Comparing 2020 Medicare Advantage plans to find the best options in Darke County, Ohio? You're in the right place.
Unlike prescription drug plans (Medicare Part D), which are the same statewide, Medicare Advantage plan availability and options vary by area. The reason for this is simple. Not all areas have the same healthcare providers, so localized plans are better.
Who Can Enroll in Medicare Advantage in Darke County?
If you are age 65 or older, you most likely qualify to enroll in a Ohio Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Ohio insurance agent. This is the best way to go if you need someone to help advise you.
Medicare Advantage vs. Original Medicare with a Ohio Supplement
If you are concerned that a Medicare Advantage plan could be inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs in Darke County. A Ohio Medicare supplement (Medigap) and a Ohio Medicare prescription drug plan (Part D) work hand-in-hand with your Original Medicare to give you the best coverage possible.
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, check out our Medigap directory and compare Medicare supplement plans in your area. All Medicare supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
Compare Plan Rates
The average Ohio senior compares three or more quotes before making an enrollment decision.
Darke County, Ohio Special Needs Plans (SNP)
We organize Medicare Special Needs Plans for Darke County, OH beneficiaries in a seperate directory. Although SNP plans are Medicare Advantage plans, they are only available to:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Click here to browse the Medicare SNP plans.
Darke County, OH Medicare Advantage Plan Availability
The 28 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Ansonia, Arcanum, Gettysburg, Greenville, Hollansburg, New Madison, New Weston, North Star, Osgood, Palestine, Pitsburg, Rossburg, Versailles, Yorkshire, Union City, and all other locations in Darke County, Ohio. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).