake County, OH
MedicareWire has a special directory for Lake County, Ohio Special Needs Plans. Although managed under the Medicare Advantage program, SNP plans are designed specifically for three types of people:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Click here to see what SNPs are available in your area.
Lake County, OH Medicare Advantage Plan Availability
The 59 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Grand River, Madison, Mentor, Painesville, Perry, Wickliffe, Willoughby, Eastlake, and all other locations in Lake County, Ohio. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).